Rider Insurance

BHS - As part of the Gold Membership, they include Personal liability Insurance and Personal accident insurance cover. You also get the other benefits like legal helpline etc.

I think that most of the horse insurers offer something similar too, like NFU, E&L etc???
 
What cover do you need?
3rd party liabiity
Income replcement if you are injured?
Cover for any injuries to hrose you are riding ( eg borrowed horse)
BHS is for horse you own, for 3rd party
NFU does one that covers non-horse-owning riders
If you need an injury cover type policy, any normal general insurer does them - they can you for lost income or provide lump sums in case of serious injury, riding or otherwise
 
BHS membership is dear caompared to joining the British Driving Society who offer much the same cover for a much smaller annual subscription.
 
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