Smallholders Insurance

[Drongo]

I am thinking of not renewing my Stables insurance and getting a Smallholders policy. We only have 6 horse and ponies here and it would be a lot cheaper and more appropriate than a stable policy. Who would people recommend both for service and dealing with claims please?

 

[paddy555]

can you get a small holder's policy if you are not a small holding?

 

[meleeka]

I have my smallholders insurance through these. https://www.lycetts.co.uk/insurance-services/rural/smallholding-hobby-farming-insurances/
i’ve never claimed though so not sure how good they are on that.

 

[Drongo]

Paddy 555 You cn if you have 6 horses or less and judging by the thread "Smallholders Insurnce" a lot of people are taking this route

 

[jsprince]

I have a farm select policy through NFU, they cover public liability, employers liability of which I don't have any but covers anyone helping out who aren't family, buildings, fence etc. There is also a small amount of cover for deadstock.

 

[paddy555]

Paddy 555 You cn if you have 6 horses or less and judging by the thread "Smallholders Insurnce" a lot of people are taking this route

well I only have horses (although I do have several tractors and a fair amount of machinery so not just a stable yard) and I was told by both companies I contacted (one being NFU) that I couldn't.

 

[rextherobber]

I have my stables, tack snd field equipment, and public liability insurance with Cliverton. Again, have never put in a claim, but they are very nice and easy to speak with.

 

[meleeka]

well I only have horses (although I do have several tractors and a fair amount of machinery so not just a stable yard) and I was told by both companies I contacted (one being NFU) that I couldn't.

That’s odd becaise I was never asked what animals I had.

This is my policy https://www.datocms-assets.com/2706/1503065700-smallholders-prospectus-june-2017.pdf

 

[paddy555]

That’s odd becaise I was never asked what animals I had.

This is my policy https://www.datocms-assets.com/2706/1503065700-smallholders-prospectus-june-2017.pdf

I thought a small holding was a small farm rather than a stable yard and land which the OP appears to have. (not sure what you have)

Presumably on your policy you also need public liab. if you take the horses out of your property.

 

[Drongo]

That’s odd becaise I was never asked what animals I had.

This is my policy https://www.datocms-assets.com/2706/1503065700-smallholders-prospectus-june-2017.pdf

Thank you. Will have a look.

 

[meleeka]

Presumably on your policy you also need public liab. if you take the horses out of your property.

I have public liability separately for the horses, yes, although they rarely go anywhere. I have it more for the land and buildings.