Some advice needed

madhector

madhector

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www.darlingdressage.co.uk
OK, following on from the drama with my friend's cob, and the trial and everything, we went and picked her up, and settled her back at mine again. The problem is my friend has now gone on holiday, and left me with the problem of selling her horse. She keeps her at mine anyway, and pays a small amount in livery each week. I said I would continue showing her to people for her, as when she gets back from holiday she has to go back to uni almost straight away, so then I would have to mare on full livery at mine.

She asked me how much I would like for having her and selling her, and tbh I have no idea what to say. so ideas please? I will be exercising her daily as well as looking after her, and showing her to people.


Someone came yesterday to see her, and really like her, I had told her she wouldn't pass a vetting and that didn't seem to worry her, but her concern was insuring her without a vetting as she is 12, does anyone know anything about this? I was told she might be able to transfer the owner's insurance over, is this possible?

She left me with a deposit and is hopefully talking to her vet and friend and getting back to me so we will see.
 
With regard to the vetting and insurance. I think most insurers will insure a horse without a vet certificate if the value is less than £5000.

A lady I know sells horses on behalf of others and charges 10% of the sale price. As you are selling on behalf of your friend perhaps you would charge less - but even though she is your freind, think about how much time you are spending exercising this horse and showing it to buyers - don't do yourself down.
 
I've insured both ours with NFU without a vets cert, i think if they're under a certain value they don't require it but you do have to declare any problems. Both were under 4k.
jules.
 
as she's a friend I'd charge her a little over her normal livery charges (say if she's paying 15 pounds, then ask for 25 or 30) and tell her to repay the favour. In mid winter when you need someone to feed if you want to go away you'll be thankful you're owed a favour!

as for insurance, I've insured several unvetted horses. It's quite easy to do, unless you want to insure as a competition horse or for LOU. Current ponio wasnt vetted or passported when we took out his insurance, and we're with a very reputable company. he's insured as a leisure pony, but insured for full vets fees, public liability etc etc.
 
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as for insurance, I've insured several unvetted horses. It's quite easy to do, unless you want to insure as a competition horse

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That is incorrect, you can insure for anything up to £5k or £3k if you go with E&L without a vetting, it doesn't matter if it is for competion. They insured mine for every class of use quite happily, as would Stoneways and all the other insurance companies I rang
 
Thanks, will see what she thinks
smile.gif
 
With one of ours we were asked if he was for competition purpose, as they'd want a vetting certificate if so, but then i assume if he had been a copetition animal we'd have gone up an insurance category anyway?
 
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