Gloi
Too little time, too much to read.
Sorry to resurect this thread but I stumbled over this link which I thought was interesting:
http://www.allcreaturesanimalhealth.com/refId,42029/refDownload.pml
The conclusion is that an overweight horse will cause itself more damage even with a 'normal' weight rider than a healthy weight horse will do carrying a heavier rider.
I hadn't seen this, sorry. However the conclusion was that it was the underweight horses that were having trouble completing the ride, there were no overweight horses competing. The heavier horses were having more lameness problems, these are the heavier ones, not the fatter ones. Rider weight did not alter the horses chances of completing the ride. I suppose that if the horses were having problems with the weight of the riders it will have been picked up long before the horses reached this level of competition so these horses would not be in the survey.