Selling your soulmate

Mince Pie

Mince Pie

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Due to financial problems I have had to make the devastating decision to sell my cob. Please tell me this will get easier :( I know I will be in floods when he goes.
 
Can you not loan him? :(

Awwww, I feel for you, it is devastating when you make the decision but when you are forced it is so much harder! Try and stay in touch with new owners and time is a great healer.... ((((((((((((((HUG)))))))))))))))
 
No I really need the money from his sale :( I have had this pony for over 4 years, he really is my horse of a lifetime. I can barely write his ad.
 
Is he the bay in your signature? If so he looks lovely so you should be able to pick a good home for him. It's an awful situation to be in, though. I'm sure it will get easier with a bit of time.
 
I know V and I did think of you when I posted this but at least one day you can get your boy back, sadly loaning is not an option for me :(

MS yes it's the bay in my sig.
 
i really feel for you broke_but_happy i had to sell my soulmate 4 years ago and i still think about him eveyday,like you i had no option,it does get easier im stillin touch with his owner but ive never been to see him it would break my heart all over again,big hugs:o
 
sweetheart when read the title i felt one thing but reading you post i felt nothing but so much saddness - my heart is so with you but we have to look and live life realistically - darling he is fit and able -yes? he can go on to enjoy life? sweetheart no words can take pain away but you can be careful - ask for references -vets others yard owners just ask, check where he will be living , ask to see peolple around other horses , visit them and check them out - it wont be easy and would be lying if said was but you can take steps to ensurethe horse is happy - my thoughts with you hun and hey always here only a pm away with a shoulder - big big shoulder hun xxxx
 
Could you try leasing him for 12 months? I've seen a few offered on 12 month lease (mostly show types). You would get a monthly income and your horse back. Not sure if this practical, but a thought. So sorry you are in this position, must be truly horrible :(
 
babymare said:
sweetheart when read the title i felt one thing but reading you post i felt nothing but so much saddness - my heart is so with you but we have to look and live life realistically - darling he is fit and able -yes? he can go on to enjoy life? sweetheart no words can take pain away but you can be careful - ask for references -vets others yard owners just ask, check where he will be living , ask to see peolple around other horses , visit them and check them out - it wont be easy and would be lying if said was but you can take steps to ensurethe horse is happy - my thoughts with you hun and hey always here only a pm away with a shoulder - big big shoulder hun xxxx
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Thank you hun that made me cry (again) :o
 
0ldmare said:
Could you try leasing him for 12 months? I've seen a few offered on 12 month lease (mostly show types). You would get a monthly income and your horse back. Not sure if this practical, but a thought. So sorry you are in this position, must be truly horrible :(
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I can't really see anyone leasing him :( he is not a show type just a real typical family cob.
 
This whole thread is making me cry to be honest. What an awful and sad situation to be in :(
I really do feel sorry for you that it has come to this.
Is there really no other way? Without sounding personal and don't want to delve or ask you to divulge as that is not my intention but could you not loan the money that you need from someone close at all? Or is it the upkeep of your cob that is part of the reason as well.
Just trying to explore options although I can bet you have gone through them all in your head over and over again.
I really am sorry for you and if it really does come to finding him a good home and that one day you will not feel so distraught over this :(
big hugs from me too ((( ))) xx
 
It's not the upkeep, although that isn't helping. I need to clear my o/d (4 figures) as the bank has called in the debt. Unfortunately out of my 2 he is the one who is worth more even though he is the cheaper one to keep.
 
hun i meant every word- sometimes life takes over - we have the kids to feed we just have to live- sounds like you given him the best posss start in life so as said big shoulders here an waiting xxxx
 
Awww hugs to you and ollycob.... i really feel for you. There is nothing anyone can say that will make it better, just like the other poster said you can make sure he goes to a five star home.

Have you spoken to the bank? , they will often be able to give you advice and spread the payments out if you explain the situation and come up with a repayment plan- they might compromise if you show willing. If so this might give you the lee-way to just put your boy on full loan for a year or two while you pay off the debt and then are able to take him back when the debt is clear. It would probably mean selling something else of value ie. car/ computer etc.. to put a lump sum up front, and then a monthly fixed term re-payment plan. I would be into the bank first thing with an action plan....they are much easier to deal with face to face and the bank manager will have some discretion.
 
Really sorry you're in a position where you have to sell your boy. I really feel for you.

I can't really offer any advice that's not already been said.

