Loaner causing trouble!

call the police and ask them to view the CCTV images and surely it's criminal damage to your property. Yes they have returned it but they have also damaged it and should be made to pay for repairs or new if they can not be repaired!

i honestly can not understand some people! you've given this girl an amazing opportunity to loan your horse and she has treated you this way. there are many people who would have loved to have been in her position! i hope that she never gets the opportunity to do this to someone else and thank god you got to the yard in time the night she turned up to take him i dread to think what would have happened if not :(
 
Fides said:
Tell the mother...
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Copy the footage from the CCTV, send it to the mother, with a bill for the damage and giving 14 days for payment before you proceed with a criminal damage complaint. Let the police know, get a crime reference number for criminal damage to your property and include that reference number in the letter. Finish the letter by reminding them that the CCTV works and say that it has been installed at all properties so any attempt at further damage will result in prosecution.
 
_GG_ said:
Copy the footage from the CCTV, send it to the mother, with a bill for the damage and giving 14 days for payment before you proceed with a criminal damage complaint. Let the police know, get a crime reference number for criminal damage to your property and include that reference number in the letter. Finish the letter by reminding them that the CCTV works and say that it has been installed at all properties so any attempt at further damage will result in prosecution.
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^^ This. What a nasty piece of work.
 
Have been following this from the beginning and must say i am so so happy Buzz is back in your care!
Thank-god you got him out of there before it was him she was harming,and not the tack.

I honestly have no words. Report her for the damages and you need eyes in the back of your head with that one! Karma is a b!tch though, her time will come. Well done you for staying so calm and professional- I definitely wouldn't of been able too!
 
This just keeps getting worse and worse.

Echo others, report to the police and tell the mother. I would also be tempted to show her the CCTV (just in case she decides to believe the little darling again).

You couldn't write it could you
 
Perhaps contact the lovely Oz who offered to check your tack and ask them if they would write a report as to what damage (and cost) has been caused by the paint and throwing the saddles? Then off to the small claims court you go to get yourself the funds for replacement tack. No need to be nice or go via mother anymore, you've got everything back, now claim for your damages.
 
_GG_ said:
Copy the footage from the CCTV, send it to the mother, with a bill for the damage and giving 14 days for payment before you proceed with a criminal damage complaint. Let the police know, get a crime reference number for criminal damage to your property and include that reference number in the letter. Finish the letter by reminding them that the CCTV works and say that it has been installed at all properties so any attempt at further damage will result in prosecution.
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Absolutely top advice. No more playing about. That's so bad. As a dressage-r [and a human with empathy!!] I feel for the horror you must be feeling looking at your saddle.

Also - take pictures of the tack. Don't clean it off uyntil you've seen police, saddler to assess it ,etc.
 
What a cow.
If you are not near me OP take it to your local saddler for a good assessment, scuffs can sometimes be teased out if you know how and are lucky but if the damage is severe then a new seat for starters, perhaps flaps and skirts too if they really have gone to town.That's going to cost a fortune.
Check the girth straps, stitching on them and the girth strap webbing, these are your real safety items and if they have been tampered with could lead to accidents.


The red paint if emulsion (doubtful) will come off with a good clean.If it's cellulose (car paint) then only thing that might remove it would be a spirit based cleaner or thinner but that of course could damage the leather at a cellular level let alone ruin the finish.Same applies to gloss paint but gloss can sometimes be chipped off carefully .
If the leather has enough fat left in it the paint may not get a good purchase on it in the first place.
Oz
 
Just read this thread from start to finish, what an absolute fruitcake?

How and why are there people like this? Surely something just isn't wired up right in their head?!
 
_GG_ said:
Copy the footage from the CCTV, send it to the mother, with a bill for the damage and giving 14 days for payment before you proceed with a criminal damage complaint. Let the police know, get a crime reference number for criminal damage to your property and include that reference number in the letter. Finish the letter by reminding them that the CCTV works and say that it has been installed at all properties so any attempt at further damage will result in prosecution.
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THIS 100 times over!

Did your contract state anything about the condition of your tack when you loaned it out, and who would be responsible for the cost/repairs/replacement if damaged, besides general wear and tear? When I put my horse out on loan, the loan agreement (bhs), covered all tack that would go to them, the condition it was in, with photos of the tack to prove what damage and scuffs were already present (protects them if I tried to claim for costs for bits that were already damaged- not that I would, but protects me if tack comes back in state!). Another point to make in any communications with this absolute brat and her mother.

If so, and it states that loanee is reponsible for any replacements or costs except for general wear and tear from use, I would happily send her a copy of the contract, ask for the money within so many days, and then seek support from the police for criminal damage if so- with a copy of the CCTV footage you have. In the meantime, let the police know of the situation. If the mum is still on your side, could you speak to her about the damage, and recovering the cost of replacement tack before pursuing anything else?

This girl may be young, but this is beyond immaturity. This is criminal damage/vandalism, and some of her behaviour borders on harassment. I am sure she is not that young that she is completely unaware of the consequences of her actions, and I don't think the threat of the law coming down on her would harm her at all.

