Hormonal Filly
Well-Known Member
Any tips on saving money?!
I wouldn't say I was 'skint' as I have a bit of savings but every month I am over spending what I earn and its not nice.
Every time my account looks healthy, something goes wrong. Last week my dog needed a emergency operation and the excess was £150, thankfully hes fine and my horse cost me £1100 between October and December last year, plus my MOT ran out in December and needed parts that was £100. Thankfully I have no credit cards but recently being constantly in my over draft isn't fun.
I have 2 horses (and 2 dogs) which are costly but on 'paper' when tallied out I earn enough to cover what I spend on a average wage. My other half claims I spend money on crap but I don't buy anything during the month apart from spending money on grocery shopping, horse feed, dog food, the usual and can't see how I can save money. I haven't had any lessons for months as I haven't been able to afford it and haven't been boxing out much as the fuels expensive, can't remember when I last spent money on horse tack, rug etc and if I do its second hand.
Anyone who has any advice on saving please feel free to share!
I wouldn't say I was 'skint' as I have a bit of savings but every month I am over spending what I earn and its not nice.
Every time my account looks healthy, something goes wrong. Last week my dog needed a emergency operation and the excess was £150, thankfully hes fine and my horse cost me £1100 between October and December last year, plus my MOT ran out in December and needed parts that was £100. Thankfully I have no credit cards but recently being constantly in my over draft isn't fun.
I have 2 horses (and 2 dogs) which are costly but on 'paper' when tallied out I earn enough to cover what I spend on a average wage. My other half claims I spend money on crap but I don't buy anything during the month apart from spending money on grocery shopping, horse feed, dog food, the usual and can't see how I can save money. I haven't had any lessons for months as I haven't been able to afford it and haven't been boxing out much as the fuels expensive, can't remember when I last spent money on horse tack, rug etc and if I do its second hand.
Anyone who has any advice on saving please feel free to share!