I have a farm policy with NFU and insure my quad, tractor and all machinery on the one policy. it worked out the cheapest of all and means each item is covered and I don't have to have individual policies.
OMG this is a nightmare for us, just looking for a renewal, the prices are terrible!! We only use our quad for the field and taking the muck trailer a mile up the road, £300 is too steep for my liking!