ride at your own risk contract/waiver

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natashaj

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1 September 2012
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Hi!

Does anyone know where I can download a template contract that says you ride at your own risk?
I am putting my horse out on part loan & heard all sorts of horror stories about people trying to sue the owners when they have fallen off etc & really don't want that happening to me!

He is really well behaved with me, so didn't think I would have anything to worry about, until last night when a girl came to see him & he reared up three times & thought he was a bucking bronco, so decided I really do need this contract!

If you could link me to any downloads or feeds with them on it would be much appreciated!!

Thanks,
Natasha! x
 
Have a look at the BHS loan contract - i'm pretty sure it has a paragraph which says something along the lines of 'riding is a high risk sport, and your own riders liability insurance is strongly recommended'.

I've always used a version of that contract for any part/full loans. You can edit out bits which don't apply...

I'm not sure how much any contract would stand up in court though if someone could prove that you knowingly put them in a dangerous positionthough, so make sure you disclose any tendancies to buck/misbehave so it cannot come back on you!
 
Thanks!

Like I said previously, he has never done anything like that with me before, but on the advert I did advise that he can be temperamental & that he needs a confident rider.
I am not knowingly putting someone at risk as I have never experienced this with him in the years that I have owned him! :)
 
Puppy said:
A disclaimer for death or personal injury isn't worth the paper it's written on.
Click to expand...

This is spot on, you can't waive liability for death or injury. You can however insist that the loaner takes out their own insurance and that it must meet certain minimum requirement.
 
Puppy said:
A disclaimer for death or personal injury isn't worth the paper it's written on.
Click to expand...

That's my understanding, in English law you can not sign away your rights so if you sign a waiver and them get hurt you can still sue because the law does not give you the right to put yourself outside its protection.
 
Get any potential loaners to have an 'assessment' ie a lesson, with a third party before you loan. The whole thing is based around 'reasonableness' so if you can prove that you have taken 'reasonable' steps to ensure horse and rider are suited that will go a long way to protect you.
 
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