Youngster insurance?

2.5 year old, in category which is grazing and growing so not covered for roadwork or any schooling £11 a month with Perplan
 
4 year old is in the risky breaking and schooling category so is £22 a month.

Both small welshies with low insured value but cover is good
 
4 year old is in the risky breaking and schooling category so is £22 a month.

Both small welshies with low insured value but cover is good

I'm guessing it's like with cars, where different sizes, breeds etc incur a different price? As I'm paying more that (by a wide margin) for my 3 year old in the same category. But he is 16hh+. And a WB.

Maybe WBs and their "special" nature makes them like owning a ferrari haha!
 
I pay £35 a month for my percheron yearling with petplan under category 2 (due to being a heavy horse) I paid more for petplan as I never had any issues with them with our other horse.
 
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