Ending a part loan I need help...

[pinkcauliflowercat]

Hello,

I really some advice. I've been loaning a horse 1 day a week for a couple months now, and I feel like it's going no where.

My loan's on a strict routine everything needs to be done in an order and at certain times which I understand however due to this I can't ride him in the mornings currently. But the last couple of weeks I have been told by the owner 1/2hours before I'm meant to ride that I can't ride him in the afternoon either due to weather etc, so I've lost out on my day of riding a few times.

I still have to go and muck out and do the jobs etc in the morning/evening and sometimes end up mucking out a couple times a day due to people being busy in the week. My loan is also unable to trot on hacks which is difficult when out with others as he is slow and cannot canter due to being unfit and I cannot ride him for more than 25 mins.

The owner is very full on as I understand as she needs to trust someone but it has been a couple months now and it is very constant. I feel like ending it as I can't progress with him but I don't know how, I see people having so much fun with their loans and I can't even trot/canter mine. It's been stressing me out a lot as I feel like I'm letting them down but I need to put myself first as at the moment I am just paying someone to muck out their horse

 

[Abacus]

This doesn't seem fair, unless you're on a path of improvement: i.e. getting the horse fitter and able to do more. Would it be possible to talk sensibly with the owner and express that the situation isn't what you were hoping for, and ask how you can get to a point that you can enjoy the horse more? And if there isn't a good plan for this, then you are quite justified in ending the loan. (TBH this is the very reasonable approach but it also wouldn't be wrong for you to just end it, if you would prefer to). I think there are probably quite a lot of horses around to share that you could enjoy more from day 1 (I've got 3 horses that I would share if I found the right person!).

It does seem wrong that you can't ride because of weather, if you are willing to do so, unless it really is extreme.

 

[cauda equina]

Do you have a contract?
If so, just give the appropriate notice period; if not, give notice as you think fit
You don't need to give an explanation other than it's not working for you
And stay strong, don't let the owner push you into staying longer than you want; it sounds as if you're getting a really crappy deal, I'm not surprised you're fed up
Good luck!

 

[Highmileagecob]

Yep, completely agree with you. Tell the owner you can no longer continue. Would she like you to complete the week, or does she want you to just go? You are under no real contract to carry on.

 

[9tails]

It's usually easier to find another share if you're already known on the yard. Have you quietly asked if anybody is looking?

This horse doesn't sound like it's up for any work, unless you were advised that it's being brought back after injury. Afternoons lately have been very hot and humid, not a problem for a fit horse but definitely not one that's too unfit to trot or canter.

Just tell the owner that it's not working for you, owners take the rough with the smooth but she can't expect a sharer to pay for the privilege.

 

[pinkcauliflowercat]

Do you have a contract?
If so, just give the appropriate notice period; if not, give notice as you think fit
You don't need to give an explanation other than it's not working for you
And stay strong, don't let the owner push you into staying longer than you want; it sounds as if you're getting a really crappy deal, I'm not surprised you're fed up
Good luck!

I don't have a contract and thank you I'll try!

 

[pinkcauliflowercat]

It's usually easier to find another share if you're already known on the yard. Have you quietly asked if anybody is looking?

This horse doesn't sound like it's up for any work, unless you were advised that it's being brought back after injury. Afternoons lately have been very hot and humid, not a problem for a fit horse but definitely not one that's too unfit to trot or canter.

Just tell the owner that it's not working for you, owners take the rough with the smooth but she can't expect a sharer to pay for the privilege.

I am friendly with someone on the yard who I can ask but I wanted to tell the owner first in case it gets back to her. The yard is a perfect location and ideally I'd love to find another loan there.

 

[PinkvSantaboots]

Just find another horse that sounds totally unreasonable to me.

I mean I know it's been hot but if your only allowed to walk on a hack I can't see why you can't ride, walking for half an hour is not going to do any harm even if the horse is unfit.

 

[pinkcauliflowercat]

Just find another horse that sounds totally unreasonable to me.

The thing is with facebook groups everyone see's everything so I didn't want to start looking until I told her I'm 100% stopping.

 

[PinkvSantaboots]

The thing is with facebook groups everyone see's everything so I didn't want to start looking until I told her I'm 100% stopping.

Thats fair enough once you have let her know you can get looking.

 

[marmalade76]

This loan/share sounds very restrictive, are you really paying for this? The owner shouldn't have a sharer if the horse can only walk, she should have got him a bit fitter before looking for a sharer.

 

[saddlesore]

Yikes that sounds grim- and not even worthy of a notice period imo

 

[Jenko109]

Just tell her right now.

