What does permanent loan mean to you? Owner wants back 4 winter?

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chrissy2014

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2 months ago I took on a loan as a companion for mine. (just moved her into her own field) Companion first and lead rein for my son second. He is a stunning little pony and when he got offered to me I mentioned loans worry me as I may fall in love and you may just take him back and her answer was her sn got a new bigger horse and there isnt any time for this pony so I shouldn't think that way. Start off with 6 months if all is well she will extend it. (she packed his heavy weight rugs too)

Today scrolling through facebook I seen she put pics up of her son visiting the pony and in her comments she mentioned the pony is looking very well but her son was upset leaving him but its ok because hes home for winter??

I didn't know this? So now I am worrying I will need a companion for winter and my sons going to be devested? I have messaged her but waiting on a reply.

Shouldnt it have been offered as temporary loan for summer?
 
Unfortunately there is no such thing as a permanent loan you are always reliant on the owners wishes. You could get a loan pony from one of the charities though, they do not want them back and will allow you to keep for as long as you want. If you give this pony back now it will be easier because you will get more attached the longer you keep him. It does sound like the owner will take him back after the 6mths. I am not sure I would believe her if she says different, after what you have already seen.
 
That's really rotten to be honest. She clearly has decided to take him back at the end of the 6mths but hasn't told you yet.

As above, I'd give the pony back now and speak to the rescues/charities about taking on one of their ponies instead.
 
Permeant loans depend on a well arranged agreement and trust. Sadly this lady refused your attempt at making it clear how long you could keep the pony for, and by writing on Facebook something you were not aware of, would make me lose some trust in her. And yes she should have let you known it was a temporary loan for summer!!

If I were you I'd be keeping my eye out for another companion, perhaps a rescue?
I think firefly's point is valid, but I also wouldn't act without waiting for the owners reply: it may be a misunderstanding and you could lose a pony you and your son seem to enjoy because of it.

In terms of permanent loans, they are possible. I have a wonderful agreement with the lady who owns my horse: he is my mine for as long as I can care for him properly and he is happy. She also wants to help out if ever he has a medical problem and so halves expensive vet bills. I couldn't ask for a better situation.

Keep us updated, hope it works out well.
 
Well if she had said the initial agreement is 6 months, 6 months from now it will be winter. Perhaps her son is just missing him too much. Although I think if this is the case she should at least be up front to you about it.
If you wanted something long term maybe buying a companion would have been better.
 
I strongly recommend the charity route: I had a delightful light riding/companion pony through the Blue Cross who were totally professional and supportive. I had him until the end of his life.
 
I just had a reply. "It was until October and then we would decided if we both wanted to extend the loan, He will have to come back for winter as he cannot winter out as he looses condition and he needs his cheeks cleaning everyday" (he packs)

That is unfair because she packed his winter rugs telling me he was only fed ad lib last winter and came out amazing. So I presumed natural shelter, rugged ad lib and hard feed he would be fine like my TB? (hes a welsh cross) and as for his cheeks I noticed them two days later after having them and when I asked, her reply was "sorry I should of told you about them and showed you how to clean them"

Which she never did? so a friend of mine empties them when she can as I haven't got a clue and always think I am hurting him.
 
Equine_Dream said:
Well if she had said the initial agreement is 6 months, 6 months from now it will be winter. Perhaps her son is just missing him too much. Although I think if this is the case she should at least be up front to you about it.
If you wanted something long term maybe buying a companion would have been better.
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That was my plan. I put an advert out to buy a companion and she contacted me offering permanent loan"
 
In that case and from your previous post, it seems she hasnt been very honest with you at all. Maybe it would be best to just send him back now. Save yourself the heartache of him going back in another 4 months time when you'll have got even closer to him. Then look for a companion to buy or a more reliable loan.
 
Give the pony back. The owner sounds like she's going to be way more hassle than needed.

I'm a bit surprised she didn't tell you he'd be coming home for the winter before posting it on FB - I would have thought it common courtesy to have a word with you first.

If you only need a companion, you'll have no problem finding another!
 
SpringArising said:
Give the pony back. The owner sounds like she's going to be way more hassle than needed.

I'm a bit surprised she didn't tell you he'd be coming home for the winter before posting it on FB - I would have thought it common courtesy to have a word with you first.

If you only need a companion, you'll have no problem finding another!
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I had no clue... I gathered at 6 months we would both be happy and extend. I wouldnt of bothered if I new he was going back as I was looking for a companion first, lead rein second. I wouldnt of just had a companion for summer. Im upset and pi$$ed off now lol thanks everyone.
 