I honestly wonder how her mum is addressing the issue directly with the kid? I am not sure whether she is too soft on her/doesn't do enough, or requires sympathy because she has a reckless teen on her hands, with the influence of an idiot boyfriend.
 
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Am truely truely sorry to read all this!

Def photograph and get the CCTV, personally I would speak to the mother, as the money might be quicker forthcoming.

However, police involvement for criminal damage and you have proof so get her arrested.

What a nightmare for you :(
 
misskk88 said:
THIS 100 times over!

Did your contract state anything about the condition of your tack when you loaned it out, and who would be responsible for the cost/repairs/replacement if damaged, besides general wear and tear? When I put my horse out on loan, the loan agreement (bhs), covered all tack that would go to them, the condition it was in, with photos of the tack to prove what damage and scuffs were already present (protects them if I tried to claim for costs for bits that were already damaged- not that I would, but protects me if tack comes back in state!). Another point to make in any communications with this absolute brat and her mother.

If so, and it states that loanee is reponsible for any replacements or costs except for general wear and tear from use, I would happily send her a copy of the contract, ask for the money within so many days, and then seek support from the police for criminal damage if so- with a copy of the CCTV footage you have. In the meantime, let the police know of the situation. If the mum is still on your side, could you speak to her about the damage, and recovering the cost of replacement tack before pursuing anything else?

This girl may be young, but this is beyond immaturity. This is criminal damage/vandalism, and some of her behaviour borders on harassment. I am sure she is not that young that she is completely unaware of the consequences of her actions, and I don't think the threat of the law coming down on her would harm her at all.

I honestly wonder how her mum is addressing the issue directly with the kid? I am not sure whether she is too soft on her/doesn't do enough, or requires sympathy because she has a reckless teen on her hands, with the influence of an idiot boyfriend.
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Agree with this. Just to say that it is irrelevant what the contract does or doesn't say about the condition of the tack. The video footage showing criminal damage should constitute a breach of any contract on an implied duty of care basis. Certain things are always implied and do not need to be in writing. :)
 
_GG_ said:
Agree with this. Just to say that it is irrelevant what the contract does or doesn't say about the condition of the tack. The video footage showing criminal damage should constitute a breach of any contract on an implied duty of care basis. Certain things are always implied and do not need to be in writing. :)
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Oh the CCTV has nailed her coffin well and truly, and I really hope this girl gets a huge dose of reality asap! perhaps not needed, but was just an idea to give the OP some more ammunition in any letter/correspondence to said girl and mother! :)
 
Good grief.

Firmly agree with the advice above. I can't believe how awful the girl is!!

I hope your saddle is repairable and that she gets what she deserves. How you've kept to seemingly calm is a miracle.

Ax
 
What a saga! Personally, I would go to the police first before approaching the mother at all. The police will then advise what to do and if/when it goes to court, you will have done everything correctly. On the basis of what has been posted this far, I'd be adding a claim for the time and emotional stress involved, not to mention the costs of moving the horse. This is where you need a good lawyer.
 
I would not give up send her a bill for a new saddle and bridle, but certainly report to police, it requires another crime number.
They stole it, that is one crime.
There is criminal damage that is another crime.
 
Luckily my brother in law is a fantastic lawyer, should I need one!
Went to the police, they apologised for not helping previously, and have taken photos, I looked ridiculous carrying 2 saddles and a bridle into the police station lol!

Anyway, they have said that I can contact the mother but they advise that I leave it to them, they have got a copy of the CCTV and said they think I should be able to get money back for damages and possible compensation and even a restraining order should I feel unsafe again

Took my jump saddle to a very highly recommended saddler by me, who I have never used before, who checked it over and said it is fine, and he is checking dressage tomorrow, all done for free as he apparently reads the forum but doesn't post, so thank you for that! :)

Misskk88 - yes, contract said tack should be returned in the same condition, and if deemed unacceptable then it would need to be replaced by loaner.
Sad thing is she isn't that young, she is 21.. Not the way I thought a 21 year old would behave, an immature 15 year old maybe but she is just something else, or her boyfriend is!
I have warned many local people to me just in case she trys to get a loan from them, shame as she rode him lovely, until this change!

She has a few of his rugs, but she can keep them, once this is finally sorted, I am hoping she will be gone for good!

I just want to say thank you all again for the advice and support, some people really do give loans a bad name!
 
Isn't it great when a plan comes together?

When all is settled, that saddler needs a mention on here. Not many are that helpful these days.

Hopefully, the loaner will learn from the experience and not blame everyone else for her own transgressions. "Be sure your sins will find you out".
 
I have tried to talk mr saddle man into joining, he is fab!

Oz - your offer was lovely, but I was in such a rush to get it checked out, but thanks again x

Elbie - I know, shocking isn't it! From reading it from an outsider perspective I would have thought the same! Foolish girl!

Honey08 - I am seriously considering it, it worries me that she might try to attack again!
 
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