Start looking for a new share.

Take lessons in the interim. You will get more out of lessons at a riding school than going out for a 25 minute walking hack anyway.

 

[Nasicus]

Sod that, you need to be getting something out of this too. Plenty of people looking for sharers out there!

 

[irishdraft]

Sounds like the owner doesn't really want to loan her horse with all the restrictions, I wouldn't be bothering myself.

 

[pinkcauliflowercat]

Yikes that sounds grim- and not even worthy of a notice period imo

I don't have a contract, but I think I'll offer to pay for July but not do it, don't want to burn my bridges at this yard .

Just tell her right now.

Start looking for a new share.

Take lessons in the interim. You will get more out of lessons at a riding school than going out for a 25 minute walking hack anyway.

I have lessons once a week too, I need a loan i can practise my cantering on and I've also started jumping lessons so a loan that can pop a little jump would be amazing

 

[ycbm]

The thing is with facebook groups everyone see's everything so I didn't want to start looking until I told her I'm 100% stopping.

You can post anonymously on Facebook, there's a button for it.

You are being used, just end the loan.
.

 

[GrassChop]

I dread to know how much you're paying for this!

 

[w1bbler]

Someone is seriously taking the p**s. If things are exactly as you describe you should not be paying anything.

 

[Orangehorse]

Well presumably you agreed a trial period to see how it works out for both of you. I would approach the owner and have a discussion. Say that you have been disappointed not to have been able to ride to fit in with your schedule and do you think it will alter soon. At the moment it seems that you are doing a lot of work for free but not getting much riding out of it.

I think you need to be clear that you can ride at XX times - in the mornings for instance - for work/family reasons. We all have to be reasonable for extreme weather conditions, and judging by the fitness of the horse, but maybe agree a fitness plan if that is the problem.

I would try to reach a new agreement as you say, the yard is convenient for you. Then if it doesn't work out you can end things.
You do have something in writing I hope, so neither of you forgets the essentials!

 

[ILuvCowparsely]

Hello,

I really some advice. I've been loaning a horse 1 day a week for a couple months now, and I feel like it's going no where.

My loan's on a strict routine everything needs to be done in an order and at certain times which I understand however due to this I can't ride him in the mornings currently. But the last couple of weeks I have been told by the owner 1/2hours before I'm meant to ride that I can't ride him in the afternoon either due to weather etc, so I've lost out on my day of riding a few times.

I still have to go and muck out and do the jobs etc in the morning/evening and sometimes end up mucking out a couple times a day due to people being busy in the week. My loan is also unable to trot on hacks which is difficult when out with others as he is slow and cannot canter due to being unfit and I cannot ride him for more than 25 mins.

The owner is very full on as I understand as she needs to trust someone but it has been a couple months now and it is very constant. I feel like ending it as I can't progress with him but I don't know how, I see people having so much fun with their loans and I can't even trot/canter mine. It's been stressing me out a lot as I feel like I'm letting them down but I need to put myself first as at the moment I am just paying someone to muck out their horse

Is it a loan or share?

Most loans are 1/2 loan so you pay half bills and have at least 3 days to yourself full loan you have the horse full time.

 

[Goldenstar]

Just end the arrangement.

 

[pinkcauliflowercat]

Well presumably you agreed a trial period to see how it works out for both of you. I would approach the owner and have a discussion. Say that you have been disappointed not to have been able to ride to fit in with your schedule and do you think it will alter soon. At the moment it seems that you are doing a lot of work for free but not getting much riding out of it.

I think you need to be clear that you can ride at XX times - in the mornings for instance - for work/family reasons. We all have to be reasonable for extreme weather conditions, and judging by the fitness of the horse, but maybe agree a fitness plan if that is the problem.

I would try to reach a new agreement as you say, the yard is convenient for you. Then if it doesn't work out you can end things.
You do have something in writing I hope, so neither of you forgets the essentials!

Didn't have a trial period or contract... I see what you mean thought but I think I want out of it now.

 

[pinkcauliflowercat]

Is it a loan or share?

Most loans are 1/2 loan so you pay half bills and have at least 3 days to yourself full loan you have the horse full time.

Not sure of the correct term, where i am we call it a part loan ? but maybe its known as a share idk.

 

[SaddlePsych'D]

I'm not sure the term matters that much.

I don't think I'd be inclined to try to renegotiate with someone who is content to take the P to that extent.

How often do you pay? Monthly/weekly/fortnightly?

