What can you get for 7k now

Muddy unicorn said:
Most insurance policies cover accidental injury in the first 14 days but not illness
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If the seller is happy to trial I’d probably ask if they’d be willing to keep the existing insurance going and just offer to pay the premium in that time so the horse is fully covered. The last thing you want is something catastrophic happening and finding you don’t have adequate cover.
 
Bobthecob15 said:
You’ll need to take out insurance on the horse, the issue is most don’t cover for the first 14 days for accident or illness! I’m sure others can recommend someone. Where are you buying the horse from? A private seller or dealer?
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shes a reputable producer (guess that classes as a dealer), so obviously trial is less likely but we have no intensions of returning him, just want to ensure my yard owners happy with how he fits with the herd and see if he settles ect, and as it is our first time buying we need peace of mind
 
FestiveFuzz said:
If the seller is happy to trial I’d probably ask if they’d be willing to keep the existing insurance going and just offer to pay the premium in that time so the horse is fully covered. The last thing you want is something catastrophic happening and finding you don’t have adequate cover.
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that sounds perfect thank you! it would be awful for that to happen
 
evie.equine said:
shes a reputable producer (guess that classes as a dealer), so obviously trial is less likely but we have no intensions of returning him, just want to ensure my yard owners happy with how he fits with the herd and see if he settles ect, and as it is our first time buying we need peace of mind
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So have you asked the seller if she will do a trial period? Or are you buying him and returning if there is an issue? These are two quite different things
 
evie.equine said:
shes a reputable producer (guess that classes as a dealer), so obviously trial is less likely but we have no intensions of returning him, just want to ensure my yard owners happy with how he fits with the herd and see if he settles ect, and as it is our first time buying we need peace of mind
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I’d be careful of how you word it if asking for a trial. It’s one thing to want to ensure the horse suits your requirements, but I’d be incredibly wary of any yard owner that wants a trial to check herd fit and see if he settles as some horses can take a fair while to adjust to a new home and I’d expect an experienced yard owner to be able to manage that adjustment period.
 
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FestiveFuzz said:
I’d be careful of how you word it if asking for a trial, as it’s one thing to want to ensure the horse suits your requirements, but I’d be incredibly wary of any yard owner that wants a trial to check herd fit and see if he settles as some horses can take a fair while to adjust to a new home and I’d expect an experienced yard owner to be able to manage that adjustment period.
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okay thank you! its more that i want him to settle and ensure that he does meet my requirements ect
 
evie.equine said:
thats the thing, we dont know if we can yet, however if we put a deposit down and were traveling 4 hours to pick him up ect im hoping that she knows we are very serious and dont intend on returning him but just want to get it right!!

ill make sure to keep you all updated!! 😄
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I doubt very much that you will be allowed him on trial. I had assumed that you had already discussed that with the seller. If there has been absolutely nothing from seller's end on the ad or during the viewing about a trial I wouls tread very carefully in that conversation. It would scream red flag to many a seller who would dismiss you as a dreamer. It is legally fraught with difficuty, very hard to manage all eventualities and gives seller no peace of mind of guarahtees, is unrealistic re 'settling' and leaves seller with a high chance of a stressed horse being returned because they were a bit lit up in a new environment and scared the buyer. The question of injury is a nightmare, you are 4 hours away. Trial periods often encourage buyers to do too much with the horse to test him out in different settings when he is also coping with a change of owner, handling style, routine and environment, instead of backing off and taking things slow as a horse settles.

Not saying this is you at all and I am not saying don't ask. You never know! But I'd be very prepared for a flat no and suggest that you have a plan for what you will then do.

If you say 'ok I'll think abouy it and let you know' then you may lose the sale. If you really like the horse then I think you should follow up the query about a trial with an 'ok that's fine, can I please arrange a vetting' and then vet and buy.
 
I’ve only once let a horse go on trial and would never do it again. Any trial at my yard is fine for however many times they would like - well not more than a couple of months. If the horse is with a producer at £7 l wonder who owns him? It may be that someone is having to pay an expensive livery. It may be a better and cheaper option for you to go and stay near by for a few days and take him to some things from the yard he’s on. So many things can go wrong once a horse moves yards for a variety of reasons, some just unlucky others because people aren’t very clear about a number of things, this could be the seller or the buyer. Good luck.
 
FestiveFuzz said:
If the seller is happy to trial I’d probably ask if they’d be willing to keep the existing insurance going and just offer to pay the premium in that time so the horse is fully covered. The last thing you want is something catastrophic happening and finding you don’t have adequate cover.
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I would do this I trialed a horse from a friend and she just kept her insurance for the horse while I had him on trial for 3 months.

Once I decided I wanted him I just arranged my own.
 
