Offered Horse to Buy

Thanks for all the quick replies and honest replies.

I guess sometimes you have to evaluate how much you want the horse, and the past 24 hours have been horrendous for me because the thought of losing her doesn't bare thinking about. Although I know you can get horses the same as her for pennies these days she is special to me and my family and I would hate to let her go. She's not like any other comparable horse. The owner popped up and said "don't worry I'm not going to take her off you" this morning so I guess that's something.

It's irritating because in the back of my mind I knew this would happen, but I thought her owner would negotiate on the price - instead she's just flipped and told me she'll take her back if needed.

You're right. do I spend the money getting a cheaper horse which I don't know the history of, or a horse I've had vetted and produced myself? I know everything about her and she trusts me and my Mum.

I don't have the money she's asking for, and I'd be very reluctant to pay it, but I'd be distraught if she went back there, nevermind the fact that my other horse is very fond of her too and it would break up a whole family.

I think I'll just let things blow over, I have a tight contract which states the owner can't take the horse back unless she feels the horse is being mistreated, so hopefully that'll give me time to either find the money or decide whether or not she's worth the money.

Here's a photo of when we first got her in April, just for the sake of showing improvement:
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Thanks again for your comments.
 
patchy_horses said:
It's irritating because in the back of my mind I knew this would happen, but I thought her owner would negotiate on the price - instead she's just flipped and told me she'll take her back if needed.


I think I'll just let things blow over, I have a tight contract which states the owner can't take the horse back unless she feels the horse is being mistreated, so hopefully that'll give me time to either find the money or decide whether or not she's worth the money.
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Was purchase never discussed at the start of the loan? Because in this quote it implies it was;

RookyRider said:
On loan since April 2012, contract for 24 months, always hoped to buy, but not expecting it so soon.
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As for your contract. Always easily broken. So if you don't want to pay out the money, I'm sure the owner will be able to remove the horse very easily.
 
May be worth offering lower and seeing if you get something in the middle. £1,000 does seem a lot anyway but especially as she was unbroken when you got her and you are taking on that work (unless the Owner is paying someone to break that is) and you bought tack, rugs etc (assuming that you had to as she came with nothing). Good luck. Im not into coloured cobs all that much but she looks like a nice one.
 
Yep, this happened to me too. horse in terrible state, owners wanted too much money. Didnt buy him, thought there was no way he would sell in his condition, for that price - but he did!!!! So he was sold to a young girl. I REALLY regretted not buying him. google stalked him for a year and when he came back up for sale, snapped him up.
 
patchy_horses said:
Yes, she offered her to me for £1000 at the start of the loan.
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From previous post
Very upset about the whole situation but trying to keep myself together.
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Sorry, I'm failing to understand all the hair pulling. The price was given to you at the start of the loan. This is not news.

If you don't want the pony at that price, send it back.
 
Hmm, if the price was agreed at the start of the loan you are probably a bit stuck. Ideally you would have priced the horse in its condition at the beginning of the loan, more like 500 based on that picture. Is the 1000 figure written in the contract? Not that loan contracts are particularly solid!
 
patchy_horses said:
Yes, she offered her to me for £1000 at the start of the loan.
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So in fact, you, by default at least, agreed to pay £1000 for the horse, if you decided to buy her.
What did you intend to do in the next 12 months to raise the money? Could you offer to pay the owner part of the price now and the rest at the end of the loan period, in oreder to secure the horse for yourselves.
I have to add as well that I fail to see the relevance of the price of transport to your yard.

As for the photos, tbh the only difference that I can see, is that she has grown and you have brushed her, although I'm sure tht you have been working on her handling etc. but the lack of a good brushing doesn't detract from the value of a horse to people who know what they are looking at.
 
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amymay said:
From previous post



Sorry, I'm failing to understand all the hair pulling. The price was given to you at the start of the loan. This is not news.

If you don't want the pony at that price, send it back.
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Agree totally with this. Whilst it seems to much for the pony that is the price that was given to you as a buying price at the beginning of the loan so dont see much you can do there.
 
patchy_horses said:
Yes, she offered her to me for £1000 at the start of the loan.
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In this case I fail to see the relevance of the thread.

With all due respect, she hasn't plucked a price out if thin air because she knows your attached, it's the price she obviously wanted to sell her at before you got attached to her. Although she may be over priced I no longer think that she is being unreasonable as you took her on knowing these terms. Shé hasn't tried to increase the price despite the improvement. She obviously wasn't going to decrease the price, although she may raise the rice at the end of the loan after she is going nicely and you have put all the hard work in to her. Her argument would be that she gave you the option earlier, I'm not saying this is fair but it's the truth.

