Public Liability Insurance

MuddyMonster

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After a chance chat, I'm now wondering if my Public Liability limits may not be enough (I'm insured upon to £1million at the moment on my horse's insurance).

I used to livery and hack on private land but since moving it's now bridlepaths and country lanes, so increasing it may not be a bad idea?

I'm looking at either looking to see the cost of increasing it on my horse's insurance or taking out a seperate policy.

I've seen BHS insurance covers up to £30 million whilst HarryHall One Club offers up to £10 million.

I know nothing about this, so what sort of figure should I be looking at as a minimum? Any recommendations for insurers to look at other than the BHS and HH One Club? Unlike the idea of Harry Hall for savings on their products but appreciate I shouldn't be basing insurance on money off riding clothes :D
 
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