Rich people! What do you do for a living?

I'm not rich but dont struggle either. I think that i'm another lucky one, i met my husband who just bought a 2 bed end terraced house for £22,500 (yes needed alot going to it but cheap mortgage). We moved into my rented house while he done it out to a 3 bed with extension at back.
To cut a long story short we both work, i work in accounts and husband works in garden maintenance (has his own family run business), we decided to buy the house outright. We're very lucky because were both in our 30's with no mortgage and the money we do earn we dont squander. My horse gets all my spare time and money but I love my life and even though i'm not finacially wealthy i wouldnt change the way i live. :D
 
sheep said:
Some of the wealthiest people I know are
- save every penny
- never indulge themselves
- drive ancient old cars
- live in big old cold houses
- wear ancient clothes
- never throw anything away, food included

Basically, it seems that they don't care about status or symbols, and simply spend enough money to 'get by'. A memorable example is of a family friend offering my mum some salad dressing (this was in about 2003) that had gone off in 1987, but she was still using it on occasion.

;)
Click to expand...

agree that this is the case with wealthy clients,

for eg, the staff that he pays will choose to fly first class but the boss flys economy or business

have a multi millionaire client that drives a 15 year old holden (he started his business in his garage)

another wealthy client worth approx 50 million, shares our office with us, I think his rent is about $10 000 a year for the room he rents from us

the younger the wealthy client is the less frugal they are another client has purchased a house for $8 million, the older /wealthier clients seem less inclined to do this

- what business are they in
property development
IT
car dealerships
chicken processer
refridgeration
trucking and transport
doctors
 
I am rich...cos I want for nothing...well thats not exactly true LOL.
I have a hard working policeman as a hubby, I work 3 days a week as an Insurance Underwriter, have 2 kids under 10 years old, 3 horses (2 elderley and 1 baby horse),a dog, chickens and a fish! 2 Horses in DIY livery at a friends yard at £30 a week inc hay and bedding (very lucky at that price!) and 1 horse at home (mortgaged) as we have a couple of acres, outdoor school and stables. We could only afford the house as we built it onto the side of my mum and dads house and used some of their garden!!! I have a little run around Cleo car, hubby has a Mazda and we have a Leyland horsebox P reg (which could do with a paint job!). We are not big socialisers and are very good with money which is why I can have my horse and horsebox! Would love to have more money so we didnt have to worry about the little things, but we are fit and healthy...thats what counts.
;-)
 
I have had horses since I was about 8 and started paying as much as I could towards them from about 14, I would work all day Saturday on the market helping out my grand parents. birthdays and Christmas were always to get bits for the horses and nothing else :)

When I turned 18 I went to University and at that time my mum was running a yard and the perk was/is free livery for one horse and reduced rates for the rest. I got the free livery place for the 4 years I was at University.

Since coming back from University I have got a good job, could be better but on a normal week it suits me. I have moved out of my parents out in with a friend to renovate a large house that was converted into flats some years ago, there are also a couple of cottages in the grounds and room for a horse! (and a little one). The house and land is inherited and something between us we couldn't afford to by. It all sounds good but although we both have a reasonable income 3 of the 6 properties are empty/derelict and we have to pay council tax on them. 2 of them are let out and their income doesn't cover the renovation costs of the 3rd flat. The roof is full of holes, the barn is in a state of collapse and you can see sky through the roof in either cottage. we have removed over 12 tons of scrap and 50 cubic meters of unburnable rubbish. It's been 3.5 years since we started and we still step over buckets to go to the bathroom.

At this point we are stood still, not making any progress the costs are to high and treading water is all we are doing.

Working full time at work (and away from home some weeks) and then full time when at home trying to make progress with holidays just for working, my horse is my outlet and 'thinking space'. Money for the horses comes first, a second ridden horse is being considered and the money for that is looking as though it is coming from my next pay review/promotion.

In time it will be a nice place to live and will be self supporting off its own income. (being 400 years old it needs constant maintanence to stay standing) leaving both of our incomes to be supporting of our hobbies.

I'm now 26 by the time I am 30 I will be in a better position than I am now and when I get to 35 an even better one still. The dreams are extravogent, the plan complex, reality is tiring but it will all be worth it.
 
