To get a professional showjumper to jump Dizz - is the LOU worth it...

**Just spoken to the insurance company. They don't need to have her jump or not, they just need a report from my vet! This is different to what was said last year, but I'm not arguing.

I'm trying to get hold of my vet to talk it through with her.

The insurance company made it sound so straightforward. Made me cry, how soft is that :rolleyes:. If my vet sends the report in saying that Dizz won't BS, the insurance company will get a valuer to call me and then we talk figures, then Dizz would be freezemarked with an L, the insurance company would pay out. If at any point in the future Dizz did jump okay, I would not have to pay the money back, which is a bit weired, but the lady said they couldn't un-freezemark Dizz, they couldn't 'undo' the LOU, so would not expect the money back.

Head is now reeling. So impatient to talk to my vet!

Has now got me wondering whether to give up jumping Dizz or not. She has been fine for the levels we've been doing, so will maybe keep up the grid work (or rather D1 will while I'm broken) and the flat work and build those good foundations :), then see where we are and how she is doing :D.
 
There are plenty of LOU cases out there that, years down the line (and sometimes not even years) go on to compete at fairly high levels in a discipline that originally the LOU was claimed for. If you are umming and ahhing about whether she really is up to jumping then maybe it is best to discuss with the vet and see if they will effectively 'write her off' as a jumper and you can then submit your LOU claim, get it settled and then move on without having to out any pressure on the horse, just go it at your own pace.

I have never know an insurer try and get LOU monies back (unless i guess if the case was deemed fradulent). They wouldn't be paying a 100% LOU anyway so it'd just be a case of agreeing what her value is as a non-jumping mare.

Good luck anyway in however you decide to go forwards!
 
clipcloppop said:
excellent news! yay! :D

get your vet to do whatever you need for LOU, claim it, and then you can carry on normally with no pressure. :) :)
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Lol, she will if she feels it is the case :D, but if not, then I no longer care. I was already heading to the 'not going to claim because some good people had made me realise things that hadn't registered with me/I didn't know', but this has crystalized my thoughts.

If my vet fully believes Dizz won't jump 1.05 tracks, then I'll claim LOU and put whatever I get to a horse that 'will', that way I'll still have Dizz and be able to do what we do, and will be able to buy another horse that I will be able to BS with and fulfill a very long term dream :D

If however my vet doesn't believe it to be the case, I'm not going to risk Dizz with the intensive jumping that would be needed. I'll not claim LOU and we'll stick to our plan of taking it slowly and seeing what Life brings :D
 
ladyt25 said:
There are plenty of LOU cases out there that, years down the line (and sometimes not even years) go on to compete at fairly high levels in a discipline that originally the LOU was claimed for. If you are umming and ahhing about whether she really is up to jumping then maybe it is best to discuss with the vet and see if they will effectively 'write her off' as a jumper and you can then submit your LOU claim, get it settled and then move on without having to out any pressure on the horse, just go it at your own pace.

I have never know an insurer try and get LOU monies back (unless i guess if the case was deemed fradulent). They wouldn't be paying a 100% LOU anyway so it'd just be a case of agreeing what her value is as a non-jumping mare.

Good luck anyway in however you decide to go forwards!
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Thank you :D

I feel like such a fool. Like the scales have fallen from my eyes. I know my vet is a stickler, so will only state LOU if that is what she beleives from knowing Dizz since I've had her (the pelvis issue came about right at the start, ho hum). Even if she doesn't go the LOU route, I have Dizzy and she's sound and I am happy with that. D will merely grunt and drop the LOU from her insurance and we'll trog along doing what we can.

So happy.

Thank you again for all your help folks. Sometimes it is only too easy to get so caught up in a situation that you can't see the wood for the trees :cool:
 
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