Naked during the day in the field and a light fleece at night lately. Will go fully naked as of this weekend though; have only continued rugging up so far as she is a stupidly sensitive little TB...
My appy x connemara was stabled without a rug by mistake (a friend did him for me that night as a favour) and I found him at 6am shaking violently with cold and I was scared he was coming down with colic. So obviously he is feeling the cold if left naked!
All of mine are naked (mainly arabs) day and night, they are bought in if the forecast is very wet, but left naked and have a lightweight rug on during the day if it is forecast for very heavy rain. I am on the south coast though.
Naked in the day, fly rug when she comes in as the midges are awful because we are right by a lake then at 10pm i change it and put her light weight ameigo poly on, she was not warm to touch at 11pm last night (I was late) and she was just right when i unrugged her this morning.
My Tb hasn't had a rug on since January when I was advised to leave them off to help with allergies and urticaria. He wasn't clipped but didn't have much of a coat.
Seemed happy enough even in the cold and snow.
The only rug he may wear is a fly rug if necessary but from now own naked.
I've only got two rugs for Don at the mo' a lightweight turnout that he's using in the stable, and a lightweight cooler thing (I dunno what it's a new thing to me, in my day they had a jute stable rug, a string sweat rug, a woollen day rug, and a green New Zealand rug for out in the field!!). I bought a king size 3 way quilt yesterday [in Lidl for 29.99], it's a lightweight quilt, and a mediumweight quilt which you clip together to make a heavy weight quilt, and I've got a thick cotton bedspread and a fleece blanket that I'm making into rugs for him. So he'll have a wide choice of what to wear
mine loan horse is out 24/7 now (full TB) he has a lightweight turnout on at night if its chilly or wet, and then naked during the day (unless i have a lesson, in which case the rug stays on - he's a mud bunny and takes forever to groom!
i live in the highest village in Scotland 1500 ft above sea level, and the weather here is wild , our average temp in summer is 10 - 11 degrees....
but in saying that my horse has been without any rugs since march...
I actually think that we do them no favours with rugs as if they shiver they exercise their skin muscles to keep themselves warm. I wouldn't advocate this in the middle of winter - but it's late May now and I reckon everything should be out without rugs day or night.
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LOL, you can tell that to my horse if you like! I'm not one for molly-coddling but he hates the rain so if it's at all likely to rain, even in 25 degrees then on goes the LW rug. He is very fit and lean and doesn't need to lose any weight by shivering!
Both mine are now out 24/7 so can't really answer the question, but big horse (fit, lean and with a summer clip) is out naked/with fly rug normally in the day and with a LW or a thinnish MW at night. Pony is naked.
All of mine (1 Anglo and 3 Andys) are naked, although Lluna does wear a fly sheet because she gets a bad reaction to fly bites. I am in Cambs. Sirena was wearing a fly sheet but she was sweating even under that, so, she now has the sun on her back.
mine is stabled during the day with just a fleece on or MAYBE naked if he is too hot (rare) and out at night with either a MW halfneck/LW full neck with fleece underneath or just LW with/without neck depending on the weather
I always have a rug on a stabled horse at night, even if its just a sheet. They are not moving much and it keeps the dust and flies off them. Also you want to try sleeping naked in a stable even inthe middle of summer!!! Take my word for it you will wake up at 4am freezing