Sensible Budget for First Horse

Sail_away

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She looks very sweet and worth a call - although of course there’s not much to be done currently. My only query is that she’s oddly cheap for a kind, pretty, decently bred horse of a good age so there may be a catch somewhere.
Definitely sounds like the right sort though :)
 

SaddlePsych'D

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She looks very sweet and worth a call - although of course there’s not much to be done currently. My only query is that she’s oddly cheap for a kind, pretty, decently bred horse of a good age so there may be a catch somewhere.
Definitely sounds like the right sort though :)

That was my thought too regarding price, she seems so lovely and ticks a lot of my boxes. It doesn't seem she has aff comp record (which doesn't matter to me whatsoever) so wondered if that might be a reason? I guess you never really know until you ring to find out more. I'm still very much window shopping anyway even if lockdown weren't a barrier. Got to top up the horse fund a bit more and will be doing what Kamikaze suggested of putting aside the monthly horse budget to get a feel for taking that amount out of my salary each month before committing.
 

Sail_away

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That was my thought too regarding price, she seems so lovely and ticks a lot of my boxes. It doesn't seem she has aff comp record (which doesn't matter to me whatsoever) so wondered if that might be a reason? I guess you never really know until you ring to find out more. I'm still very much window shopping anyway even if lockdown weren't a barrier. Got to top up the horse fund a bit more and will be doing what Kamikaze suggested of putting aside the monthly horse budget to get a feel for taking that amount out of my salary each month before committing.
All sounds sensible! I’ve been horse shopping for a couple months and in general - if a horse is priced lower than average, there’s a reason for it. Eg, the 1.20s mare was half what her price could’ve been because she had a dirty stop. The gelding who’d done age classes was in budget but had undisclosed medical issues. Etc, etc, etc... On the other hand there a plenty of horses twice as expensive as they should be for no good reason! So my advice is to get a feel for the market and pricings by going to see a few, keep an eye on what sells at what price, then once you have an idea steer clear from anything unusually cheap or dear.
 

ownedbyaconnie

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Whilst I would be wary of something seeming a bit cheap it wouldn’t put me off enquiring. It might be that something is wrong but it might not be something that bothers you. Ie she might not be happy jumping higher than 80cm which would be a deal breaker for most of the market a horse like that would be marketed towards (riding club types) but might not necessarily bother you if you see what I mean.

When you do go, go with a list of your must haves, compromises and not bothered along with someone experienced and ALWAYS walk away, have a think and then give them a call and go back for a second viewing etc. I fell in love with a little connie x tb and would have taken him home with me but had a rule of stepping away and thinking with a clear mind. Once I got in the car and watched videos my mum took I could see clear as day he was just that tiny bit too small for me.
 

WarmbloodX

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definitely interested in this, my past purchases are

£600 11yo TB exracer (I was 13, 1st horse). safe as houses! rode him everywhere for hours! he just didn't like to jump but he was great otherwise.

£1000 - 10 year old irish trotter, could jump like a stag. but he was difficult/quirky and not a lot of people would have given him a chance.

£1000 - 6yr old TB mare, another ex racer - quickly sold her for £600 when i wrote off my car one winter and couldn't get to yard.

£1000 for half (well 49%) of my horse of a lifetime. he was a yearling and eventually made 17hh. paid the other £1000 as a 4 year old after he was tricky to break. went half on costs, I did the "work" and the other person provided the stable during the 50/50 time.


if i had to put my hand in my pocket i'd like to think i could pick something up for £3.5k if i sat back and waited. or maybe i am completely out of touch with the real world...................
 
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windand rain

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Dont discount a well started youngster especially a native that doesnt match the showing criteria eg highland with white feet or face. Fell with white where it shouldnt be or welsh with a white bit above stfle height. There are plenty of horses that have sound temperaments but are not up to scratch for big competition. Stuffy dressage bred, jumper bred that can only manage 60cm etc The lesser your ambition the greater chance of finding a sound friend for life. Older horses might have been there done that but many have also learned dreadful habits and quirks
 

Pearlsacarolsinger

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Not sure if this is okay to post this sort of thing but just wondering if I'm (hypothetically) looking in the right sort of ball park with something like this: https://www.horsemart.co.uk/15-2hh-8yrs-irish-sports-horse-mare/Horses/617362#

It's interesting the more you look at the ads the more questions you have about what you're looking for, when then time comes I'm not sure where to start! The one I've posted is towards the younger end of the scale but I do think the older 'been there and done it' type appeals to me for sure. The idea of going through with buying at some stage later this year is equal parts exciting and terrifying. :D
There was another horsey shopping thread and I noticed an ad I'd looked at suggesting, slightly worrying how much background info a poster had about the horse's real story - seems ads can be very deceptive!


It's useful to ask an experienced person to read the possible ads too, as they will be more used to reading between the lines.
 

Surbie

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Have a look at Kilnhanger to get your eye in, Lyn is a small but very straight dealer, not too far from you. Her prices are pretty fair, she also will help with horse searching if needed too. V happy to recco.

