Torn over loaner- moving yards. Help :-(

E

EquestrianFairy

Well-Known Member
Joined
28 October 2006
Messages
6,502
Visit site
As lots of you know my car was booted by a horse up my yard, this has caused alot of tension for me as after being given a £3500 quote to get it fixed and having to pay £350 excess to my insurance while everyone at the yards just pretends it didnt happen and doesnt really give two hoots. I have been looking at proper livery yards with insurance in the area.

I have found one which is actually closer for me but a little further for my sharer- shes been my sharer for about a year and has him 6 days a week due to uni commitments. Shes brilliant with him and i owe her alot but shes basically told me she is not prepared to move yards because she loves our current yard to much (has lots of friends there)

Im torn between upsetting her by moving or being the person with the financial responsibility and making the decison based on that.

What should i do?!
 
Difficult situation and no easy answer, sorry for your trials :(

Did you explain to her fully your reasoning? If she's completely informed of the situation I would be inclined to say move... if it's only a little bit further it may well be that once you've moved she decides that she'll still share. Perhaps she's saying she's not prepared to move in an attempt to make you stay, more than because it'll inconvenience her - after all if she's good mates with the people at the other yard she'll still make time to see them :)

Alternatively if you decide to stay - if she's good mates with everyone there might it be worth getting her to have a quiet word with whoever was involved in the original situation, and explaining that you feel uncomfortable there now and just how much of a financial burden it's placed on you? Maybe that could resolve things somewhat?
 
She knows about it all and understands my reasoning behind it all, I'm inclined to move as it's my money Paying for it all etc and god forbid something happens and they aren't insured
 
personally i'd move so long as my sharer knew the full reasons.

if she is friends with them then it could cause a rift between you because you are out of pocket due to them being negligent or whatever.

if you move then yes you may lose a good sharer but my feeling is that if she was such a good sharer she would stay with the horse and you rather than the yard.
 
If the yard isnt insured then i would say thats the only reason you need. Your sharer should understand that.
 
If the yard isnt insured then i would say thats the only reason you need. Your sharer should understand that.
 
riding_high said:
personally i'd move so long as my sharer knew the full reasons.

if she is friends with them then it could cause a rift between you because you are out of pocket due to them being negligent or whatever.

if you move then yes you may lose a good sharer but my feeling is that if she was such a good sharer she would stay with the horse and you rather than the yard.
Click to expand...

I agree, i've been a sharer for a over a year now and in that time i have moved with the horses and their owner 3 times. I did make friends at one of the yards but i love the horses more so i move with them :) Its your money and your horse so i would move and if your sharer truly loves the horse, she'll move with it :)
Good luck!
 
It is your horse and your money - therefore your choice and you should rightly make all the decisions. If she really loves your horse she will move with you, if she opts not to do you really want someone so shallow looking after your horse??
 
I am surprised tbh as she adores my horse, this would only be the 2nd move in over a year and she said she lost one friend at the last yard but if she moved from this one she would lose more friends. I see her point involved in livery politics she understands my reasons behind the move though (and said she can totally see why I've decided to move)
 
another way to look at it then is are you still in uni? as in would she still have to care for him 6 days a week?

if she will then maybe try and get the owners of the yard to sort out insurance and leave your horse where he is as after all your sharer is the one that will have to see everyone all the time.
i have to say i don't envy you but i'm sure things will work out either way.
 
The yard is a farm with a make shift yard- the farmers aren't interested in insurance or really anything that happens on the yard tbh.

I will be back in uni after summer yes so will need another sharer then :-/
 
Does she contirbute to costs of your horse? It's great you've got a sharer you can trust but he's still your horse.

I'd be inclined to move him and look for another 'goog' sharer unless you can forget the car incident.

Good luck
 
Having just finished my uni degree and having to consider my horses at every step of the way I know the difficulty you are facing and the need for balance but I would definately say move.

You pay a lot for a horse and sacrifice a lot of uni life really in order to enjoy your horse so that shouldn't be sacrificed for the sake of keeping a loaner that obviously isn't that amazing or she would stay with you and horse. I know my horses were an escape and stress buster from uni work so wouldn't want stress when I was at the yard and if you stay put you obviously won't be happy. You have the summer months to enjoy your horse, offer the sharer one last chance to join you and if she doesn't want to then you have a few months before uni starts again to find a new sharer. You have time so can be picky. Good luck and don't sacrifice anything for the sharer when it would ruin the time you have with your horse as it's not worth it.

PS surely she should be worried about losing you and horse more than friends who she could still stay in touch with if she really wanted and could make new friends at new yard.
 
Do you know what/who's horse kicked your car?
If so then it is down to the horses owner to pay through their horse insurance.
If not and/or it was one of the farmers horses then i'd move.
God i'd be horrified if my horse damaged someones car and i'd make sure they got my insurance details.
I think if you're not happy to stay where you are sharer or not then move. Your horse will know you're not happy and its awful going somewhere to enjoy your horse when you really don't like the place they are kept at.
Good luck whatever you decide
 
I'll go against the grain then.

