Who has BHS gold membership

[rug~addict]

Hi. I was wondering who has got gold membership to cover them for public liability.

 

[Fransurrey]

Quite a few on here. I have it but thankfully haven't needed the insurance part yet!

 

[JustKickOn]

I do

 

[RhaLoulou]

I have, I got it when the insurance for my 2 oldies got too much and was cancelled.

 

[ILuvCowparsely]

I do

 

[PeeGee]

Me too

 

[AdorableAlice]

I have. With footpaths across the farm and clueless ramblers I need the cover.

 

[OldNag]

I do.

 

[rug~addict]

Thats great. Im considering canceling insurance for two youngsters who at the moment don't leave their land as its getting more and more expensive. I currently pay nearly 100 a month for basic cover for both.

 

[Spilletta]

I do.

 

[BlueSocks]

I have, covers all my 3 for £60 odd so much cheaper than insuring each one separately. Only covers personal and public liability though, not vets fees etc. I think its good value, particularly for multiple horses.

 

[Bertolie]

I do and was very thankful for it when one of my horses was involved in a road traffic accident and caused £5000 of damage to a car

 

[laura_nash]

I do

 

[SaffronWelshDragon]

And me. Doing my stages so need it for that as well.

 

[Bede]

Me too

 

[Magnetic Sparrow]

I do too. £66 for £20M public liability, plus the magazine and the knowledge that you are helping horses by supporting the BHS. Fantastic value.

 

[ElleSkywalkingintheair]

Yep sure do

 

[Maryann]

I have it instead of insurance as my horses are too old and decrepit to insure but are still ridden.

 

[J1993]

I also have it! I only purchased it the other day, it was £61 if you pay yearly by direct debit but can cancel the direct debit at any time. I needed it as I needed public liability proof to move into new yard and also mare can be a little spooky out hacking so good to know I'm covered should something happen! Does anyone know if it covers others riding your horse. E.g someone hacking said horse out and they had an accident, not personal cover but the public liability?

 

[crystalclear]

We were discussing this earlier with regards to sharers/riders

http://www.horseandhound.co.uk/forums/showthread.php?694553-Sharers-agreement-insurance/page2

 

[cobgoblin]

I do.

 

[Yertis]

Me too

 

[SatansLittleHelper]

I have it too...plus a decent vets fees insurance with Pet Plan x

 

[Bertolie]

I also have it! I only purchased it the other day, it was £61 if you pay yearly by direct debit but can cancel the direct debit at any time. I needed it as I needed public liability proof to move into new yard and also mare can be a little spooky out hacking so good to know I'm covered should something happen! Does anyone know if it covers others riding your horse. E.g someone hacking said horse out and they had an accident, not personal cover but the public liability?

Yes it does. My daughter was the one riding my horse when it had its RTA. It covers all horses owned by you even if ridden by others, and covers you riding other people's horss with permission.

 

[AmieeT]

I do

Ax

 

[cally23]

I do.

 

[asmp]

Just taken it out for the insurance. Got a big discount as member of a British Riding Club

 

[FairyLights]

I do

 

[Pebble101]

I have, I got it when the insurance for my 2 oldies got too much and was cancelled.

Same here.

 

[Merrymoles]

I do because it also covers me for riding other people's horses - for example, am borrowing friend's horse soon so that another friend can ride mine out with me. That way, both horses are covered for third party, as she will be riding mine with my permission.