We have just become gold members of bhs, after trying to claim for the big mare at easter (ongoing) and working out that over the years we have paid a fortune in insurance, claimed once (which resulted in colic being excluded even though we knew that it was as a result of the numpty stuffing herself with wilted nettles) We have decided that we will put money aside each month in a seperate account and if it comes to the stick and lift will get a bank loan as it is probably cheaper in the long run.
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We have just become gold members of bhs, after trying to claim for the big mare at easter (ongoing) and working out that over the years we have paid a fortune in insurance, claimed once (which resulted in colic being excluded even though we knew that it was as a result of the numpty stuffing herself with wilted nettles) We have decided that we will put money aside each month in a seperate account and if it comes to the stick and lift will get a bank loan as it is probably cheaper in the long run.
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Yeah it is mainly 3rd party I want because he is a yearling, rather than vets fees, I'm a member of British Dressage and the British Driving society as well.. so have public liability myself but would it cover the yearling?