Pearlsasinger
Up in the clouds
I rather suspect a lot of the people who say 'I would never consider colic surgery because I'm too concerned about my horse's welfare' are actually not able or prepared to pay - and that's fine. As long as the horse is either treated or PTS as required, I have no issues.
I find this extremely insulting tbh. We don't insure our horses because we want to be in complete control of what happens to them - and yes, you can over-ride ins co's views but there is no point in paying the premiums to do that.
We can afford to treat horses or dogs (which is all we have currently) but have made the decision in the cold light of day not to do so if the treatment would adversely affect their quality of life.
We had a mast cell tumour removed from one of the dogs last year. Fortunately the prognosis was good, although the healing was a pain, as it was on her elbow but we would not have put her through chemo and had made that decision although it was never suggested as being necessary.