Do you think this winter and price hikes will mean an abundance of loan horses?

Birker2020

Birker2020

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As above.

It may be that I will be looking for a horse on loan in a few weeks/months to be kept at present yard.
Do you think people will be reluctant to give up their horses due to escalating costs and therefore want to put them on loan?

Just exploring all options at the moment in the event the lovely Lari doesn't become rideable (for me).
 
I put three horses out on loan over the last two months. I think prices will become unmanageable, especially in winter, so it was purely a cost based decision. before they would have been used for fun at various events, but the cost of entries and diesel means I can't justify it. Two are on loan on current yard, which has been brilliant, as loaners had a few tiny issues, so it was great to be onsite to see and fix them. The other one went out purely as I was. confident it was the perfect home for her.

So if I'm anything to go by, I 'd imagine a lot of people will be loaning out spare horses that they might have previously left in fields and pottered on.
 
paddi22 said:
I put three horses out on loan over the last two months. I think prices will become unmanageable, especially in winter, so it was purely a cost based decision. before they would have been used for fun at various events, but the cost of entries and diesel means I can't justify it. Two are on loan on current yard, which has been brilliant, as loaners had a few tiny issues, so it was great to be onsite to see and fix them. The other one went out purely as I was. confident it was the perfect home for her.

So if I'm anything to go by, I 'd imagine a lot of people will be loaning out spare horses that they might have previously left in fields and pottered on.
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Can I be cheeky and ask did you charge them for the loan or was it free as it helped you out with costs/space? PM me if you'd rather.

I'm kind of hoping I might find something to loan that the owner doesn't want money for if I can have on my yard and take on the costs myself.

Would this be a reasonable expectation to expect something on loan without charge to myself if I was to take on the costs of the horse totally? Is this then classified as a Lease rather than a loan?
 
I have one who doesn't suit me/what I want to do. If I can get her sorted enough and find the right home I will loan her but not sell, and that will leave me with nothing to ride and no funds to buy one. So I may then want to have one on loan to replace the one I'm loaning! I could never have envisaged that being a situation I'd find myself in. I think the next few years will be - interesting - to say the least in most aspects of the equestrian world.
 
Birker2020 said:
Can I be cheeky and ask did you charge them for the loan or was it free as it helped you out with costs/space? PM me if you'd rather.

I'm kind of hoping I might find something to loan that the owner doesn't want money for if I can have on my yard and take on the costs myself.

Would this be a reasonable expectation to expect something on loan without charge to myself if I was to take on the costs of the horse totally? Is this then classified as a Lease rather than a loan?
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Sounds like you're looking for a "full loan". Lease usually comes with a monthly fee ontop of costs to keep the horse.
 
Birker2020 said:
Can I be cheeky and ask did you charge them for the loan or was it free as it helped you out with costs/space? PM me if you'd rather.

I'm kind of hoping I might find something to loan that the owner doesn't want money for if I can have on my yard and take on the costs myself.

Would this be a reasonable expectation to expect something on loan without charge to myself if I was to take on the costs of the horse totally? Is this then classified as a Lease rather than a loan?
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that's just a normal full loan, i have one on loan which has been moved to my yard about an hour from the owner's house.
 
Birker2020 said:
Can I be cheeky and ask did you charge them for the loan or was it free as it helped you out with costs/space? PM me if you'd rather.

I'm kind of hoping I might find something to loan that the owner doesn't want money for if I can have on my yard and take on the costs myself.

Would this be a reasonable expectation to expect something on loan without charge to myself if I was to take on the costs of the horse totally? Is this then classified as a Lease rather than a loan?
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I don't charge at all, they cover livery and feed. I wouldn't dream of charging someone unless it was a serious competition horse or something. In fact, one of the horses has cushings and I cover the medication costs, as I really want to keep the loaner happy as he's such a lovely guy and a good fit for horse. I think most owners would jump at the chance to have a good loaner, and wouldn't charge them.
 
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I too have seen a marked increase in the number of sharers available adverts - which is unusual for the time of year.