Ambers Echo said:
I doubt very much that you will be allowed him on trial. I had assumed that you had already discussed that with the seller. If there has been absolutely nothing from seller's end on the ad or during the viewing about a trial I wouls tread very carefully in that conversation. It would scream red flag to many a seller who would dismiss you as a dreamer. It is legally fraught with difficuty, very hard to manage all eventualities and gives seller no peace of mind of guarahtees, is unrealistic re 'settling' and leaves seller with a high chance of a stressed horse being returned because they were a bit lit up in a new environment and scared the buyer. The question of injury is a nightmare, you are 4 hours away. Trial periods often encourage buyers to do too much with the horse to test him out in different settings when he is also coping with a change of owner, handling style, routine and environment, instead of backing off and taking things slow as a horse settles.

Not saying this is you at all and I am not saying don't ask. You never know! But I'd be very prepared for a flat no and suggest that you have a plan for what you will then do.

If you say 'ok I'll think abouy it and let you know' then you may lose the sale. If you really like the horse then I think you should follow up the query about a trial with an 'ok that's fine, can I please arrange a vetting' and then vet and buy.
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thank you, i think ill still ask but also offer an alternative? such as buying with the chance to return within a certain period? thats a really good point about taking things slow ect, we do really like him we just want to ensure hes right!
 
evie.equine said:
okay thank you! its more that i want him to settle and ensure that he does meet my requirements ect
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I get that, but I think it’s worth bearing in mind sometimes these things take time. One of mine for example didn’t settle at all at my trainer’s yard and would spend any time in the field fretting and galloping about. Once we got him home he was like a different horse, but it still took 6-9 months after that for him to fully come out of his shell and settle. I’ve had others that have waltzed off the box like they own the place, to an extent it’s very much luck of the draw. I think it’s worth preparing yourself that horse ownership, especially in the early days, is a bit of a rollercoaster.

evie.equine said:
oh i never thought about buying and returning if there was an issue, how would you go about that?
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Please don’t do this, not only is there no guarantees the seller will play ball without a lengthy battle (just check out dodgy dealers on FB) it’s also not fair on the horse. Obviously if it’s falsely advertised or misrepresented that’s a different ball game, but buying with the intention of sending them back if they don’t suit or you change your mind, unless expressly agreed with the seller should really be avoided.
 
evie.equine said:
I went to see one yesterday and was on the fence but after getting everyone else's opinions i think ill take him on trial, he was super safe 14'2, welshie type, buckets of scope just needed to do abit more balance wise. It seems like ive hit the jackpot with him, safe but with heaps of potential, he will just need abit to become more put together!
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If he needs to be a bit more together what has he done previously and why is he for sale? I really think you should be of the opinion he’s the right one or you need to keep looking. It sounds to me as if you’re not sure and are taking an unrealistic stance, maybe because you think you won’t find anything at the price you want to pay. I would carry on looking. A few more months saved livery could give you an extra thousand pounds. Transport over four hours away is likely to be around £300 - £500.
 
FestiveFuzz said:
I get that, but I think it’s worth bearing in mind sometimes these things take time. One of mine for example didn’t settle at all at my trainer’s yard and would spend any time in the field fretting and galloping about. Once we got him home he was like a different horse, but it still took 6-9 months after that for him to fully come out of his shell and settle. I’ve had others that have waltzed off the box like they own the place, to an extent it’s very much luck of the draw. I think it’s worth preparing yourself that horse ownership, especially in the early days, is a bit of a rollercoaster.


Please don’t do this, not only is there no guarantees the seller will play ball without a lengthy battle (just check out dodgy dealers on FB) it’s also not fair on the horse. Obviously if it’s falsely advertised or misrepresented that’s a different ball game, but buying with the intention of sending them back if they don’t suit or you change your mind, unless expressly agreed with the seller should really be avoided.
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yes i think i need to just plan to take it slower, i have no problem putting time into him as it can be so rewarding and at the end of the day, i just want the best for what i buy!

okay that makes allot of sense, im struggling to find some middle ground where i can get peace of mind that he is right but also give the owner peace of mind, maybe staying the night and riding him 2 days in a row is a good idea?
 
If the seller is a dealer then you have 30 days to return if the horse is not as described. So the sales receipt should state the horses intended use and a brief description of horses temperament and character much like you'd see on an ad. This applies whether or not the seller was aware that the horse was not as described.

For a private seller, they cannot 'knowingly' sell a horse not as described, but proving they knew is hard. So you are less well protected.

That said, returning a horse in legally allowed but often very challneging in practkice. Google the seller. Check on all the Dodgy Deaker FB pages etc. Trusting the seller is key really because a dodgy seller can hide all sorts and disappear when it goes wrong.
 
gallopingby said:
If he needs to be a bit more together what has he done previously and why is he for sale? I really think you should be of the opinion he’s the right one or you need to keep looking. It sounds to me as if you’re not sure and are taking an unrealistic stance, maybe because you think you won’t find anything at the price you want to pay. I would carry on looking. A few more months saved livery could give you an extra thousand pounds. Transport over four hours away is likely to be around £300 - £50
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shes a producer and has had him over a year, competed upto 80 ect, i think i really liked his character and how forgiving and willing he was ect which has made me want to buy him i dont think the seccond guessing was because of him, it was because i needed to get used to riding him how he wanted to be ridden as hes quite different to what ive had before?
 
