Would an insurance claim for ulcers result in an exclusion for colic?

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ghostie

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As per title really. If a vet scopes a horse because it is losing condition and girthy (but no colic symptoms) will the insurance company typically whack on an exclusion for colic as a result? Just out of interest really, horse on yard is girthy which we think is a back issue so osteopath booked, but it got me wondering....
 
best option is to treat as if it has ulcers and see if there is an improvement, if there is then he needs scoping and quite likely a vets could wriggle out of paying if there is a chance it could be related.
 
can you treat without a vets prescription though? I did read something on here about giving something like Zantac (I think but search isn't working on phone to check) and then if symptoms improve getting vet in to prescribe treatment. Is that what you mean? thank you :)
 
yes there are quite a few ulcer supplements available without prescription. The vets stuff is stronger but it should give you an indication at least. I will see if I can find the stuff I am thinking of!
 
The only thing that will treat ulcers effectively is Omeprezole which you can only get on prescription from the vet. Any other supplements available on the open market will only supress the symptoms. The vet will only prescribe you Gastroguard once a scope has been done and ulcers confirmed. I have been through this with my mare and claimed from my insurance company and no, they haven't excluded colic. Hope that helps. x
 
Thats what I was getting at, if you try a supplement and it does suppress the symptoms and the mare improves, this would then suggest ulcers are in face present and the horse will ideally need a vet prescription.
 
thanks guys, horse's owner has no problem with getting horse looked at by vet and treated as necessary if osteopath doesn't help, but would be helpful to see if any of the supplements surpress the symptoms first. Horse is very vet phobic so she doesn't want him scoped unnecessarily, but if supplements helped that would make her more comfortable with having the horse scoped I think as it would indicate a real problem :)
 
Horse on our yard was girthy and grumpy for grooming in girth area only(no other symptoms). Owner chatted on phone to vet,who sent 5 tubes of Gastroguard in post to try. If improvement,he said owner should scope.
 
Ilovefoals said:
The only thing that will treat ulcers effectively is Omeprezole which you can only get on prescription from the vet. Any other supplements available on the open market will only supress the symptoms. The vet will only prescribe you Gastroguard once a scope has been done and ulcers confirmed. I have been through this with my mare and claimed from my insurance company and no, they haven't excluded colic. Hope that helps. x
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Echo this 100%

My boy had ulcers, spent £5k insurance on gastrogard and he was still covered for colic.
 
Omeprazole only treats gastric ulcers, if a horse is scoped clear but still showing symptoms colonic ulcers are highly likely and GG isn't the best treatment for that, in fact it can make them worse. The insurance shouldn't exclude colic, surely if the ulcers have been treated the likelihood of colic is reduced?
 
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