Fieldlife
Well-Known Member
Depends if you have another form of third party liability. IMO ALL horses owners must have third party liability somewhere / some way.funny that this should come up as I let my BHS membership lapse this year (horse was off and for the most part, still is) so didn't see a reason to renew straight away. Will be looking into these as alternatives tbh, particularly as I don't really agree with the "BHS way of doing things"
After the precedents set on horse owner liability even if someone destroys fences causing horses to get out over night, are still liable for any accidents caused, it is a non starter IMO to own a horse and not have third party liability. Not worth losing your house over if went wrong. But can get it through a range of places.