What/how much do your teenagers pay towards their horses?

how old are the teens?

i paid for my own horse fully at 17... as i had a job and a car too - so if i wanted a horse i had to get myself to the yard/back and pay for it too
 
I presume you mean late teens? I suppose it depends whether they are in full time education or working - whether they are at home or not. Mine are early teens, so not at a stage yet to even think about it, however we keep our horses at home so I doubt that I would expect a contribution!
 
When ex sharer got her mare on loan she paid everything except rent and insurance. parents paid rent owner insured it. She also managed gcses and a levels at same time. Horse had regular farrier dentist physio etc.


Yes im proud of her :)
 
When I was at school 14-18 ish I had a Saturday job which made me about £2.50 an hour plus my mum gave me my child benefit which was about £7 a week at the time, all of that went on Leo but that was 20 years ago.....
 
Not quite my teen, nor her horse, but my younger sister (15) has requested that she be allowed to ride Obie oncr he's fully in work. There is unlikely to be a substantial financial contribution so I've set it down that she will be required to give me a hand with the daily care of all the horses, since she does nothing currently.
 
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God I was so lucky. My parents paid for him, livery, feed, entries, the lot.

My sister had a bit of a different set up to most teenagers, as she decided by the time she started 6th form that horses were going to be her career. So she had owned horses, and worked throughout her time at 6th form which I was unable to do (she went to the local college 15 mins away, whereas I went to a sixth form an hour away, did a lot of extra curricular and had a huge workload as I took 5 A-levels) and contributed a lot, although mum and dad still paid for livery.

We're very privileged to have been able to have that freedom growing up, not worrying about money. I think it helped that we were very keen, and very competitive and tried very hard to do well. The investment was hugely worth it with Al, and I got a lot from it too. We never bought horses until we got Smokes though, only loaned/ had freebies. And Al paid for Smokes (well, a syndicate including her) with money she'd saved.
 
my mum paid for me to share loan when i was younger, but when i turned 16 i decided to buy my own, so i had to pay for her + the car to see her ect, not long after i bought her i lost my job (christmas temp) and mum paid her grass livery but i paid for everything else with some pocket money i got for riding for other people. other than that she's been my responsibility since i could earn a wage
 
Not quite a teen but my 12 year old pays vets bills, farrier, tack etc out of her pocket money. She works at the yard every day she's not at school in return for lessons. I pay livery, feed and insurance for two ponies (ones retired)
 
Depends on their age and whether working or not I imagine.
My daughter is 18 just finished college, works part time. We have our own yard so she pays nothing for livery.
However, one of ours away being professionally produced which is her choice, so she pays £40 a week and I contribute £10 as it's well worth that for the work it saves me!!
 
I'm feeling really lucky too! My parents paid for everything, bar the odd lesson or competition and any unessential things I wanted for the horses
 
willowblack said:
Not quite a teen but my 12 year old pays vets bills, farrier, tack etc out of her pocket money. She works at the yard every day she's not at school in return for lessons. I pay livery, feed and insurance for two ponies (ones retired)
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I'm amazed at how much pocket money your daughter gets!
 
My kids are very lucky , ours are at home, unshod and little feed needed . Daughter is 15 and son 17 but both still in full time education. They both do part time jobs and pay for any non - essentials (mainly daughter buying bling !!!).
I pay for lessons and show entries for the first class, they then pay for any further entries out of their winnings .
Once they are working full time then they will pay for farrier etc .
 
Mines 18, just out of 6th form & about to go to uni. She works but its very random (at large equestrian events) so she doesnt have a regular wage. When she has been working she will pay the farrier/Iivery etc but other than that I pay for the rest in return for her doing jobs around the house (+ she does her horse) as she's never pocket money. She's been applying for jobs since leaving school in May but sadly hasn't got one yet. She's hoping to get work when she goes to uni & will then send some money home towards livery costs x

Eta, she does compete too which I also pay for but her winnings are put back into a pot for future shows (or they were when she was winning haha!) x
 
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My girl was paid for me until my 16th birthday, then she was my responsibility, I was bailed out a few times when unexpected bills arose, but I did it all, inc freezemarking, farrier, insurance, dentist, but I had help with the Vet, and when she needed extra for being on box rest.
 
