How do people buy expensive foals?

stangs

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My foal's mum was £3500 as a two-year old, which seemed insanely cheap for a relatively well-bred PRE of that age. Breeder wasn't that switched on to horse prices, and the filly was very, very unhandled.
And you bought 1.5 horses for that price!
 

Caol Ila

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Or you can say that I actually got my mare for about 1k. He was the cheapest foal. No stud fees, AI fees, no vet fees for repro exams, no scans throughout the pregnancy. Just three vet visits - one to confirm the pregnancy and one to flush mum as I was paranoid she had an infection in her uterus after foaling, one to microchip the foal.* The YO did not charge me livery for a foal-at-foot, so he only became chargeable at weaning, at which point he wasn't mine anymore. He was gelded about a month after weaning, so that wasn't my bill, either.

What's not to like...oh, wait....

*This could have gone quite wrong had he not been a healthy foal or had she not been a healthy broodmare, since my lovely insurance company told me they would only insure the foal once he was 30 days old and would not insure Hermosa for any foaling-related complications. "You did not insure her as a broodmare when you took out the policy," they said. Well, no f*0ckin' sh1t.
 

Caol Ila

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Sorry for laughing but given the circumstances, I don't know how you managed to remain polite when they told you this. Or maybe you didn't!

I may have said something narky along the lines of, "You think?"

Then they got very shirty about the vet not picking up the pregnancy at the PPE back in February. How would the vet have done that? A rectal or a pregnancy blood test are not part of a two-stage vetting, and she did not look pregnant. They made me send them a copy of the PPE certificate. I don't know why they got a bit dickish about the PPE, because they'd already told me that they would not cover anything related to said pregnancy.

I am not with that insurance company anymore.
 

LadyGascoyne

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£17k is the asking price for a filly I really like the look of.

First time I have considered buying a young horse since losing my yearling but it’s bad timing for me, and it is a lot of money. I paid about £8k for my yearling.

She’s utterly gorgeous though, dressage-bred by Kjento, and already eye-catching. I’m sure they will find a buyer.
 
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