I'd second the recommendation - a couple of my friends have bought from her very happily.

Also, it might not be your thing, but some of the riding schools may be selling off some of their horses. It's been a really tough year. As lockdown eases there may well be a lot more on the market.
 

SaddlePsych'D

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Dont discount a well started youngster especially a native that doesnt match the showing criteria eg highland with white feet or face. Fell with white where it shouldnt be or welsh with a white bit above stfle height. There are plenty of horses that have sound temperaments but are not up to scratch for big competition. Stuffy dressage bred, jumper bred that can only manage 60cm etc The lesser your ambition the greater chance of finding a sound friend for life. Older horses might have been there done that but many have also learned dreadful habits and quirks

My ambitions are certainly humble so I think that helps ? There's probably no point me going for anything that goes round a 70/80+ course because at this stage (or ever tbh) I certainly won't be! I think that's a good idea to be open minded on younger/older as it's the right temperament that's top of my list.
 

oldie48

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My ambitions are certainly humble so I think that helps ? There's probably no point me going for anything that goes round a 70/80+ course because at this stage (or ever tbh) I certainly won't be! I think that's a good idea to be open minded on younger/older as it's the right temperament that's top of my list.
I think it's a very good idea to be open minded, I've never gone out to buy a particular breed just always focused on what will do the job and |i've always gone for established horses on the basis of WYSIWYG. I would, however, avoid anything that wasn't reasonably off the leg, a horse that goes forward is always so much safer than something that doesn't. It doesn't have to have great paces but it does need to "go". Also although you don't have ambitions to jump huge courses, I'd always question why a horse is sticky over smallish jumps. Most horses should pop over 70/80cm jumps even if the rider doesn't want to, so is it pain related, first sign of something going on in the hocks? You will get a lot more fun from a horse that is working well below his ability than on one that is struggling to do the job. The thing I always try to keep in my mind is "what is the owner not telling me?" "What is the real reason for sale?" Good luck in your search.
 

Wishfilly

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The horse you have linked to looks lovely!

Don't forget that people can have all sorts of reasons for pricing towards the cheaper end. There will, unfortunately, be people struggling to afford their horses this winter (remember when everyone was predicting the market crashing by October?) and they may be pricing a bit lower than you might expect to try and get a quick-ish sale.

Unfortunately, people do lie in ads, and if at all possible, you want someone experienced to go to viewings with you (bonus if they can get on the horse first).
 

Auslander

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That grey mare is lovely, but I suspect she might have a bit more fuel in the tank than you'd be comfortable with. Not necessarily in a bad way, but phrases like "brave cross country" can mean that the horse likes to get on with the job at hunting pace. She looks to have a quite a big jump too - again, it's a good thing, if that's what you're after, but could be a bit disconcerting if you're used to, and comfortable with a horse that does its job in economy mode.
 

wren123

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Also that add doesn't mention how she is with traffic. Although she may be fine, but it's a well written ad so it does make me wonder.
 

SaddlePsych'D

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That grey mare is lovely, but I suspect she might have a bit more fuel in the tank than you'd be comfortable with. Not necessarily in a bad way, but phrases like "brave cross country" can mean that the horse likes to get on with the job at hunting pace. She looks to have a quite a big jump too - again, it's a good thing, if that's what you're after, but could be a bit disconcerting if you're used to, and comfortable with a horse that does its job in economy mode.
Also that add doesn't mention how she is with traffic. Although she may be fine, but it's a well written ad so it does make me wonder.

Interesting to get different 'readings' of the ad and in general some very helpful advice on this thread which is great - lots of food for thought.

I'd assumed good in traffic from the the 100% to hack bit but of course that's my assumption so a good lesson in looking for detail.
 

oldie48

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Interesting to get different 'readings' of the ad and in general some very helpful advice on this thread which is great - lots of food for thought.

I'd assumed good in traffic from the the 100% to hack bit but of course that's my assumption so a good lesson in looking for detail.
I always look for what is missing and ask a specific question eg ad might say never bucks or rears, so I'd ask "what does he do if he gets worried or upset?" 100% to hack, I'd specifically ask what's he like in traffic/ lorries/ farm machinery. Does he hack confidently on his own/in open fields/ in front or behind in company. Loads and travels, on his own, stand quietly on the lorry etc. Think about your specific situation and the things that matter to you and ask the questions before you even go to view. Some people might think I'm a pain as I do ask a lot of questions before I go to view but then again I don't waste people's time trying unsuitable horses, I've never viewed more than 2 before buying and often have bought the first one I tried. Having said that I always view twice, once on my own and then again with a trainer/competent rider who knows my riding, is prepared to sit on the horse and put it under some pressure to see it's reactions as I know that when I sit on a strange horse I won't ask it many questions. I hate buying horses, it is very easy to make a mistake. Good luck when you start looking in earnest.
 

wren123

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Some great advice again from @oldie48, by asking these by email or text them you have written evidence of their answers.
I totally agree with her previous post too.
 
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