Oh dear, that's always the risk with a loan. I do feel for you. Permanent loan is a contradiction in terms really. I would enjoy the summer with him, then start looking for something to buy at the back end of summer,when a lot of PC ponies come on the market.
 
chrissy2014 said:
I had no clue... I gathered at 6 months we would both be happy and extend. I wouldnt of bothered if I new he was going back as I was looking for a companion first, lead rein second. I wouldnt of just had a companion for summer. Im upset and pi$$ed off now lol thanks everyone.
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I would be really annoyed, too. But I would turn this to my advantage if at all possible and hang onto the loan pony until you have found a replacement, your TB sti has a companion and your son still gets to ride. Use the time to explain to your son that you have borrowed this pony and he will have to go home later in the year. Contact the charities and look around to see what is available on the market.
I was talking to someone at the weekend who bought a super Welsh A-type 9 yr old which has taught her grandson to ride on LR and is now FR - she spent £800 on pony and tack and a friend spent a similar amount a couple of yrs ago on a 14hh NF which has taught her boys to ride. There are plenty out there, you just need to spot one.
When you've found one suitable, I would let this rather rude woman know that she can have hers back, asap.
 
I would look now for a replacement and then send it back as soon as I was sorted.

BTW packed cheeks? Not a phrase I have come across before. Could you explain.
 
Find another and send back this one ASAP. I think she's not been clear with you and I don't think you can play with people's emotions in this way.
 
Red-1 said:
I would look now for a replacement and then send it back as soon as I was sorted.

BTW packed cheeks? Not a phrase I have come across before. Could you explain.
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Assuming this pony has the same issue as a friend's old pony did, when they eat hard feed it works its way up into their cheeks so they get balls of food building up there. They end up with lumps half way up their faces (it's surprising how far up their cheek cavities go) which have to be removed every so often.
 
annagain said:
Assuming this pony has the same issue as a friend's old pony did, when they eat hard feed it works its way up into their cheeks so they get balls of food building up there. They end up with lumps half way up their faces (it's surprising how far up their cheek cavities go) which have to be removed every so often.
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Thank you :-)
 
My last horse was on permanent loan. His owner told me she considered him 'mine' to all intents and purposes, and when it became apparent that he needed to step down she helped us find a new home for him. They do work...sometimes!

I agree with getting one from a charity - support if you need it, can go back if your circumstances change, but won't be taken away from you. Send this pony back as soon as you've found a new companion. Good luck with your search.
 
Sorry but the idea of a permanent loan seems to be a contradiction in terms. My pony is out on long-term loan, meaning the lady who has him wants to keep him for a good few years and I have no need of him and am happy for him to stay with her as long as the agreement works. Permanent means permanent and so I fail to see how it works regarding loan, unless you are gifting a horse/pony...
 
Tally-lah said:
Sorry but the idea of a permanent loan seems to be a contradiction in terms. My pony is out on long-term loan, meaning the lady who has him wants to keep him for a good few years and I have no need of him and am happy for him to stay with her as long as the agreement works. Permanent means permanent and so I fail to see how it works regarding loan, unless you are gifting a horse/pony...
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I agree. Permenant means no come back - when a loan is involved there is always they potential for it to come back.
I have one out on loan who I don't want back if I can possibly help it, but the fact remains he is still mine and I could at any stage take him should I so wish, likewise the loaner could change their mind and send him back.
 
annagain said:
Assuming this pony has the same issue as a friend's old pony did, when they eat hard feed it works its way up into their cheeks so they get balls of food building up there. They end up with lumps half way up their faces (it's surprising how far up their cheek cavities go) which have to be removed every so often.
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Annas right. but it always happens with grass as well. He lost a few teeth so can no longer be bitted. Another reason he was no good for her son and good as a lead rein or companion.

Thanks everyone for the advice. I would send him back asap as my horse will be on her own. I will look for another companion but this time one that I own or charity.
 
That's the most sensible option you can take here, that way you know how long you've got to find a new one, and your horse doesn't end up on her own for the time being :)
 
Spottyappy said:
Have you a written contract signed by you both?
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Yes which did say loan is for 6 months and at the end if we were both happy it would be extended. I presumed she would be happy with me caring for him. She already made up her mind on facebook he was going back home for winter without even telling me. I would of never took on a loan as a companion for only 6 months not really much point in that as my mare will be on her own for another 6 months in winter?
 
She must have known you winter out when you discussed arrangements. I don't think she intended letting you have the pony more than six months. As for the cheek situation, I had an old pony who did this. The best way to deal with it is to push the food gently from the outside back into the mouth. I used to do this four or five times a day and pony lived happily like it for a good few years. Don't leave it for days the pressure is painful for them as it keeps packing more in. There are lots of ponies out there needing homes, I would find another and send him back.
 
This little one looks lovely

http://www.bransbyhorses.co.uk/re-homing/re-homing animals-Casper.html

My kids are too small now but when we gets to kids pony time I'll be loaning them from this charity (I have a companion from them already) it's heartbreaking when kids out grow ponies but at least if you give them back to a reputable national charity you know they will be well looked after and rehomed to another suitable family.
 
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