It would be worth thinking about notice, particularly if wanting to try to find a share on the same yard (although if others on the yard think this owner is reasonable and you aren't in this scenario then I'd be wary of starting up a share with them!) That said, I'm not sure I'd part with a month's worth of payment in advance if there's a good chance I would end up just doing the jobs for another month with no riding (unless it was my own choice not to ride).

 

[nagblagger]

You pay to have the 'privilege' of mucking out a horse (and others by the sounds of it) with an occasional, not even weekly, 25 minute walk or trot !! She is taking the p+ss, terminate this now.
Others at the yard will have seen you are conscientious and reliable, if there is another suitable horse needing a sharer i think you would be first choice.

 

[Sossigpoker]

Are these restrictions permanent ?
You see I wouldn't allow my horse to be ridden in 30 degree temperatures either and as the ground is so hard,.I wouldn't allow any trotting or cantering on it . I also don't trot on the roads.
So practically, at the moment hacking will be in walk only until we get some significant rain.

 

[ILuvCowparsely]

I'm not sure the term matters that much.

I don't think I'd be inclined to try to renegotiate with someone who is content to take the P to that extent.

How often do you pay? Monthly/weekly/fortnightly?

It would be worth thinking about notice, particularly if wanting to try to find a share on the same yard (although if others on the yard think this owner is reasonable and you aren't in this scenario then I'd be wary of starting up a share with them!) That said, I'm not sure I'd part with a month's worth of payment in advance if there's a good chance I would end up just doing the jobs for another month with no riding (unless it was my own choice not to ride).

Well it does in a way, it makes it clearer for those reading what the OP has got herself into.


OP never known anyone loan for one day a week I must say.

OP 1/2 loan is just that you have allocated days, and you cover half the cost of the horse,, bills shoeing, livery etc.

Full loan you pay all cost to the horse yourself.


Share, albeit 1 - 3 days, you literally just ride the horse 1-3 days pay minimal payment no bills, and may do mucking out on your days.

If this is what you have, then you need it in writing what day(s) are yours, what you are expected to do on your day or days, in the way of chores, and if there are any hidden terms or cost you need to know.

By the sounds of it, the owner is being unfair, and not professional to have you sign contract.

We had one livery here who got her self into a lease, the contract said only the owner can end contract not the lessor. Pony was lame had many vet visits, owner was very unfair with what this lady could do. The biggest thing is she cannot end the contract so she is stuck with a lame pony. The owner made it very awkward for me too and an unpleasant atmosphere.

 

[Pearlsacarolsinger]

Well it does in a way, it makes it clearer for those reading what the OP has got herself into.


OP never known anyone loan for one day a week I must say.

OP 1/2 loan is just that you have allocated days, and you cover half the cost of the horse,, bills shoeing, livery etc.

Full loan you pay all cost to the horse yourself.


Share, albeit 1 - 3 days, you literally just ride the horse 1-3 days pay minimal payment no bills, and may do mucking out on your days.

If this is what you have, then you need it in writing what day(s) are yours, what you are expected to do on your day or days, in the way of chores, and if there are any hidden terms or cost you need to know.

By the sounds of it, the owner is being unfair, and not professional to have you sign contract.

We had one livery here who got her self into a lease, the contract said only the owner can end contract not the lessor. Pony was lame had many vet visits, owner was very unfair with what this lady could do. The biggest thing is she cannot end the contract so she is stuck with a lame pony. The owner made it very awkward for me too and an unpleasant atmosphere.

Of course she can end the lease, she just tells the owner and doesn't go to the yard. That 'contract' isn't binding.

 

[PinkvSantaboots]

Well it does in a way, it makes it clearer for those reading what the OP has got herself into.


OP never known anyone loan for one day a week I must say.

OP 1/2 loan is just that you have allocated days, and you cover half the cost of the horse,, bills shoeing, livery etc.

Full loan you pay all cost to the horse yourself.


Share, albeit 1 - 3 days, you literally just ride the horse 1-3 days pay minimal payment no bills, and may do mucking out on your days.

If this is what you have, then you need it in writing what day(s) are yours, what you are expected to do on your day or days, in the way of chores, and if there are any hidden terms or cost you need to know.

By the sounds of it, the owner is being unfair, and not professional to have you sign contract.

We had one livery here who got her self into a lease, the contract said only the owner can end contract not the lessor. Pony was lame had many vet visits, owner was very unfair with what this lady could do. The biggest thing is she cannot end the contract so she is stuck with a lame pony. The owner made it very awkward for me too and an unpleasant atmosphere.

Thats ridiculous you just don't go anymore no one can hold you to that it's not like she is going to take the person to court.