Worried about how i'm paid...

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ChestnutConvert

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As above really....

The part time yard job i'm doing is great in every way but i'm worried about the way i am getting paid at the mo. My pay gets put into my account, no paperwork so to speak, isn't this baiscally 'cash in hand' work which in theory is a bit naughty....? :confused:
 
i would be getting a timesheet signed off at the end of every month - i do this as my work manages to mess up my wages quite often even though we work 40 hr/week as standard and it keeps me right.
 
Good idea will sort that out, keeps a total track of what hours have been worked etc.

I just worry about 'not being on the books' as such and if this is really allowed these days.
 
Are they assuming that you are "self employed" ie sorting your own NI and tax? Or is it a small amount under the threshold?

You should ask, if you work another job, tax etc may need to be paid.
 
but if it goes into your account, there will be a record of it so not really sure how this wouldn't be allowed?

i would keep a separate note of your hours just in case - do you have sign-in sheets?
our sign-in sheets are x-referenced against our time sheets when we think wages are wrong (which can be an issue if you forget to sign in! :p)
 
I do have another job now which i pay basic rate of tax and NI on so maybe i am safe to presume that i am now covered for this.

The part time yard job on it's own is under the banding so i didn't have to worry at first.
 
not sure if it works that way - i thought that if you earned over a certain amount (think its £5500) you had to pay tax, regardless of how many jobs you have.

pretty sure i paid tax on both wages when i had two jobs
 
It really depends on how much you are earning....

You are generally entitled to £6475 tax free (providing you have the basic tax code).....this can be split between 2 jobs if you earn less than this altogether, but you have to speak to your tax office to get that done.

If you earn more than this, you must choose your 'first' job and then pay basic rate tax on your second job.

Does the yard know you have another job? Or rather does the person doing the wages know? The yard owner might not have a clue how it works.....


Edited to Add; Tax is cumulative over ALL jobs....so ANYTHING you earn over your tax free allowance is taxable; National Insurance is calculated on each wage separately......
 
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Sarah_horsey said:
That all makes sense
The owner is the one who pays me, not sure if she has had people working for her before or not. She does know about my other job though.
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I would have a word with her and find out....she may think you are 'self employed' in which case you will be liable for the tax & ni. Do you have any kind of contract? WHat does that say?

The sooner you get this sorted, the better....the last thing you want is a hefty tax bill + interest.....
 
You could give a call to the CAB, they are very helpful :-)
I have 2 nanny jobs, in the first one I don't get taxed on the first £6475 I get but on the 2nd job I get taxed for all of it...
For info, I was paid aroud £600 gross last month in my second job and was left with "only" about £430 after tax...rubbish!
It is a bit "naughty" as you say if your employer doesn't pay your tax etc...but *I think* you wouldn't be the one in trouble as you could assume than what you are paid into your bank account is your net pay.
Your boss would be in trouble though!
 
Randonneuse said:
It is a bit "naughty" as you say if your employer doesn't pay your tax etc...but *I think* you wouldn't be the one in trouble as you could assume than what you are paid into your bank account is your net pay.
Your boss would be in trouble though!
Click to expand...

...it really depends on the contract.....if is says that she is self employed then they won't be liable.....!
 
You should receive a payslip detailing what you have earned and what the deductions are. You must receive this. If they are not putting you through the books then they are doing wrong and it could catch up with both of you, especially as it's going into your bank account and therefore is recorded. You have a personal allowance (look at your tax code for this) and anything you earn above that will be taxed. Most jobs tax you per month as if you earned the same amount for 12 months. If your earnings drop in a 12 month period then you will get a rebate as you would've paid too much
 
I'm a bit out of touch, but certainly when i was doing PAYE for employees with 2 P/T jobs, if i was the first employer and the earnings were under the threshold i didnt have to deduct anything - the 2nd employer had that headache as it was what they were paying the employee that was taking them over the limit and therefore taxable.

When i was the 2nd employer, i had to tax at basic rate until advised by the tax office with a code for the employee (often resulted in a small rebate)
 
Actually it's not just down to the contract whether she is self employed there is a very strict definition for tax purposes & a lot of "self employed" people fall down on it. For example she must be able to direct her own work. Even people who have several part time jobs often fail on this definition. You should be getting payslips. There is a special recording scheme for "domestic servants % personal assistants" that is designed to make the admin easy for people who have a nanny, personal secretary, housekeeper etc & the employer may be using that system. Alternatively the employer may have contracted out the pay admin to an agency but I would definitely expect to see a payslip produced then. Often though they are sent to the employer to give out & they don't always think about actually doing it. You must find out as your level of NI contributions could affect your entitlement to benefits if you need them in the future.
 
Sarah_horsey said:
As above really....

The part time yard job i'm doing is great in every way but i'm worried about the way i am getting paid at the mo. My pay gets put into my account, no paperwork so to speak, isn't this baiscally 'cash in hand' work which in theory is a bit naughty....? :confused:
Click to expand...

No, itis fine as the transfer will be recorded at both your bank and your employers. If however you should be paying tax then you need a payslip, and you and your employer should also b paying NI contributions.
 
ok ok...info overload!

I have no contract on the yard job (first job) but on my second job (not horse related) i have a contract etc and i'm taxed at basic rate.
The first job is not an amount that would be taxable, i have checked this but the second job takes me over this band and i am taxed therefore.
I was just worried about not having contract, payslips etc for the yard job. I know this used to be quite normal years ago but was wondering how much things have changed in the world of working with horses!
 
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