Third party and vet bill insurance- multi horse

poiuytrewq

poiuytrewq

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Are there any other companies to look at that offer this other than Harry Hall and WHW?

It's just for two retired horses, I'm not even sure I need the vet cover as external a&e doesnt really cover a lot!
 
poiuytrewq said:
Are there any other companies to look at that offer this other than Harry Hall and WHW?

It's just for two retired horses, I'm not even sure I need the vet cover as external a&e doesnt really cover a lot!
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Are you not already covered for public liability under your farm insurance?
Otherwise, BHS Gold, or one-off BHS Life, if likely to be riding for years to come.
Vet cover on oldies needs scrutiny, can be very expensive and would you really put oldies thru extensive illness and treatment? Good luck.
 
Exasperated said:
Are you not already covered for public liability under your farm insurance?
Otherwise, BHS Gold, or one-off BHS Life, if likely to be riding for years to come.
Vet cover on oldies needs scrutiny, can be very expensive and would you really put oldies thru extensive illness and treatment? Good luck.
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No, as its not our farm and the horses are here at my own risk. I have a contract stating I need my own cover. No I'd not put either through anything much you're right, but they are actually not old and a few years ago one got a thorn in his eye which ended up costing quite a lot. I'm not too bothered about the vet fee's side of things really. Just thought as I need to renew my third party and some did cover vets fee's i'd have a look at them.
New Forests Rock said:
I would vote for either BHS Gold, gives you £10 million public liability, or as I have just discovered BDS gives £5 million for half the premium.
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I think BHS is actually more then 10 million- may be wrong but that was why I had put it as top on my list.
 
poiuytrewq said:
No, as its not our farm and the horses are here at my own risk. I have a contract stating I need my own cover. No I'd not put either through anything much you're right, but they are actually not old and a few years ago one got a thorn in his eye which ended up costing quite a lot. I'm not too bothered about the vet fee's side of things really. Just thought as I need to renew my third party and some did cover vets fee's i'd have a look at them.

I think BHS is actually more then 10 million- may be wrong but that was why I had put it as top on my list.
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Bhs is 30million HH 10 million or 5 depending on the option you choose iirc
 
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