What do you expect from your loaner???

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Rainbow01

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Just a general question really as title says, what do you expect from a loaner?

If you were putting your horse out on part loan, few days a week, would you expect said loaner to be completely responsible for your horse on their days.

Im a bit confused as to how much I should expect from people, if I had a horse on loan for example and the horse went lame or was feeling under the weather for whatever reason and owner told me horse was having some time off I would still care for that horse on my days, even if it meant riding wasnt allowed for a while, as to me I have agreed to take on that responsibilty, but some people think that no riding means not having to look after the horse?!!

Just general opinions really please???
 
When I shared my friends Horse, I paid £10 a day and that included chores.

If I couldn't make it, I would either swap my days (agreeing with owner obv) or not come up. But I would still pay. I didn't contribute torwards shoeing or vets bills.

When my share Horse was injured and unable to be ridden, the owner rung me and said it was up to me wether I still wanted to come up or not. But I wasn't expected to pay. I did go up and still done my chores as I wanted to spend time with the Horse even if I couldn't ride. However the other sharer didn't come up til Horse could be ridden again. Neither of us paid. The owner had other Horses up the yard so was there anyway. But most owners will expect you to keep paying and doing the chores on your days. After all they still have the Horses bills to pay.
 
To me a loan is a loan. Part loan to me is sharing not loaning. Loaning in my view where a person loans a horse fully for the duration of the loan period, whether a month, 6 months, a year or permanent.
If a horse was on loan to someone then as the owner I would expect them to pay all the costs of keeping that horse, including vet bills, feed, livery etc. Only exception being if the horse had a pre existing condition that needed to be managed and then it would need to be agreed either for the owner or loanee to pay for this, or else the owner and loanee pay half or an agreed sum each.
If the horse was out of action for whatever reason then the loanee who has the horse on full loan would still be responsible for paying for the day to day care as well as looking after the horse.
A share in my opinion should be equal between two parties, or else divided up into costs and looking after depending on how many days the other person ( not owner) shares the horse for. Some people charge a set fee per week to include costs towards upkeep, shoeing/trimming and livery. The arrangement may be for a set number of days, be flexible or days may be named beforehand ie sharer has horse every, wed, sat and mon for instance.
If the horse is ill or unrideable on any of the days in which the sharer is due to be responsible for the horse then yes they should see to its day to day care so long as this was arranged beforehand between both parties.
It is not like going to a riding school in which your regular mount is off for the day and the lesson is either cancelled ( so no fee to pay) or else you are offered another horse.
Sharing like loaning means you are responsible for the care of a horse on those days or times in which you have been entrusted to do so.
I would urge anyone if they are going to either share their horse with another party or else place on loan to get a contract drawn up in writing, witnessed and signed before the share/loan commences.
Verbal contracts are a waste of time. There is no such thing as a gentleman's agreement these days and even hand shakes means absolute tosh as I have discovered myself as people still go back on their word!!!
So yes if the horse is lame/ill and cannot be ridden then either your sharer or if you are the sharer still need to see to the horse on the days arranged. The fact that the horse is unrideable is irrelevant.
 
£10 a day sounds like loads but I guess if it's just a couple of times a week it sounds better than if you were doing it daily.

I think individual arrangements can vary tremendously, especially if it is a sharing arrangement which, IMO, is different to a full loan. I've had 2 full loans in the past, and have taken on full responsibility for the horse (in one case, the horse was from my yard, in one, the horse came from 70 miles away- and the owner only met me once! Lucky I didn't run off with him!). Anyway, in those cases I was responsible for insurance, shoeing, bedding, etc etc- everything that was required in the time I had the horse.

Had the one had came from far away been unable to work, over a prolonged period, I think I would've sent him back- simply because his owner had lovely grazing (better than my yard). If something had required veterinary attention, then again that would be down to me- so I had very comprehensive (and pricey) insurance for him, to be sure that if something DID happen, I would be able to sort it out without a problem.
 
I part loan/share, whatever you want to call it, an ex-racer mare. I've got her from Monday to Thursday when her owner is at college then she has her for the weekends. So it suits us both great with our different circumstances.
I pay £30 a week, plus the farrier when he visits (I offered to pay this though). I don't manage to ride every day but the days that I don't I always bring her in for a groom and loose school or lunge. As she's kept out all I really do chore wise is clean feed buckets, tack cleaning and some poo picking, but that will probably change soon if she's going to be coming in at nights. :o
 
I share a mare at the moment and I pay £15 a week, then have to muck out the day I do at the weekend 2 stables...it really has been the best situation I have come about as the mare is well schooled kept at the owners house(she has 2 others) there is another girl doing the same as me and we have recently been able to ride her youngster as he needs bringing on. Very good situation!
However I'd like to think if we weren't able to ride for any reason we wouldn't be expected to pay..as she put it the cost is £5 per ride. I would still go and help look after them, perhaps do some mucking out..we have no formal agreement though :-/ might be more fool me but I trust her, it's been great so far!
 