One question - did you really think that she would drop her original price just because of the work you have done?

My advice would be if you wanted her to just pay her price, she's obviously had this in mind from the start, you taking on loan wvtb sort of indicates that you are willing to buy at this price at the end of the contract, as such the price is very unlikely to drop and yu may as well see if you can arrange to buy in installments.
 
I have just brought my horse that I had on loan for 18 months. When I was first thinking of buying him I was offered him for £2000. I was always hoping to save that money but I have brought him for £1200. Its probably too much but the thought of not having him was too much to bare.
If your horse is the perfect horse for you then I'd pay the £1000.
 
I never agreed to pay the £1000 she quoted that she may sell her for that to me if she thought my home was fit.

I was always under the impression thatshe'd be open to offers as most sellers are. Maybe I am stupid but when buying my horse I gave her owner an offer which she accepted. I'mupset that she is not open to offers. In relation to the market similar horses are not that price. It's a buyers market.

I will try and get some payment plan set up hopefully thats if she isnt offended by my lack of enthusiasm to pay £1000. I guess I just have to accept that it's a price I have to pay to feel the rewards of my hard work.
 
Don't don't don't get into a payment plan with her. Get yourself a loan or overdraft to cover it. Unless you know and trust the owner very very well, these things always end up in tears and someone being ripped off..

I also don't think the horse looked that bad before - just a bit younger and with a winter coat..

I think that the point is, even if you didn't agree to pay that much, it was the price that was mentioned to you at the start, and you didn't say then that you thought it was too much.., so thats pretty much accepting it.
 
Honey08 said:
Don't don't don't get into a payment plan with her. Get yourself a loan or overdraft to cover it. Unless you know and trust the owner very very well, these things always end up in tears and someone being ripped off..

I also don't think the horse looked that bad before - just a bit younger and with a winter coat..

I think that the point is, even if you didn't agree to pay that much, it was the price that was mentioned to you at the start, and you didn't say then that you thought it was too much.., so thats pretty much accepting it.
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Beautifully put.
 
Also the hair pulling is to do with her threatening to take her off us if we aren't in good finances (which isn't the case, I just don't have £ 1000 lying around
 
patchy_horses said:
Also the hair pulling is to do with her threatening to take her off us if we aren't in good finances (which isn't the case, I just don't have £ 1000 lying around
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Well, as you've said previously, you have a 24 month contract so have 24 months (less the time you've had the horse) to sort out the money for payment.

Good luck, and let us know what you decide.
 
amymay said:
Well, as you've said previously, you have a 24 month contract so have 24 months (less the time you've had the horse) to sort out the money for payment.

Good luck, and let us know what you decide.
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Except that it sounds as though there is nothing to stop the owner taking the horse away at the end of the two years and selling her as a well handled, well schooled horse with 18 months ridden experience under its belt at maybe £2,000 instead.
 
Oh dear the pickles people get themselves into lol! If I was the OP (and daughter) I would just pay the thousand pounds and be done. It's really not worth the hassle or worry that the horse could be taken from you at any time from now until the end of the loan in 24 months time. If you think the owner will sell to you in 2 years time for £1000 then you probably need to think again. The owner is the owner and make no mistake if the owner wants their horse back, they'll find a way and you'll be stuffed. I can't understand why you wouldn't just buy her, she's not exactly shed-loads of money and if you love her then why wouldn't you just pay for her now and be done with it.
 
It sounds to me that if £1000 was said in a passing comment, then by effect you have 'agreed' this amount.
One thing i would do is properly agree a figure if you so wish to buy the mare. As said by a previous poster if the end price hasn't been properly discussed then come two years you could be paying much more for the horse, by which you have increased the horses value by your hard work.

I paid over the odds for my horse, but after 6 months of work she has pretty much doubled in value!
 
Sorry to hear that you are facing this so soon.
I would try and get the money together and buy her. You have put a lot of work into her and she is such a lovely laid back girl that it isn't worth loosing her. I paid very nearly this amount for my youngest horse as a 2 year old, a coloured gypsy cob, i could have carried on looking and got one cheaper elswhere but i have been proved right to buy her and she has been worth every penny that i paid for her, i think you will find that buying your girl you will find that she is worth every penny aswell.
 
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