Lolo said:
I'm amazed at how much pocket money your daughter gets!
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This.



If I want anything, I pay for it. (This includes the 220 quid clippers I would like) I'm not allowed anything out of my bank - everything has to be earned with chores. I pay show fee entries. Don't get 'pocket money'. I have a job when i'm in the holidays/weekend although it does not pay I am helping another person with their yard & horses. I have two horses but my mother rides too. :)
 
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Got my first horse a few months before turning 15. Mom paid the purchase cost and covered all the regular bills. I bought what tack and riding gear was missing myself with my savings (though had a lot of gear from before due to having had loan horses).

She stopped paying when I was 17 and started working. I covered everything after that and bought my second horse on my own. I didn't earn that much but I cut down on all other expenses and put everything I could into my horses while I had them. I do know I would have gotten a hand with any unforeseen vet bills etc. back then, though thankfully that never occured. I wouldn't have expected mom to cover anything beyond that. It felt great to have the sole responsibility and manage it actually.
 
I paid for everything. I saved pocket money, earned at home by mowing the lawns, and when I was old enough a Saturday job at Woolworths, I worked there until I left college for full time work. I remember earning a Guinean an hour!

I paid for my lessons and saved for my horse and then my grazing.

All teenagers should be encouraged to 'earn' all extras be it piano lessons, ballet lessons or riding. There are so many things they can do which also sets them up for future life once away from home.

Kids who earn their extras seem to be far more appreciative.

My biggest pet hate is children who expect mum to look after the pony all the time, do all the chores including tacking up the pony!
 
I got my first on full loan at 14 and my mum paid for the basics but i did work whenever there was work available to contribute.
Got my own horse at 15, and took over paying completely for her at 16.

How much pocket money did some of you get!? I got £2 a week if i was lucky!!
 
My parents contributed £10 a week towards hobby of my choice (riding), everything else I paid for.
I had share horses from 14-17 and a full loan from 17 onwards.
I worked in pub kitchens from 14 plus babysat etc
 
My parents paid for it all when i was younger but when i was 15/16/17 if i wanted anything i paid for it so any new tack except when the mare broke her saddle mum bailed me out for that one! I also paid for the odd competition if i went with friends but if mum took me she usually paid (paid my sisters too) now at 24yrs old i still live at home and the horses still live here and i pay for farrier, vet any competitions and fuel for the lorry as i am insured to drive it, mum pays for feed if he is on the basic she has in (nuts and alpha a) if i want him on anything else i get it myself. Hay and bedding is covered by my mum but all new tack is on me... Hence im skint as saving for a new dressage saddle! If i beg lots and lots and im really skint she may lend me something towards a competition or fuel or a £100 more so i can get a nicer saddle!!
I did move him to livery for 5 months over winter for rehab and covered everything myself the only thing my mum has bailed me out for was my insurance excess when he needed surgery and i was struggling to get the money there and then. As they are at home she doesnt ask for livery but i do pay rent for myself!
 
Over the age of 16, they should be paying for it themselves. That was my deal at that age. I spent a couple of years learning to drive and saving, bought my own at 19, and have paid every penny since.
 
My daughters 14, she pays for her competitions. She's currently loaning a horse and works a bit for its owners so earns her keep!
When she has another of her own I will pay for it (minus competing again as I can't afford that!)
When I was a teenager I paid every penny for my horse but in hindsight I struggled to the point it wasn't really 100% fair on the horse. He never had a massive bad and had to hang on that extra week with a loose shoe etc! I never competed or did anything other than hack as I couldn't afford to. My parents were unhorsey and didn't get it!
 
I got my first pony when I was 10 and a half. My grandad gifted me the money to buy it (I was also a career for my granny, helping grandad out) he was only a few hundred pounds with tack. Livery, initially was free (on a great uncles farm) but eventually moved somewhere closer to home. The farmer was lovely, and as I was the same age as is son (who had a pony and was desperate for company) my livery was £2 a week (including a barn and hay). I paid for this myself by washing peoples cars etc. mum and grandad covered insurance, tack and feed. I worked at local riding centres in exchange for lessons.

