Stella
Well-Known Member
It occurs to me that I, and all of us really, need to know what we can about this before that bleak day comes. I read somewhere that if a horse is PTS and the owner will want to make an insurance claim, the company must agree to release the horse before its body is removed. This is because they may decide that a post mortum examination is required.
I was running this past our YM today and she said that in circumstances where the owner decides its time, e.g. when enough is enough in a horse's suffering or poor quality of life and the Vet hasn't said that it must be PTS at that point due to an acute condition, its necassary to contact the insurance company to request their agreement. They will then want to contact the Vet to liaise before reverting to the owner with a decision.
I know that when this time comes with my mare, I am likely to be distraught and the insurance company's opinion with not be near the top of my list of priorities. However, when a horse is insured for many thousends of pounds, this will need to be considered in order to have the funds to buy another horse.
Could people please share their experiences of these sorts of situations? Thanks.
I was running this past our YM today and she said that in circumstances where the owner decides its time, e.g. when enough is enough in a horse's suffering or poor quality of life and the Vet hasn't said that it must be PTS at that point due to an acute condition, its necassary to contact the insurance company to request their agreement. They will then want to contact the Vet to liaise before reverting to the owner with a decision.
I know that when this time comes with my mare, I am likely to be distraught and the insurance company's opinion with not be near the top of my list of priorities. However, when a horse is insured for many thousends of pounds, this will need to be considered in order to have the funds to buy another horse.
Could people please share their experiences of these sorts of situations? Thanks.