I have a sharer for my chap - she pays a set amount per month and has him 3 days per week. I expect her not to ride if he's unwell for any reason, ie. he had chiropractor so i said to her only hacking in walk afterwards for a week and that's what she did. She isn't expected to do stable duties during the week (he is on part livery) but she does on her weekend day. I don't expect her to lunge him, or have dressage lessons with him (that is what I do!) but I expect her to let me know if she's going to be having a lesson, who with and what and if she wants to take him out anywhere.
So basically on weekdays all she has to do is poo pick his paddock (done daily so v easy) and ride, put him to bed and feed and at weekends she has to do that plus turnout and muckout. It works well - i buy everything for him except polos/carrots :D
If she couldn't ride for a set period of time - like long term i would look at reducing how much her monthly payment was.
 
I am an experienced loaner after having loaded 4 horses over a period of about 10 years ( This month i have become a proud owner!)

I have had horses on various agreements but all of which have stayed at their current yards.

My first horse i had as a teenager (10years ago) i paid £5 everyweekend. This included weekend riding only and i literally rode and nothing else.

My most recent loaned horse i paid £30 per week and half of absolutly everything. He was on full livery basis.

I literally rode as much as i wanted and he was cared for by the yard. Sometimes i would offer to muck out and generally help when time permitted me (just because i like to spent time there). However, i did have to put up with every tom, dick and harry riding him from their family members visiting to friends and joy riders. I had him for 3 years and i did my best to care for him like my own horse.

Hope this helps!
 
One of my horses is on "part Loan" to a lovely lady

she has him 2 weekdays and 1 weekend day and for this she pays 50% of livery, shoes and wormer. If horse has a holiday / is unwell / out of work she still comes and cares for him on her days and still pays the full amount each week for her share.

I'm lucky though in that she thinks pretty much the same way I do and loves him just as much as me so if he needs time off etc then its done without question :) we work together too on weekends (full livery in week) so if im not down till late she'll turn out, and then i'll bring in etc

IMO if you "take on" a horse in whatever capacity then its your responisbility to care for it whatever the situation :)
 
Fantasy_World said:
To me a loan is a loan. Part loan to me is sharing not loaning. Loaning in my view where a person loans a horse fully for the duration of the loan period, whether a month, 6 months, a year or permanent.
If a horse was on loan to someone then as the owner I would expect them to pay all the costs of keeping that horse, including vet bills, feed, livery etc. Only exception being if the horse had a pre existing condition that needed to be managed and then it would need to be agreed either for the owner or loanee to pay for this, or else the owner and loanee pay half or an agreed sum each.
If the horse was out of action for whatever reason then the loanee who has the horse on full loan would still be responsible for paying for the day to day care as well as looking after the horse.
A share in my opinion should be equal between two parties, or else divided up into costs and looking after depending on how many days the other person ( not owner) shares the horse for. Some people charge a set fee per week to include costs towards upkeep, shoeing/trimming and livery. The arrangement may be for a set number of days, be flexible or days may be named beforehand ie sharer has horse every, wed, sat and mon for instance.
If the horse is ill or unrideable on any of the days in which the sharer is due to be responsible for the horse then yes they should see to its day to day care so long as this was arranged beforehand between both parties.
It is not like going to a riding school in which your regular mount is off for the day and the lesson is either cancelled ( so no fee to pay) or else you are offered another horse.
Sharing like loaning means you are responsible for the care of a horse on those days or times in which you have been entrusted to do so.
I would urge anyone if they are going to either share their horse with another party or else place on loan to get a contract drawn up in writing, witnessed and signed before the share/loan commences.
Verbal contracts are a waste of time. There is no such thing as a gentleman's agreement these days and even hand shakes means absolute tosh as I have discovered myself as people still go back on their word!!!
So yes if the horse is lame/ill and cannot be ridden then either your sharer or if you are the sharer still need to see to the horse on the days arranged. The fact that the horse is unrideable is irrelevant.
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I have a pony here that I have on LOAN and I got her as a companion for my own horse.Had loan pony (section A) for 6 years now and I have FULL responsibility including vet fees and trims.same as my own horse.
What OP wants is a SHARER NOT A LOAN. Loaners dont pay owner.
 
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My point exactly Sharon, if someone is responsible for the horse some of the time and the owner the rest then to me that is a share and the sharer should in my opinion pay a contribution towards the upkeep and help with chores.
A loan on the other hand is when someone takes full responsibility for the day to day care of a horse and pays for all the bills unless a prior arrangement has been made with the owner.
I too have a loan horse, on permanent loan. Had him 5 years now and all the costs of his upkeep have been paid for by me as it should be since I have him on loan.
 
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