Your sharer looks after your horse [does she pay anything?] six days a week. That's practically a full loan.

If you move and lose her, who'll look after your horse? You might end up paying out a fortune to have him taken care of and exercised if you can't.

So I'd think very carefully about it.
 
Hi all:

She pays £50 a month for him and has him 6 days a week normally but now uni has finished it's 5 days ATM (I'm slowly clawing some back for me)

Her contribution is towards livery and then she pays half his shoes (so £80 altogether) I pay for his food, half his shoes-everything else basically!

I agree a good sharer is hard to find and I adore her but I can't help but constantly worry all the time, I've asked her if she would be willing to pay an extra £'s to help with my increased insurance premium IF we were to stay there as I would make sure all my insurance was at maximum. She hasn't replied yet but I know it will be a 'no'
I also offered her my 3yo to bring on so she doesn't lose having a horse etc but she said she would rather buy a youngster.

I'm just so torn :-( it's really stressing me out

The person who's horse kicked my car doesn't have horse insurance-
 
i am a sharer and i have had 4 horses at my current yard and tbh i wouldnt move yards if the owners had... i have a lot of friends at my current yard and i know i dont enjoy riding as much when there isnt a lot (or any) people to ride with... and moving from my current yard could mean just that :/ so i would say it all depends on how attached to this sharer you are..
 
It would still be worth following up, the person may have insurance through a membership or through their home policy.
 
shiny-ISH said:
I agree, i've been a sharer for a over a year now and in that time i have moved with the horses and their owner 3 times. I did make friends at one of the yards but i love the horses more so i move with them :) Its your money and your horse so i would move and if your sharer truly loves the horse, she'll move with it :)
Good luck!
Click to expand...

We'll stay put where we are for a bit now chick! (only moved about due to house move and waiting for long term stabling to be available, is now much nearer shiny-ISH than original yard and nice people to ride with too!)

OP i'd be surprised if your sharer didn't move with you if she loves the horse. as already suggested though I'd maybe ask if she can have a word with whoever is responsible as if it can be resolved you (and sharer) can stay
 
I've shared a horse with the same owner for the past 8 years and shared my current horse for nearly 5 years. I wouldn't hesitate to move with them, and when I'm home for uni, I have Kel every day.
Whilst it may be inconvenient with her making friends on the yard etc, she will keep in touch with them and make new friends wherever you move to.
This is your money, your horse and your decision at the end of the day.
K x
 
If Uni is out for the summer and you have time to look after the horse yourself I would move. At least you have enough breathing space to find another sharer. I personally would not be on a yard that didn't have PL insurance.
 
Are you sure you have the right story over insurance, is this what PL is for, I am not sure, but I would have thought the onus was on the person who caused the damage, though in court the judge might say you were partly to blame (yes he might), I am really not sure, I think the BHS legal helpline might be able to tell you.
 
If the yard does not have insurance....get the hell out! If sharer is faced with having no horse she will either move or you will find someone else!
 
The car issue has been over and over again- ive spoken to the police, the YO, the CAB and my insurance. Its on private land and there is no one anything can do if the guy isnt prepared to pay.. he never even apologised!

The YO has no insurance, the guy has no form of insurance and tbh no one cared including him- they have now (i feel) outcast me because i dared to not take it lying down.

The end.

:-(

Anyway back to sharer- she was abit off with me today- i hate upetting people.
 
If the sharer is doing 6 days a week anyway, why dont you offer the horse to her on full loan, and then she can take on all costs and keep him at current yard?

If you want to stay involved with the horse, I would say move, as you dont seem particularly happy at your current yard now. I doubt yard insurance would help in your situation though, as it is the person whose horse kicked the car you would need to claim from, unless there was a reason the yard was involved at all though,so other than the fact that you might feel the atmosphere was better. I'm not sure a different yard would actually offer all the benefits you want.
 
I read your original thread and I certainly wouldn't stay at your current yard. Your YO is as much to blame for the situation you are in as the horse's owner.

p.s. I'm not sure it's really helping EquestrianFairy to go back over the insurance issue, it was done to death on her previous thread, and she's tried everything anyone can think of.
 
Last edited:
xspiralx said:
I'll go against the grain then.

Your sharer looks after your horse [does she pay anything?] six days a week. That's practically a full loan.

If you move and lose her, who'll look after your horse? You might end up paying out a fortune to have him taken care of and exercised if you can't.

So I'd think very carefully about it.
Click to expand...

This!

I share and have to say I would not move with the horse if it was to go further away..... takes me an hour to get there from work as it is!
 
I can't help thinking the sharer may have had another offer on the current yard if you do go OP.

Could this be the case?

Have to say I wouldnt want my horse on a yard with no insurance tbh!
 
You must log in or register to reply here.
Top