I think people are taking on extra jobs so less time to ride so sharers even more useful - even if the £20-£30 a week isn't massive it'll help
 
spacefaer said:
I think people would rather sell (and have the cash) than loan....
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I would imagine even more so now with the price of horses. It was one thing to put a horse on loan when it had cost you a couple of thousand but another thing altogether when it cost 5 figures. That's an awful lot of money to entrust to someone or write off.
 
My friend loans her horse. It just means she can control who he ends up with and he won’t get passed around. She would rather he was with a lovely loan home for the rest of his days than get the money for him. she wants to keep that bit of control over him even though she doesn’t see herself being in a situation to keep him herself. (Her dad has a farm if the loan ends that he can go back to until a new loan would be found)
 
There will always be horses for loan. I’m not sure there will be any more than there ever was, I suspect those struggling financially will choose to either sell or share.

The thing about a full loan is, more often than not, there is usually an if or a but … behavioural or medical that you will be taking on

I loan out two at the moment, one a light hack with medical issues and one a seriously classy mega bucks eventer! So completely opposite ends of the scale. And will be looking to loan a smart 4yo potential eventer next year. So there are people who will loan, but any horse of value will have a considerable string of requirements/conditions attached
 
theres plenty of hay and straw about so maybe there wont be the price hikes everyone was thinknig would happen. Petrol price is falling now too.
 
Most loan horses I come across are generally of comparatively negligible financial value or have soundness/management issues that render them either tricky to sell or in fact, unsaleable.
Straightforward easy sound horses tend not to be available on loan (although I know there are always exceptions to every generalisation!)
 
ihatework said:
There will always be horses for loan. I’m not sure there will be any more than there ever was, I suspect those struggling financially will choose to either sell or share.

The thing about a full loan is, more often than not, there is usually an if or a but … behavioural or medical that you will be taking on

I loan out two at the moment, one a light hack with medical issues and one a seriously classy mega bucks eventer! So completely opposite ends of the scale. And will be looking to loan a smart 4yo potential eventer next year. So there are people who will loan, but any horse of value will have a considerable string of requirements/conditions attached
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This. I've has a few on loan, current one is better bred for dressage than I could ever hope to afford to buy but he's been something of a pickle to get going. Trainer pointed out that people don't just give up good horses on the whole....
Previous one was tricky too. The exception is the one from a charity but she was a blank canvas, more or less.
 
We had one on loan who was decidedly tricky but awesome (also turned out to be several years older than passported but that's another issue ??)

We have loaned two retired hunters out - one went to the perfect home where he still is, the other took 3 homes before he found his perfect one. It's a minefield. We'd never have sold either of them - both too old and too fragile with the wrong management.
 
I’m not sure - for share yes, full loan if people are struggling it makes better financial sense to sell. Prices dipped slightly in June for ponies/youngstock then shot up again and are strong now.
 
Nice horses are sometimes available to loan. When I needed to give up riding for a few years, I put a very nice 7yo horse on loan to someone who was a good rider and showed her at county level with a lot of success. That loan lasted over 10 years. I’ve also had a gorgeous but quirky horse on loan and would happily have bought him.
 
I have an amazing loaner, I wasn’t looking for a loaner but when a family friend said they were looking for a horse for their teenage daughter, Rocky was everything and more that they wanted. I tossed and turned over the thought of loaning him out having never done it before and owning him for 10 years. But he was the absolute perfect horse for them. I invited the girl to spend a day up there with me and have a ride before I mentioned anything and seeing them together as a partnership confirmed my thoughts. Safe to say the whole family cried and cried and bought me lovely gifts to show how appreciate they were to be able to loan him. They are ever so generous and want to pay their way and pay 50% of pretty much everything ontop of a monthly loan fee. They have him for 3 days a week and we take them to the beach, shows etc…
They have said that they would never stop loaning him because he is more than they could ever afford to buy and the partnership they have is just lovely :)
She has a lovely horse that is well established at medium, jumps 1.10, evented, BD, WH/Showing, bombproof … her riding has come on leaps and bounds in the past year. They’ve won dressage comps, XC schooling, SJ schooling, beach rides, summer shows, loads of first times for her on her dream horse.

