Paint Me Proud
Well-Known Member
Around £6000 for colic surgery and after care, I paid around £1000 excess and insurance paid the rest. Paid it off in one go from savings. Horse made a complete recovery 
About £2k all in, when my horse broke his leg - and I found out after claiming that I'd omitted to send one vital piece of paperwork back when taking the insurance out at the outset. So he was never insured (or chased up it appears) from the get go.
That was a nice surprise. Not!
They did, to be fair. However, I took out insurance with a different company after that, and never had any trouble since.I hope they paid you back the premiums?
£2500 on a tie back.
£1700 on a kissing spines ligament snip.
Not insured so paid it all, but I'm still well in hand over what I'd have paid out on insurance over the years on multiple horses.
About 4,000 in total for my lab's ears, fortunately insured so only 80 paid.
But worth it to see my dog not being in pain from her ears, scary how many dogs i see scratching and rubbing their ears with their owners oblivious.
If I had an uninsured dog only thing I would do differently is insisting on being referred to a specialist sooner, my normal vet wasted money on ineffectual treatments which meant by the time the dog was seen by specialist both eardrums had collapsed.
And how long did it take to pay off?
(not including any insurance cover).
^ 5 like which is why I/we paid the £ 10.000.00 even though the end came too soon I would do it againOver 5k on my homebred yearling for a week's stay in vet hospital and an operation. She still ended up being PTS but I'd pay it again in a heartbeat if it gave her even a 1% chance of survival.