Questions to ask when looking to loan

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CandyCane

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Viewed a potential loan horse on Sunday, all was a bit rushed as the owner needed to go to a show. I'm going back at the weekend to hack him out but what else should I be looking at and asking about.
He rode nicely apart from a funny transition in to canter which was almost like a bounce forward. He was also in poor condition, I would say a 3 on a 1-9 scale which worried me as its still early in winter. He is up for loan as the owner is going abroad and he hasn't sold. He would need to stay on there yard.
I'm looking to hack, riding club and hopefully BE this horse, he has BE'd before up to 100 but not for 3 years.
 
Yes I know owner going abroad

However are they loaning as they want to hold onto the horse, or has he not sold as they were asking too much money or he's rubbish?

Also how much are they asking, as if you are paying full livery + all bills, should be considering buying something cheap so that you own it?
 
If he's competed in the past I would ask for his record or his competing name and look him up. Also try googling his name or trying Utube etc.

Who's paying the insurance/vet fees etc. Have you asked about his feeding regime and why he's not carrying any weight.

What about soundness. Have you asked if he has had any issues and if they are likely to re-occur with work.

If he's staying at their yard, presumably you will have use of all their equipment ie saddle/bridle but have you confirmed this.

Even though this is a loan I would treat it the same as buying a horse and ask all the same questions.
 
What happens if you decide he's not for you, or something major goes wrong and they are still abroad? I would be worried about that in case you are left 'holding the baby' so to speak. Also why didnt he sell? I would be tempted to have a vet check too if you are looking at long term loan and any possible competitions too :-)
 
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