Best insurance company?

zigzag

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Really need to get my yearling insured, after my experiences with E+L I want one that is good, can anyone recommend one please?
 
We have just become gold members of bhs, after trying to claim for the big mare at easter (ongoing) and working out that over the years we have paid a fortune in insurance, claimed once (which resulted in colic being excluded even though we knew that it was as a result of the numpty stuffing herself with wilted nettles) We have decided that we will put money aside each month in a seperate account and if it comes to the stick and lift will get a bank loan as it is probably cheaper in the long run.
 
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We have just become gold members of bhs, after trying to claim for the big mare at easter (ongoing) and working out that over the years we have paid a fortune in insurance, claimed once (which resulted in colic being excluded even though we knew that it was as a result of the numpty stuffing herself with wilted nettles) We have decided that we will put money aside each month in a seperate account and if it comes to the stick and lift will get a bank loan as it is probably cheaper in the long run.

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Yeah it is mainly 3rd party I want because he is a yearling, rather than vets fees, I'm a member of British Dressage and the British Driving society as well.. so have public liability myself but would it cover the yearling?
 
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