Can anyone recommend a good insurer?

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bertieboo

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Im looking to buy or loan a new horse soon but im a bit confused as to where to go for insurance.

Im looking at a 15.3/16hh, 10-year-old gelding to buy/lease but this is the first time i will have had the oppurtunity to have my own horse and im a bit confused insurance wise! There is so many companies out there offering equine insurance that its all a bit overwhelming! can anyone out there recommend a good insurance company or policy? Im pretty busy at the moment so im not going to be competing with my horse it will just be a case of hacking and a bit of school work to keep both me and my horse fit and happy! I dont want a bad insurance plan but i dont want to be paying to much, any ideas?

and any tips for a first time horse owner?! lol
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Thanks!
 
I'm with NFU and have been for years without any problems with them. If they aren't taking on new horse clients SEIB also have a good reputation. There are also a few I certainly wouldn't use but can't really mention them on here or I'll be in BIG trouble.
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I would go with NFU or Equestrian Direct every time. I've been with ED for years with two different horses, and had a huge claim on each horse. Never been any trouble, they've always been more than helpful and have coughed up both times (even though I had only paid them about £200 by the time I asked them for £5000 to investigate my horse's lameness!)
NFU are also highly recommended by many many people. I only went with ED because of the slight price difference. AmTrust used to be ED's underwriters before they split off a while ago - my claims with ED were both before the split so I would recommend them too on that basis.
Make sure you find out though who NOT to use
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Another vote for Equestrian Direct. They are professional, efficient, reasonably priced and very helpful. I'd only had Sunny a few weeks when he developed the eye problem that after 6 months of battles led to him having the eye removed - they were brilliant about it all.
 
Thanks to everyone youve all helped a lot whether its been telling me who to get quotes from or who not to! and now im off to get quotes from NFU and Equestrian Direct and think i may try a few others aswell thanks for all the advice!
 
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