Under rugs?

I do, annie has a lightweight quilt type stable rug that i just put heavier turnouts or stable rugs on top of in winter. means she gets to keep a warm layer on rather than put freezing cold rugs straight on. stays dry and she stays warm :)
 
Don't tend to use fleeces they seem to stretch but I do use stable rugs and a duvet with surcingal for when its really cold.
 
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