Good luck in finding him a loving home
 
If you are closer to the cob and the other is fit and healthy sell the other one.

Talk to the bank and tell them how much you can raise.

If you are paying off a big ish chunk they will set up a repayment for the balance.

It will still be hard to sell the other one but I would sell (and am doing due to redundancy and wanting babies) Ice if it meant I could keep Beau, though I try to treat both the same Beau is my soul mate and I cannot imagine being in this position. It's hard enough selly Ickybaby.

Seriously consider how much you could get for your other horse and go speak to the bank. Don't give up until you have tried everything.

If there really is no other way then as others have said concentrate on finding he best home. You could try to reserve the right to purchase back if he is ever sold at reasonable market value.
 
I had to this too due to money. I put my horse out on loan but he had to come back sooner then I expected and I was forced into selling him.

Trust me it is hard but it will get easier. B was my horse of a lifetime - he taught me so much and I know there will be another horse like him but unfortunately it had to be done. There were tears and heartache and over a year and a half later I still got a little tearful at Hickstead this year as I miss him and SJ'ing so much. But like any breakup it will get easier as long as you keep busy
 
Not quite the same circumstances but this weekend our mare will go off to her new loan home (if God willing she loads) I keep wavering between "this is definitely right thing to do" to "omg what are you doing?!" Even though we both know this is the best thing for all of us, I know my daughter will be in floods of tears and so will I, I am going to make a point of not being there because I don't want my feelings to stress the mare out when they're trying to load her.
 
I'm pretty sure the bank cant just call in an entire lump sum of overdraft off you can they?? Anyone know about this? I wouldnt say this was reasonable at all, what are people without a horse or anything else to sell expected to do?!
If you tell them you cant afford and get a repayment plan set up then maybe you can find a way out of this. I'm sure they have to do this, they cant take what you cant afford. Perhaps sell the other one to get a little lump sum to put down and save on upkeep that can go on repayments.
 
I really feel for you. I was in a similar position at the beginning of the year, first time home owner struggling with continual rising bills, soaring petrol prices and then 4 consecutive vet visits for daft things totaling £600, extra bedding and hay while in, bla bla bla. The outcome was a maxed out overdraft. I had her up for loan when I saw this was getting out of control, but had no interest in her. Luckily, there's a college not far who have her on loan now, and I only have to pay her insurance. It's not ideal, but I know she's happy and she's still mine and it's a temporary measure. Big hugs x
 
OP, I cannot imagine what you are feeling like right now. You poor poor thing! I wish I could offer up some sort of advice that could help you through this. Your boy will be very appealing to a large number of people and so you can afford to be chossy. Make sure the people you sell him to will keep in touch and offer you first refusal if they have to sell. Preferably, I would look for a forever home. Though this can never be guaranteed, at least look for someone who intends it. Good luck.
 
I was in the same position quite recently and felt I had no choice other than sell although it happily didn't come to that. Really sorry to hear this.

The money you save from loaning will exceed the sale value fairly quickly and the horse will still belong to you. Also you'd get a great response for a good horse and less time wasters when advertising for loan, or at least that was my experience. You really do have your pick of homes. If he's your horse of a lifetime I'd advise you sell your other horse :(:(

In regards to the financial side of things this website has a great forum:
www.moneysavingexpert.com incase you're not aware of it already.
 
Very sad for you, wish I could offer some advice that would help you find an alternative.

I sold a mare once, very reluctantly but I thought I was doing the right thing at the time. She was a sweet girl but difficult in many ways. I adored her but sold her to someone I believed was a better rider than me and could get the most out of her. I was heartbroken and kept in touch with her new owner and after 18 months she told me she was going to sell her, so I bought her back.

She came back a different horse. She had been so sweet and affectionate but was now disinterested. She was more difficult than before, I could no longer clip her, she had always been a challenge to clip but was now completely phobic. Her character had changed so much, I will always regret selling her.
 
elderlycoupleindevon said:
She came back a different horse. She had been so sweet and affectionate but was now disinterested. She was more difficult than before, I could no longer clip her, she had always been a challenge to clip but was now completely phobic. Her character had changed so much, I will always regret selling her.
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That's great you got her back though :)
 
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Make sure you find the right home, tell the new owners hos you have no choice but to do it and want to keep in touch.

Im sure they will be happy to.
It will get easier, knowing your cob is looked after and loved.

Can you get a sharer instead of selling?
 
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