The financial help is great and has enabled me to buy a second horse and fulfil my dreams. But it is also beyond heart warming to see my boy bringing such joy to her and bringing in her riding so much.
Rocky will never be sold, I’d rather live in a shed than sell my horses. But I think I have a loaner for life...
very very lucky!
E0F3602F-8B70-4612-8523-4D90C19AA59E.jpegD13409EE-D602-410D-B275-CB4BEB124876.jpeg
 
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exracehorse said:
Agree. If your struggling financially and the horse cost say 6k surely you would sell. Not loan to a stranger where it could break. Or .. share loan at their own yard.
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It depends on whether you would rather secure the future of your horse than want money in return. Each to their own but sometimes its impossible for people to sell a much wanted or much loved horse.

I've only had mine 9 months but I love him so much even though I'm not getting any riding. I just can't bring myself to sell him. If this time with the pro and me getting back on board doesn't work then my expensive purchase is going to retirement for the rest of his days.
 
BenvardenRach2 said:
I have an amazing loaner, I wasn’t looking for a loaner but when a family friend said they were looking for a horse for their teenage daughter, Rocky was everything and more that they wanted. I tossed and turned over the thought of loaning him out having never done it before and owning him for 10 years. But he was the absolute perfect horse for them. I invited the girl to spend a day up there with me and have a ride before I mentioned anything and seeing them together as a partnership confirmed my thoughts. Safe to say the whole family cried and cried and bought me lovely gifts to show how appreciate they were to be able to loan him. They are ever so generous and want to pay their way and pay 50% of pretty much everything ontop of a monthly loan fee. They have him for 3 days a week and we take them to the beach, shows etc…
They have said that they would never stop loaning him because he is more than they could ever afford to buy and the partnership they have is just lovely :)
She has a lovely horse that is well established at medium, jumps 1.10, evented, BD, WH/Showing, bombproof … her riding has come on leaps and bounds in the past year. They’ve won dressage comps, XC schooling, SJ schooling, beach rides, summer shows, loads of first times for her on her dream horse.

The financial help is great and has enabled me to buy a second horse and fulfil my dreams. But it is also beyond heart warming to see my boy bringing such joy to her and bringing in her riding so much.
Rocky will never be sold, I’d rather live in a shed than sell my horses. But I think I have a loaner for life...
very very lucky!
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That post actually brought tears to my eyes ♥️
if i had to loan that kind of person that loves your horse as much as you do is what I would be looking for!
BB gets treated like the King ? that he is ♥️
 
Barton Bounty said:
That post actually brought tears to my eyes ♥️
if i had to loan that kind of person that loves your horse as much as you do is what I would be looking for!
BB gets treated like the King ? that he is ♥️
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I am incredibly lucky. I’ve never loaned out before but the world works in funny ways and this was meant to be. I let him go to her for 3 days a week and reduced myself to 4 days for 10 months before I bought my other horse. It killed me not seeing him everyday but knowning that he is making her dreams come true gave me so much comfort.
It felt wrong for me not to give them the opportunity of him :)
I know this situation is ever so rare. Finding good, trustworthy loaners is just as hard as finding good horses to loan I am sure. He is utterly spoilt by his mums! X
 
BenvardenRach2 said:
I am incredibly lucky. I’ve never loaned out before but the world works in funny ways and this was meant to be. I let him go to her for 3 days a week and reduced myself to 4 days for 10 months before I bought my other horse. It killed me not seeing him everyday but knowning that he is making her dreams come true gave me so much comfort.
It felt wrong for me not to give them the opportunity of him :)
I know this situation is ever so rare. Finding good, trustworthy loaners is just as hard as finding good horses to loan I am sure. He is utterly spoilt by his mums! X
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You are ? % correct! You are very lucky. And its great that he loves her just as much ♥️
 
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