OMG NFU premium hike- where do you all insure?

[claireandnadia]

Yep mine went up by 50% a couple of years back so changed to petplan.

 

[caramel]

I'm with petplan, who have been wonderful. Got my renewal end of jan, so dreading it! Horse will have exclusions plus he turns 15 tomorrow! Be classes as a veteran.

 

[claire008]

I insure with Westhill Horse Insurance based in Sidcup as they are a broker. They shop around for me every year too.

 

[irish_only]

After being quoted £600+ for house insurance and then them being quite obnoxious, I decided to look around for quotes for towing vehicle and trailers too when up for renewal. House insurance is now £200, cover for vehicle, trailer, very good breakdown/recovery/homestart at less than we pay NFU and much better cover, will be changing. Goodbye NFU after 15+ years.

 

[Dollysox]

Two years ago my NFU premium for my oldie was massive - but they had quoted for a full policy and it reduced once I moved her to a Veteran policy. My not-quite-so-oldie, however is not ready for the Veteran policy and I couldn't get them to reduce so moved to Kbis. I was very sad to move as I have had brilliant service from NFU over the 15 years (and four major claims) I have been with them.

 

[smellsofhorse]

Just got my renewal from nfu.
Mines only gone up £6 a month.
That's insuring two horses.

Have you made a claim or your horse now classed at a veteran etc?

 

[hairycob]

Just had my renewal notice for 2 horses + trailer & it has only gone up £6 too. I only pay £78 per month for the lot.

 

[WellyBaggins]

Thread was started in '11 premiums did take a hike then

 

[Arniebear]

Mine just hiked up too... Sadly im currently going through a claim with them so cant leave im paying triple my car insurance for my lad atm its insane!!

 

[Laafet]

15 years of loyalty meant nothing last year with their massive hike and covering my horse for nothing other than colic, so I left, have a everything other than his back legs covered now for £200 less with KBIS!

 

[lastchancer]

I've been with Sherwater for years, very competent and they answer the phone promptly. I think you have to pay the premium upfront though, not sure as I do anyway.

 

[Pie's mum]

I've just had my renewal through too. They want an extra £20 a month now the old git is 18. So annoyed, been with them for 10 years and never had a claim!

 

[Equestriangirl123]

I'm paying approx £450 a year with NFU for vets fees etc

 

[MurphysMinder]

I've just had renewal through for 20 year old, £760! I have been with NFU for many years and also have my car and house with them, they are a great company to deal with but there is no way I can justify paying that much. The horse is virtually retired fgs. I can't move him because no one else will take him on so will have to think very hard about cancelling the insurance, which is what we did for our other old pony, once we established that she would be excluded from claims for most things anyhow

 

[water gypsy]

This happened to me about 2 years ago so I moved to Pet Plan.

 

[MagicMelon]

NFU are a joke, I was with them for about 6 years giving them a lot of money every year and never claimed, it got to the point where the increase was so ridiculous that I went to SEIB - they were much cheaper and soon after I had to claim which was so annoying as I would have liked to have got that back off NFU as pay back! But SEIB were brilliant with my claim - very helpful to deal with, had common sense and paid out with no problems at all. Should I have another pricey horse again then I will absolutely use them. NFU didnt even care less when I called to say I wouldnt be renewing, they were very offhand.

 

[hoggedmane]

I've gone with pet plan equine, I did think about just putting £50 a month or so in a savings account because then if you don't claim at least you've something to show for it but decided not to risk it.

I do this - have saved about £15k in the last 15 years!