nativepony
Well-Known Member
Just having an insurance dilemma. Have both horses insured though Pet Plan - one is in full work and kept on a livery yard, she has no exclusions. The other is retired (not through age, she is 11 but rescued and riding was just too traumatic for her), and kept on grass livery, she has exclusions for ulcers, (she had grade 4), colic and I think laminitis as she suffered a bout and I called the vet so would have gone on her record. They are both fully insured but thinking it may be better to leave first horse as she is but cancel my retired horses insurance altogether and join the BHS so she is covered for public liability - or maybe BHS and keep insurance with Pet Plan for accident only in case something happens in the field?? Anyone got any advice please....