L&M
Well-Known Member
Another thing to consider is how much you trust the 'seller' - our recent purchases have been from families who were happy to divulge an honest vet history, but I may be more sceptical if buying from a dealer….
Horse 1 - bought aged 3. didn't have vetted. Vet checked eyes & heart at vaccinations. Also flex tested him for interest...was horrifically stiff behind, suggested it could be start of OCD or arthritis in hocks. 16 years later after a full career of affiliated eventing, dressage, show jumping & hunting I retired him as he had started going unsound due to DJD in a fore fetlock. Up to then he'd had 3 episodes of lameness in his whole working career. Hocks never caused any issue.
Horse 2 - didn't have vetted, but I could see he had terrible feet & weak conformation. My heart definitely ruled my head. He's now done a suspensory & we've discovered navicular changes. Although neither of these things would've been discovered at an ordinary vetting any way so who knows.
and that's before we get into then huge list of things a vetting can find out that the vendor might have no idea about .
What makes you think that the navicular pain would not have shown at vetting .
Because the navicular changes have only been discovered as a result of requesting specific X-rays. Prior to doing his suspensory he was sound & eventing.
I hate to be one of those posters who add information...sorry! Basically horse did suspensory didn't improve with box rest etc, as the insurance claim was open we decided to really dig to see if we could find a reason why. He's never blocked for the foot or anything & the changes didn't show on the 1st lot of foot x-rays he had done.
That said he is the horse that I do wish I'd had vetted, like you say SOMETHING might've been thrown up....who knows!
Have had mine vetted and it has mainly been worthwhile. Most recent purchase was a highland pony youngster so just got a 2 stage. It highlighted a couple of things which didn't stop me purchasing but were useful to know. Only problem is insurer used it to add lots of exclusions! Horse had mild diarhorea as had just come in from grass to hay and now all gastro illnesses are excluded as are skin conditions as vet found a couple of very small bits of hard skin which could be sarcoids but then again may not be. No problems have transpired in either area. It is a bit bizarre that if I hadn't had him vetted no exclusions would apply. I now have to go through the hassle of trying to get exclusions removed in a years time- at least the gastro one.
If I were you I'd write to the insurance company and ask for those to be listed. Last horse I had vetted it transpired the horse had had a previous abccess. Insurance company duly excluded abcesses - I wrote and asked them to reconsider as one didn't make further ones more likely and they removed it. Lots of other people I know have had similar experiences - insurance companies seem to just slap it on to see if they can get away with it but often remove them once challenged