evie.equine said:
yes i think i need to just plan to take it slower, i have no problem putting time into him as it can be so rewarding and at the end of the day, i just want the best for what i buy!

okay that makes allot of sense, im struggling to find some middle ground where i can get peace of mind that he is right but also give the owner peace of mind, maybe staying the night and riding him 2 days in a row is a good idea?
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Welcome to the world of horse-buying-fear! It's inescapable really. You are basically entering a long term relationsbip based on a single blind date. It's scary. And you never really know. And sadly, it also does not always work out even with no fault on any side. All you can do is do your homework:

* Check out the seller thoroughly. I am astonished at the number of FB posts from people who bought off the lowest of the low and then got stung
* Do a 5 stage vetting.
* Ask for a 2nd viewing if you are unsure. And take a trainer with you. Ask lots of questions.

Then cross your fingers and leap.....
 
evie.equine said:
yes i think i need to just plan to take it slower, i have no problem putting time into him as it can be so rewarding and at the end of the day, i just want the best for what i buy!

okay that makes allot of sense, im struggling to find some middle ground where i can get peace of mind that he is right but also give the owner peace of mind, maybe staying the night and riding him 2 days in a row is a good idea?
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It might not be helpful, but I’ve generally found those that I’ve dithered about or felt angsty about going into the sale have often not been quite right for me, but more I’ve tried to fit a square peg in a round hole either because I’ve got fed up of viewing and just want a horse in my stable, or have needed to adjust my requirements/budget or both! The one that I ignored those niggles on ended up wrecking my confidence and being sold a few years later when I stubbornly realised we just weren’t right for each other.

How many horses have you viewed before him? Perhaps it’s worth seeing a couple more before committing to this one, if nothing else it might reaffirm this one is the right one for you.
 
Ambers Echo said:
If the seller is a dealer then you have 30 days to return if the horse is not as described. So the sales receipt should state the horses intended use and a brief description of horses temperament and character much like you'd see on an ad. This applies whether or not the seller was aware that the horse was not as described.

For a private seller, they cannot 'knowingly' sell a horse not as described, but proving they knew is hard. So you are less well protected.

That said, returning a horse in legally allowed but often very challneging in practkice. Google the seller. Check on all the Dodgy Deaker FB pages etc. Trusting the seller is key really because a dodgy seller can hide all sorts and disappear when it goes wrong.
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i had researched into her before we went to see them and from peoples reviews and experiences she sounded really honest, she was so patient with us yesterday and was keen to show him off so I would say i have a good trust in her!

how does the 30 day thing work? also what paperwork should i receive upon purchase, passport and what else, thanks!
 
Ambers Echo said:
Welcome to the world of horse-buying-fear! It's inescapable really. You are basically entering a long term relationsbip based on a single blind date. It's scary. And you never really know. And sadly, it also does not always work out even with no fault on any side. All you can do is do your homework:

* Check out the seller thoroughly. I am astonished at the number of FB posts from people who bought off the lowest of the low and then got stung
* Do a 5 stage vetting.
* Ask for a 2nd viewing if you are unsure. And take a trainer with you. Ask lots of questions.

Then cross your fingers and leap.....
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thank you so much! thats a great way of putting it, blind date 🤣

i will ensure i do all of that as i really do want to get it right! whats drawing me too him is his temperament and the fact he is so willing it really helps me think that he will be a great little horse to have fun on but also be safe!
 
I don't know any professionals that do trials these days unless from their yard. If this is the horse you want then either plan a second visit and hope it doesn't sell in the meantime or crack on with the vetting.

The return period is really there to protect you if the horse isn't as described, not just "doesn't fit in"
 
FestiveFuzz said:
It might not be helpful, but I’ve generally found those that I’ve dithered about or felt angsty about going into the sale have often not been quite right for me, but more I’ve tried to fit a square peg in a round hole either because I’ve got fed up of viewing and just want a horse in my stable, or have needed to adjust my requirements/budget or both! The one that I ignored those niggles on ended up wrecking my confidence and being sold a few years later when I stubbornly realised we just weren’t right for each other.

How many horses have you viewed before him? Perhaps it’s worth seeing a couple more before committing to this one, if nothing else it might reaffirm this one is the right one for you.
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that makes complete sense! if anything he boosted my confidence yesterday, he took good care of me and stepped up when i asked and i can see him settling in very well with the lifestyle, livng out 24/7, having fun in the field and just doing daft and fun stuff as well as stepping up to compete down the line!

we have only been to view him, thats why im sceptical as ive always said dont buy the first thing you go see but he just fit so well, ive been looking for months and months and anything ive wanted to go see has either sold or had health issues or even just been too much horse. im still keeping my eye open to go view anything else but i think because i kept my criteria so strict ive hopefully narrowed down the chances of trying something thats i cant see working for us?

also, i know that he will sell fast as he is so cool and i dont want to miss this opportunity that seems to fit us really well, not sure if im being delusional 😆
 
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