Which insurance

[poiuytrewq]

What would be a good policy for me IF I were to ride someone else’s horse?
I’m not thinking so much personal accident but if the horse had an accident can I be covered for its vet bills?
Eg- horse falls and slices its knees or does a leg having a canter, something like that which could end up costing the owner and being blamed on me?!

Or if I had third party would they just be able to claim against me for their vet bill or heaven forbid horse value?

 

[Jambarissa]

Have a look at the various rider insurances. Pet plan has emergency vet fees and 'custodial' which means the horse dying and you were responsible.

 

[Tiddlypom]

Is this a share or part loan type situation, or part of your work?

I’d expect a share or part loan horse to be covered for vet’s fees under the owner’s insurance.