Spring Feather said:
That is sad :( I have never experienced this Bumblelion. What you say may be the case for you and some others but I am very happy and not lonely in the slightest. I am also not aware of anyone disliking me because of the car I drive, the house I live in or the amount of horses I have.
Click to expand...

It is sad that people judge us that way! I do think a lot of it is based upon our ages though. Not many people in their twenties have what we have, particulary in the area that we live, therefore their attitude is "snobs", which couldn't be further from the truth! An example is my partner was filling up a brand new ferrari in the local fuel station, (a client of his lent it to him for the week as a thankyou, being a 25year old man, he wasn't going to decline!!). One of his employees was already in the shop and he said how they were all gossipping and jumping to conclusions! To be honest it is quite funny and water off a duck's back now but it does definitely stop us from making genuine friends! I think another reason is because we're not local, people didn't go to school with us, so we're just a big mystery!
 
Spring Feather said:
Sorry I just spotted where you live and yes probably that is one of the main reasons you haven't been accepted within the community. You need to move to a more open-minded Shire further south :)
Click to expand...

Lol, I'm from London originally so I totally agree and that is the long term plan, hence why we're renting! Their attitude around here is "bloody southerners moving up here, putting our house prices up!". Enough said!
 
I would class most of you on here as rich :p

My parents' combined wage comes to less than £30,000 a year, so we can afford the basics but not much more. I am lucky really that I was given Tont, and he is very cheap to keep. I would love to move to a livery yard to have a school to ride in, but we just cannot afford it :(
 
Tonty Tont said:
I would class most of you on here as rich :p

My parents' combined wage comes to less than £30,000 a year, so we can afford the basics but not much more. I am lucky really that I was given Tont, and he is very cheap to keep. I would love to move to a livery yard to have a school to ride in, but we just cannot afford it :(
Click to expand...

Yes, but I am a great believer in that money doesn't make you happy. Everyone can aspire to do better, and dream of winning the lottery or meeting a rich man, but if you have what you need to live on, the rest is irrelevant. As Bumblelion has explained, money doesn't get you friends. It doesn't give you health and money can cause the breakdown of families. Everyone should be thankful of what they do have and not be envious of what they don't have. You can have a richness of life without a wallet full of notes.



Now has the euromillions draw been on yet? Anyone know the numbers?
 
bumblelion said:
I think people think we're rich, probably bank robbers or dealers! We're both in our late 20's, have 4 top of the range cars, including a 4x4, own a 3 bed town house which we rent out. Rent a property with 6 acres, 7 stables, floodlit ménage etc. I have 2 horses who get everything they need, 2 large dogs. Never have to worry about running out of money, can buy what I want, when I want!
Saying this, my partner owns numerous design and engineering companies and works all over the place, including abroad. He puts a lot of hours in, so doesn't get much time with me or his daughter! He also has a lot of pressure to perform as we've got almost 20 employees who need paying high wages each month! He does thrive on it though!!
Whereas for me, I'm not the materialistic one, so long as my daughter and animals are fine, I'm happy! Last time I went to the hairdressers was 6 years ago, I rarely buy clothes for myself etc! We've only lived in this area for 5 years now and I can't say iv honestly got one friend!! People just don't give me a chance as they know where I live and what car I drive and automatically dislike me without knowing or wanting to know me! Luckily I'm thick skinned but those who do actually know me can see past the money!!
In a nutshell, having money is nice but it's lonely too!!!
Click to expand...

This is really sad.... I hope people start seeing beyond that and welcoming you into the community. Village life is quirky. Do you try and intergrate with the locals?
 
Aces high- village life is quirky!! I do try but find if I go anywhere, such as taking my 1yo to the swings, people just walk off!! I'm a very chatty person, can talk to anyone about anything but it just doesn't seem to work! I used to chat to more people when the horses were on livery but we've all moved on and have our own lives!! It doesn't bother me hugely though, iv got my horses, dogs and daughter to keep me going in the day! I do enjoy my own company too!
 
I know when I used to do odd shifts in our local pub - I was seen as the daughter of the landowners. I found this quite hard as it was my first intergration within the village. I have since distanced myself through choice as the village tittle tattle isn't for me. I do not have children so haven't got involved with school mothers etc but when I drive past them in the morning on my work to work, I would be terrified going to the school gates to drop off or pick up my child! I am like you - I enjoy my own company, friends out of the village, horses, cats and dog!

