Who would be liable?

jesterfaerie

jesterfaerie

Well-Known Member
Joined
21 January 2007
Messages
11,177
Location
Yorkshire
Visit site
It was brought to my attention on fb from another HHO user that you are not deemed in control of a horse if you are on the road if a) you are using a headcollar and or b) you are leading two or more horses. Because of this insurance would not cover any accident were it to happen.
Who would be held liable if an accident were to occur, the person leading the horses or the yard who employs them or both?
 
It would in all probability be the employer who would be held responsible.

One point also is that anyone that employs anyone to ride a horse out of their yard must ensure that they are not only wearing protective clothing, hats and footwear to the correct standards and specifications but also that they should wear Hi-Viz to the Professional PPE (personal Protective Equipment) standard. It would also be wise for them to ensure that they are complying with the requirements of the current Health and Safety laws.

Any damages caused by an escaping horse are the responsibility of the owner of the horse (even in the accident is not their fault). It is therefore essential that a horse owner has third party public liability insurance to no less than £10,000,000 (Ten million pounds). Not all insurance companies provide cover to this level. If you are a Gold Member of the BHS then you will get this level of cover with your membership.
 
jesterfaerie said:
It was brought to my attention on fb from another HHO user that you are not deemed in control of a horse if you are on the road if a) you are using a headcollar and or b) you are leading two or more horses. Because of this insurance would not cover any accident were it to happen.
Who would be held liable if an accident were to occur, the person leading the horses or the yard who employs them or both?
Click to expand...

I think this would need to be run past the insurance company responsible for whatever insurance you are talking about (is this 3rd party liability???)

Being employed, doesn't mean one is exempt from prosecution for acting recklessly (if that were the view taken by the police etc.)
 
I have to walk my horses up and down a road to get to the field....this would surely not mean that I have to put a bridle on them to go the 50 metres or so??
 
Check with your own individual Insurance Policy. It is not illegal to lead a horse on a road in a headcollar, and therefore not all Insurance Policies make this a T&C. Neither of my Companies do.
 
Thank you for all your replies, I was asking as I am required to lead several horses (5+, obviously not all at once) in from a field along a main A road. I have always been wary but since it was posted on fb I am rather concerned if one were to spook into an oncoming vehicle that I could sued.
 
jesterfaerie said:
Thank you for all your replies, I was asking as I am required to lead several horses (5+, obviously not all at once) in from a field along a main A road. I have always been wary but since it was posted on fb I am rather concerned if one were to spook into an oncoming vehicle that I could sued.
Click to expand...

i would worry about bringing th last horse..he would hav been in th field on his own so could b really worked up! id b tempted to bring them in pairs.
 
jesterfaerie said:
It was brought to my attention on fb from another HHO user that you are not deemed in control of a horse if you are on the road if a) you are using a headcollar and or b) you are leading two or more horses. Because of this insurance would not cover any accident were it to happen.
Who would be held liable if an accident were to occur, the person leading the horses or the yard who employs them or both?
Click to expand...

Both,
 
You must log in or register to reply here.
Top