Horse trod on my dogs toe, where do I stand with womans insurance? *DELETED*

Unbelievable. Another example of a poor animal being badly hurt due to people's stupidity. I hope the dog recovers and you two have learnt a lesson.
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well suggest to her that she rings them, as youd appreciate some money off her whether its off her insurance or out of her pocket...
 
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Unbelievable. Another example of a poor animal being badly hurt due to people's stupidity. I hope the dog recovers and you two have learnt a lesson.
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What lesson have I got to learn? My dog didn't do anything wrong!
She sat innocently waiting for me to command her!
The only lesson I can think of is to keep away from the woman.
 

Sorry to hear about your poor dogs paw and I hope it heals ok.

However I doubt she'll be able to claim, what are the rules about dogs on your yard - are they not supposed to be on leads? (I'm not saying the situation would have been different had she been)

Also I fail to see how the dog didn't hear the horse or lady coming!!

I think it is just an unforunate accident that can happen if dogs are on yards and within close proximity of horses.
 
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Unbelievable. Another example of a poor animal being badly hurt due to people's stupidity. I hope the dog recovers and you two have learnt a lesson.
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huh? why you two? Surely the OP wasn't doing anything wrong. Maybe dog could have been on a lead but if it was sitting quietly beside her as she says then it still would have got trodden on
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I thought to claim you had to prove negligence which might be difficult in the circumstances. The dog was loose in a place where you could reasonably expect horses to be and you were present so you could have moved your dog when you saw the horse coming. Not saying in anyway that you were responsible and what a horrible thing to happen but can you realistically blame the woman?...thats what you have to prove.

If you think you have a case contact one of the small claims people.

Do you have pet insurance because that would be the best place to start....if they think there is a claim against her they will do the leg work.

Hope doggy gets better soon. Friend of mine has a dog with a missing leg...similar incident and it is absolutley fine...they are remarkably adaptable.
 
I think it's nothing more than an unfortunate accident, I dont think she'll be able to claim, do you have your dog insured?
 
What and no-one thought to move it out the way, how hard is it too hear / see a horse approach and either move the dog or stop the horse until dog was safely away.
 
But my dog was sat there first - the woman saw my dog sat there and still lead her horse up to my dog.

It was a case of woman leading the horse around my dog - surely not straight into her?
 
What a horrible accident, poor dog, I think you would only be able to claim on your own insurance, the vets would know though, ask them, they know all about insurance claims.

These things happen so quickly, hope your doggie is ok.
 
Why are you bothering to wonder if it's covered or not via a forum? Find out properly so you can stop worrying. Get her to check with the BHS straight away and find out for sure if it's covered or not - it's been left for 10 days already and that never helps any claim - it's only a phone call.
Failing that, speak to your own insurance company & see if they can do anything to help you. Most policies these days have a free legal advice part to them - you pay for your policy, use it if it's as important as an injured animal.
 
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Should you not be claiming from your own dog insurance?
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Not got it - plus if it's someone else's fault you are always best to claim from their insurance (which is why you have insurance)
 
As dogs' toes point forwards and the horse was BEHIND your dog how did the horse manage to step on your dog's toe?
 
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Sorry to hear about your poor dogs paw and I hope it heals ok.

However I doubt she'll be able to claim, what are the rules about dogs on your yard - are they not supposed to be on leads? (I'm not saying the situation would have been different had she been)

Also I fail to see how the dog didn't hear the horse or lady coming!!

I think it is just an unforunate accident that can happen if dogs are on yards and within close proximity of horses.

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The rules on our yard is everyone can bring them down.

My dog doesn't automatically run if it hears a horse coming up behind it - however I imagine she will now.
Plus she was having a scratch at the time the horse walked into her.
 
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Does this woman pay for livery for her horse at the yard?
Do you pay to have your dog on the yard?
If yes to the first and no to the second, then I do not see that the dog has any right to be there, the horse does.
A sad situation for the dog that got injured, but not one where claims could or should be brought. IMO
 
I feel this is an unfortunate accident personally but I am pretty sure its for you to claim off your insurance (if you have it) and then if your insurance company feels the other party is to blame its for them to make a claim to the other persons insurance... well thats how it works with cars!

Hope your dog gets better soon, my puppy broke a toe earlier this year after being bitten by another dog on his paw.
 
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As dogs' toes point forwards and the horse was BEHIND your dog how did the horse manage to step on your dog's toe?

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Maybe the horse was walking towards her from behind her so towards the dog - she was shutting the stable door so the horse was hardly likely to walk towards her was it? Otherwise it would be coming out the stable.
 
I think you are just going to have to put your hand in your pocket and pay the vets bill to be honest.

Personally I think you are taking quite a risk having a dog on any yard where there are horses or livestock and by taking that risk you have to cover the cost of any consequences.

I suggest you get your dog insured for the future.
 
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What and no-one thought to move it out the way, how hard is it too hear / see a horse approach and either move the dog or stop the horse until dog was safely away.

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Ofcourse I saw her coming but as I said, this all happened very quickly. I was still shutting the stable door by the time the woman had reached me.

Would you walk your horse into the path of a dog that's sat having a scratch with it's back to you?
 
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But my dog was sat there first - the woman saw my dog sat there and still lead her horse up to my dog.


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But this happened at a stable yard, not a dog yard. Horses are supposed to be there, dogs aren't! Regardless of if the lady walked the horse 10 foot away from your dog or not, the horse could still have spooked and done exactly the same thing.

Don't get me wrong it's an awful thing to happen and I am a dog owner myself, but if that happened to my dog I would have questioned my own judgement on having the dog on the yard rather than immediately try and get someone else to foot the bill.
 
I wouldn't have my dog on a horse yard. He stays in the car where he is safe. I still maintain the pair of you are at fault and as usual its the poor dog who suffers, she must be in agony.

If you still cannot see you did anything wrong or have not learn't any lessons perhaps the dog would be better off re-homed to someone with more sense.
 
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