Riding club types / happy hackers - insurance?

arizonahoney

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Who do you insure with and what are you paying as an annual premium? My quotes seem to be coming in at around £450 - is that reasonable, do you think?
 
What value have you put on your horse, how old is it, have you included LOU, what vet fee cover and excess do you have.

I would say £450 is on the highish side.

I pay about £35 pcm with NFU for an under-insured eventer (3K) with 5K vets fees
I also pay about £14 a month with KBIS for a retired horse, no value, 3K vets fees external/accident damage only.

I find KBIS very good for a taylor made package with lots of options for the cheaper horses, but quite expensive for comprehensive competition cover
 
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