magicdream
New User
What do you think is the best insurance in the UK and why? What insurance company would you stay away from and why? I plan to change mine and would like to hear your experience, please.
Best Horse Insurance?
- Thread starter magicdream
- Start date
beanie176
Active Member
Best - dont know!
Avoid - E&L. My horse was with them and had to have dental surgery which was covered by the insurance but took them a VERY VERY long time for them to process claim and to pay out to the extent we were recieving very stroppy letters from the vets!!!! Have heard similar comments from other people about late payouts.
Avoid - E&L. My horse was with them and had to have dental surgery which was covered by the insurance but took them a VERY VERY long time for them to process claim and to pay out to the extent we were recieving very stroppy letters from the vets!!!! Have heard similar comments from other people about late payouts.
hadfos
Well-Known Member
HI!!I wouldnt toch e&l with a 10ft bargepole
Am with kbis and they are fantastic...have paid up for things no questions asked
Was with seib for a while many yrs ago thet were too very good...cancelled for a small time,when i rang to get another quote few yrs later( only wanted to insure my horse for £2k...obviously he is worth slightly more than this but i would get an adequate youngster to replace him god forbid that ever happened)...they wanted a bloody 5 stage vetting
,thought sod that!!
Am with kbis and they are fantastic...have paid up for things no questions asked
Was with seib for a while many yrs ago thet were too very good...cancelled for a small time,when i rang to get another quote few yrs later( only wanted to insure my horse for £2k...obviously he is worth slightly more than this but i would get an adequate youngster to replace him god forbid that ever happened)...they wanted a bloody 5 stage vetting
hadfos
Well-Known Member
[ QUOTE ]
Best - dont know!
Avoid - E&L. My horse was with them and had to have dental surgery which was covered by the insurance but took them a VERY VERY long time for them to process claim and to pay out to the extent we were recieving very stroppy letters from the vets!!!! Have heard similar comments from other people about late payouts.
[/ QUOTE ]
That is correct
,alot of vets now insist you pay the bill and claim yourself from the insurance
amazes me how they are still in usiness with the bad coverage we horsey people give them
Best - dont know!
Avoid - E&L. My horse was with them and had to have dental surgery which was covered by the insurance but took them a VERY VERY long time for them to process claim and to pay out to the extent we were recieving very stroppy letters from the vets!!!! Have heard similar comments from other people about late payouts.
[/ QUOTE ]
That is correct
Gorgeous George
Well-Known Member
I am with NFU and I'm really happy with them, I have had 2 claims and I have just had to pay the excess to the vet and the rest has been sorted out quickly and easily.
Oldred
Well-Known Member
NFU is the best in my opinion. Not just for paying out but in the way they handle the claim. They deserve to get your business.
siani1989
Well-Known Member
pet plan equine im with and i pay £8 a month for my 4yr old £5000 vet fees hacking and 3rd party liability
chunkytfg
Well-Known Member
hiw much!!! £8!!!! no way
I got a quote from them this eveneing for a 4yo ISH worth for £48 a month!
I got a quote from them this eveneing for a 4yo ISH worth for £48 a month!
siani1989
Well-Known Member
£8 a month i have all paper work here
it due for re-newing next week aswell.. and a free horse ware jacket last year lol
...
chunkytfg
Well-Known Member
does anyone have any experience of stoneway?
hadfos
Well-Known Member
no...i did telephone but found them expensive....however my insurance is about 370 a yr
ouch that hurt adding it up,my car insurance aint that much,lol...however,i know they will pay up
....have quite a bit covered though
hadfos
Well-Known Member
[ QUOTE ]
NFU is the best in my opinion. Not just for paying out but in the way they handle the claim. They deserve to get your business.
[/ QUOTE ]
They wouldnt let me insure my horse unless i took out car insurance or house insurance with them aswell????
NFU is the best in my opinion. Not just for paying out but in the way they handle the claim. They deserve to get your business.
[/ QUOTE ]
They wouldnt let me insure my horse unless i took out car insurance or house insurance with them aswell????
Scribbles
Well-Known Member
People complain about E&L, and seem to worship NFU, but TBH I had a big incident a few years ago, meaning my horse had to have surgery to relieve a twisted gut (low flying airplane made him bolt into a deep ditch).
I was insured with NFU at the time, and the claim took months and months. They decided to pay everything in stages, which was quite frankly ridiculous, as it was all going to the same vets, and in the end we cancelled the remainder of the claim which was left being processed as we were ourselves gettin gthreatened with court action if the remainding few hundred wasn't paid, which we just paid for ourselves.
Added ot that a number of peole at our yard with E&L who have claimed from them and never had any trouble, we decided to save a good few hundred quid a year, and have taken out a policy with them. Shock horror going against the norm I know, but then I care more about logicalities than say-so and popularity.
I was insured with NFU at the time, and the claim took months and months. They decided to pay everything in stages, which was quite frankly ridiculous, as it was all going to the same vets, and in the end we cancelled the remainder of the claim which was left being processed as we were ourselves gettin gthreatened with court action if the remainding few hundred wasn't paid, which we just paid for ourselves.
Added ot that a number of peole at our yard with E&L who have claimed from them and never had any trouble, we decided to save a good few hundred quid a year, and have taken out a policy with them. Shock horror going against the norm I know, but then I care more about logicalities than say-so and popularity.
magicdream
New User
Thanks for all your insights so far! More, please!
Divasmum
Well-Known Member
I have found AmTrust very good and previously Pet Plan.
Darkly_Dreaming_Dex
Well-Known Member
AIMS (0800 834866) are a very friendly company, horsey staff - i have insured for years and claimed with no problems. My OH just insured new horse with them inc £5000 vets fees for £12 a month!
magicdream
New User
More experiences with E&L wanted here, as I am tempted by their cheap prices, but if the claiming really is that difficult as I've heard, I don't want to get involved.