Vets bills for a companion loan

[Babypony]

Interesting scenario here so was curious as to what people’s thoughts would be.

Horse on my yard has been diagnosed with navicular and retired. Horse is also prone to laminitis and has COPD which is managed with medication. Owner is looking for a companion loan home, and said she’s been contacted by two who have offered a home but both stipulated that the current owner must be responsible for vet bills as the horse has/is prone to illnesses.

Ordinarily in a loan the loanee is responsible for vet bills so I can see the owner’s side in this. However I’m also starting to see it from the perspective of the loanees - the horse will need ongoing COPD medication and is a laminitis risk, and they are providing grazing/stable/care for free, rather than the owner paying for retirement livery. Horse is an ISH so not the smallest or cheapest to feed.

 

[JBM]

As the horse is on loan not being sold I wouldn’t want to pay for the horses ongoing medication either

 

[bonny]

I would imagine if the owner didn’t pay the vet costs they are going to struggle to find a companion loan home.

 

[webble]

I would imagine if the owner didn’t pay the vet costs they are going to struggle to find a companion loan home.

This ^^ in this situation I would say the loaner is helping out the loanee

 

[Tiddlypom]

The horse has multiple existing conditions and is a walking vet’s bill. I wouldn’t be offering such a horse out as a companion anyway, I’d keep it on or PTS. People want fairly trouble free companions.

If you must loan out such a horse then stump up for the on going vet care and medications needed.

 

[ester]

He’s not going to be easy to manage
/find an appropriate home for as it is. Loanees could definitely find something easier and I would take the same stance as them. Owner can choose to pay vet fees if something comes up or PTS if they don’t want to.

 

[TheMule]

The horse has multiple existing conditions and is a walking vet’s bill. I wouldn’t be offering such a horse out as a companion anyway, I’d keep it on or PTS. People want fairly trouble free companions.

If you must loan out such a horse then stump up for the on going vet care and medications needed.

Absolutely this

 

[Babypony]

Agreed everyone. Thanks for your thoughts.

 

[honetpot]

Interesting scenario here so was curious as to what people’s thoughts would be.

Horse on my yard has been diagnosed with navicular and retired. Horse is also prone to laminitis and has COPD which is managed with medication. Owner is looking for a companion loan home, and said she’s been contacted by two who have offered a home but both stipulated that the current owner must be responsible for vet bills as the horse has/is prone to illnesses.

Ordinarily in a loan the loanee is responsible for vet bills so I can see the owner’s side in this. However I’m also starting to see it from the perspective of the loanees - the horse will need ongoing COPD medication and is a laminitis risk, and they are providing grazing/stable/care for free, rather than the owner paying for retirement livery. Horse is an ISH so not the smallest or cheapest to feed.

When I loan out I pay routine vet bills, and the bills are sent direct to me, but the animals are usually capable of being ridden. MY POV is I am loaning so the animal can be useful to someone else, not because I do not want the responsibility, and I want to make sure what ever vet care they need they get it. Unfortunately its human nature not to want to spend money on something that is not yours.