I sold the pony when I was 12, for a considerable profit (can't remember exactly but was over £1200) and bought my first horse, a standardbred mare for£1100 and paid for her out of the profit of sale of my pony (and her tack). Again paid for livery which, once moved yard went up to £15 pw. (Farmer sold the farm and bought another further away)

I again worked for lessons and during holidays got paid to ride at a riding school (who had a habit of buying unseen and untried and I was usually the crash test dummy!) I did jobs around the house/for family and friends and got a job as a waitress working excessively long hours. By 14 I was totally self sufficient. I paid insurance, farrier, vet, feed, livery etc

I was still a career for my granny and by the time of 14 this was a full time job. I actually left school just before I was 16 to care properly for her. (And managed to get a full time waitress job too). I was exhausted but my mare was still seen to by me twice a day at the very least. And more importantly paid for by me! I eventually paid my grandad back the money he used to buy my first pony too.
 
I didn't get my first horse until I was 33.

All through my teenage years I worked at the local riding school at weekends and holidays - my parents paid for one riding lesson per week, and then the rest I earned in free rides. As "Helpers" we looked after the ponies at the School - about 30 of them. This included catching, grooming, mucking out, tacking up/untacking, tack cleaning, sweeping (lots of sweeping!) and lots of other chores.

Free rides were hard to come by for the first few years - but once I got established and trusted, I was given horses to bring back into work, and also the RS's owner's hunter to fitten up every summer, and lots of escorting hacks.

I wish I had a horse when I was younger, but learned a lot at the RS, and it made me appreciate getting my own in later life.
 
I'm in awe of those that managed to keep a horse and a job throughout school!

My made is actually my mums but she no longer rides. She loves the eventing scene and the yard is her down time from a very stressful job. So she's paid for it all, right the way through. I'm now at uni and she's found people to keep her fit when I'm away and is still loving it. So much so she's bought a foal for herself to show next year.

I know I'm extremely lucky to have her support. The understanding was if I ever didn't appreciate them they would be sold. My brothers don't ride but get other things such as trips abroad with my dad, a car etc.
 
I'm 16 and money for things like farrier, vets and tack, boots etc comes out of my account. I paid an amount towards the initial cost of my horse, but my parents do help me out with big fees :) I have a part time job at a local yard as my 'income'
 
I paid what I could from the word go aged 16. Started with bags of feed and gradually increased as I got more hours at work. The only thing mum continued to pay for was his insurance.
V lucky to have such amazing parents
 
I'm 18, but in a slightly different situation.

My parents divorced when I was 4, and dad is a rather well-off banker. We moved to NI when I was 8, and I only have email contact with my father.
Unfortunately, mum has spent the past 8 years studying towards her law degree, masters and now is studying in the institute and working as an apprentice whilst raising 3 kids, so money has been tight for us.

My grandfather died a few years ago, and around the same time my YO told me that she was selling what now is my horse. After some very heartfelt messages to dad which seemed to be going nowhere, I gave him YO's contact details and suddenly he agreed to not only buy him, but pay for him. Whether this was out of guilt or not has to be debated, but mum used her lawyer brain to draw up a contract between me and him where he agreed to pay for all costs towards him which has been signed.

So my dad pays for his livery and farrier, and he also bought me my new saddle. If I want any horsey-things from dad that aren't related to livery/upkeep I ask for them as birthday/christmas presents if they're expensive. Mum helped me set up an account for Barney, and I've been able to ask dad for a direct debit into the account and the money on it is then budgeted and spent as it's needed.

Anything else I pay for myself. I save up and any earnings I get seems to go towards numnahs, boots, bridles and everything else :D

When I was at the RS, I would get a free lesson as part of the working livery arrangement, and mum was happy to pay for our lessons as we both rode. Since I've moved yards, mum is happy to pay the £5 per class for Wednesday night jumping and Thursday lessons have just started at £10 which look like they'll be happening every 2 weeks - so it's actually worked out the cost of my Thursday lesson and my 2 jumping rounds works out at the same price as my weekly RS lesson.

I sound awful, getting dad to pay for my horse when so many others work for it, but we have it in writing he's agreed to pay for him and his upkeep costs so I might as well use it instead of stressing myself out about my livery costs and everything that comes with that.

My next horse I already have savings to go towards, which are staying as savings for now. I'm enjoying window shopping but unless I see something that screams 'perfect' I won't be doing anything more than window shopping :)
 
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