Trailer breakdown insurance.

[Gloi]

Can anyone tell me what insurance I need that will rescue me and my pony incase of breakdown of car or trailer when towing.
Currently I just have basic AA breakdown cover for the car. I have had the trailer insured with four counties for theft but I didn't renew during lockdown as it was (hopefully) in a secure location and I haven't taken it out.
I want to get something sorted before I go out again. Is this something in should speak to my car insurers about or a trailer insurance co.
Thanks.

 

[Tiddlypom]

I use Equine Rescue Services. They will cover you just for the horse and trailer rescue part if your car breakdown is with another provider, or will cover the lot (car, trailer, horses) if you'd prefer.

They've been going for years, and are well respected.

 

[Gloi]

I use Equine Rescue Services. They will cover you just for the horse and trailer rescue part if your car breakdown is with another provider, or will cover the lot (car, trailer, horses) if you'd prefer.

They've been going for years, and are well respected.

Thank you, I'll look into them ?

Just looked and I'll get that when I've checked the details on my trailer to fill form in.
Thanks. I'll feel happier with that even though I rarely go far.

 

[Widgeon]

I use Equine Rescue Services. They will cover you just for the horse and trailer rescue part if your car breakdown is with another provider, or will cover the lot (car, trailer, horses) if you'd prefer.

They've been going for years, and are well respected.

Me too. We have both our two cars' breakdown cover via our car insurance policy, then the trailer breakdown and horse recovery are covered separately by Equine Rescue. Having them separate would probably mean a bit of faffing in the event of a breakdown, but it worked better for us for financial and logistical reasons.

ETA - oh and then the trailer is covered for theft by the horse's insurers. Confused yet? I need a spreadsheet to keep track!

 

[scruffyponies]

Depending how far you travel, the best insurance might be an informal agreement with a friend. I would hate to be stuck at the side of the road trying to co-ordninate various policy providers, and what do you do if your car recovery person arrives first?

 

[maisie06]

Back in the day I had SEIB breakdown and trailer cover, very reasonable and would recover car trailer and horse in the event of a breakdown or accident. Trailer was covered for damage and theft too.

 

[Tiddlypom]

Informal agreements with friends only work if the friend is available and can drop everything to come and pick you up. I've been the friend who came to the rescue - not that there was any pre agreement in place, but hey ho. I stuffed the then toddlers in the car and went off to get the horse.

ERS coordinate some pretty tricky rescues which involve closing entire motorways down both ways to facilitate horsebox to horsebox transfers. They'd be at the scene before most vehicle only rescue companies anyway. Plus they'll take your dogs, cats, chickens...

 

[Gloi]

Depending how far you travel, the best insurance might be an informal agreement with a friend. I would hate to be stuck at the side of the road trying to co-ordninate various policy providers, and what do you do if your car recovery person arrives first?

That's not easy for me sadly. The people I could have relief on have all died.

 

[Widgeon]

what do you do if your car recovery person arrives first?

Based on the length of time that car recovery firms generally take to arrive, that is personally not high on my list of worries! (I'm sort of but not really joking here)

 

[leflynn]

I use these : https://www.ohto.co.uk/ have never had to use them for real but good pricing and cover car and trailer and cover the car without the trailer