Who do you insure your property with? Just had renewal through and seems excessive but I'm not sure if the 'run of the mill' insurance companies will cover stables etc
i used to insure through shearwater, but now insure through county insurance in kirtlington in oxfordshire.. increased the cover for less premium! shop around!
any ideas on what you put in for "rebuild cost of property" - they are all asking for this not value of property - haven't got a clue how much it would cost to rebuild!
If you pick up a copy of "housebuilding and renovating magazine", there is (or at least used to be) a section at the back which estimates build costs by region, size and quality ie standard housing estate v one off project with bespoke kitchen/bathroom/staircase etc.
I'm also insured with NFU. When we upped our build insurance due to new (substantial) extension, they sent a loss adjustor to clarify the amount. He accepted the amount once he saw what we had done.