To make you chuckle - there is what I refer to as a "wide boy" who I had spoken to being polite a couple of times when I was working in the pub - just saying hello and asking how he was etc. Anyway I haven't spoken to him for about 6 years and yesterday he walked past me outside the village shop and he said "hello stranger!" I replied "hello - how are you?" I then realised he was on the phone and wasn't speaking to me. I felt a complete fool and dived into the shop! He gave me a very very bizarre look....
 
Interesting thread - the emerging theme here is that the "rich" tend to have their own companies, so then it is not a question of wages but income. Something for the "yoof" to bear in mind.
I have met some event horse owners for the big name riders, and they were old money or retired partners in law firms, that sort of thing. Also, Lord Harris springs to mind and he made his own money and owns CarpetRight.
I don't think of myself as rich exactly, but I can afford to keep my own horse and I own a couple of competition horses with riders. I do this by owning my own business. This earns a good income and also means I am in charge of my own time, so I can ride to some extent when I want. Having said that, I am never really off the clock and am at work many weekends, if needs must. I would not recommend owning horses unless you had a comfortable income because they are an expensive hobby, TBH, but I know plenty of people on limited incomes do.
The thrift part is really important. Although my income is pretty good, we NEVER buy a new car, my horse transport is a trailer and Jeep and I bought the Jeep, second hand after researching and working out it was the cheapest towing vehicle I could find. I probably buy most of my clothes at ASDA, and our holidays are pretty modest - never been to the Seychelles, etc. We eat out about once a month, and my motto is "I do not worship material objects". I do like the feeling of having enough money in the bank to meet all bills and any unexpected expenses.
So my definition of getting "rich" would be - be your own boss, work hard, don't spend money on "stuff", save and look for bargains, and you will be free to indulge in horses for a hobby.
 
cyberhorse said:
The moral of the story don't go into dentistry/medicine if you want money!!!!
Click to expand...

Or - dont get a job on over 15k for 10 years... and no debt - voilla! :D I jest but in reality it is very serious, I have had a few friends come out of uni in the supertax bracket and are really struggling to keep a 2 bed decent sized terrace (in lancashire i might add). Makes more of a joke of it when another friend left school before her GCSE's, later got a job through a careers service, worked her way up and is now earning 25k p.a (8 years later) but has no debts so can spend money pretty easily with no worries and is now looking at opening her own business... no rice/beans for her.

loved the comment about too much month left at the end of the money - how true!!
 
Navalgem said:
Or - dont get a job on over 15k for 10 years... and no debt - voilla! :D I jest but in reality it is very serious, I have had a few friends come out of uni in the supertax bracket and are really struggling to keep a 2 bed decent sized terrace (in lancashire i might add). Makes more of a joke of it when another friend left school before her GCSE's, later got a job through a careers service, worked her way up and is now earning 25k p.a (8 years later) but has no debts so can spend money pretty easily with no worries and is now looking at opening her own business... no rice/beans for her.
Click to expand...
Great post!! nice to see that swaning around for a few years at uni and getting a 3rd rate degree dosent bring instant sucess but working your way up and making an effort to better yourself still is the best route to get on degree or not ......
 
Last edited:
I think everyone posting on this thread is rich. Anyone paying the higher rate of tax is amongst the wealthiest few percent - 50% and you're doing very well indeed.
 
I have 200 acres two houses plus a derelict house but a farmer so nothing income be better off selling up and living off income, but happy doing what I want two ride able horses plus one retired, asset rich income poor.
 
perfect11s said:
Great post!! nice to see that swaning around for a few years at uni and getting a 3rd rate degree dosent bring instant sucess but working your way up and making an effort to better yourself still is the best route to get on degree or not ......
Click to expand...

So true. I have three brothers. Two have Oxford degrees, one left school at 16 with no real qualifications.
The one with no degree has his own publishing company and is a millionaire. The other two were not motivated by money and chose careers where money was of secondary importance, while the one who left school always wanted to be rich and he is.
 
Bumblelion - I'm in S Lincs too and certainly wouldn't lok down on you for what you've done (or think you a snob!) nor would OH - drop me a line if you want a chat! Though you'd have to put up with my in my dog opld Toyota Corolla LOL :D
 
You must log in or register to reply here.
Top