Public liability insurance for dogs

[Mynstrel]

I've just had an email from dogs trust to say they will no longer be offering public liability insurance to companion club members from the middle of this year.

What do other people who self insure for vet bills do for public liability for their dogs?

Thanks in advance

 

[Nicnac]

I have had same. Luckily mine has just renewed

I have emailed them back questioning why they don't just stop insuring banned breeds rather than punishing all dog owners. Given their reasons for stopping PL due to huge payouts for banned breeds seems logical to me! Why on earth were they accepting to insure XL bullies? Recipe for disaster imo and now we all have to bear the brunt of their decision.

 

[ihatework]

Check your home insurance as you might be covered, when I had a situation a few years back on an uninsured dog, it turns out my home insurance would have covered me had it been needed

 

[Mynstrel]

I have had same. Luckily mine has just renewed

I have emailed them back questioning why they don't just stop insuring banned breeds rather than punishing all dog owners. Given their reasons for stopping PL due to huge payouts for banned breeds seems logical to me! Why on earth were they accepting to insure XL bullies? Recipe for disaster imo and now we all have to bear the brunt of their decision.

My thoughts exactly, they're going to lose a lot of supporters who are likely to never claim if they go ahead.

 

[Mynstrel]

Check your home insurance as you might be covered, when I had a situation a few years back on an uninsured dog, it turns out my home insurance would have covered me had it been needed

Thank you, I'll do that.

 

[Errin Paddywack]

Pretty sure my home insurance NFU, covers me for third party for the dogs. I joined Dogs Trust as a way of supporting them and getting some cover for my dogs. Won't bother to rejoin if they have stopped the cover.

 

[Dopeydapple]

Pretty sure my home insurance NFU, covers me for third party for the dogs. I joined Dogs Trust as a way of supporting them and getting some cover for my dogs. Won't bother to rejoin if they have stopped the cover.

Anyone renewing before 1st June will get another year included.

 

[Mynstrel]

Just checked and ours renewed in October. Will be cancelling that direct debit then! I've also emailed and asked if they've fully considered the consequences of this decision.

 

[rara007]

Insurance emporium

 

[nagblagger]

Insurance emporium

Do they do just third party liability, or do you have to have more?

 

[rara007]

Yes I have just liability (at home and at work as a non working dog) for my non banned breed with them.

 

[Mynstrel]

I've had a look at insurance emporium and they do do 3rd party but don't do discount for multi dog households so for us it's the wrong side of £200 per year

 

[planete]

I went to check my Saga home insurance cover and there was no mention of third party cover for pets. I used the website chatbot and it confirmed that pets are covered as part of my home insurance. Worth a thorough check even if not explicitly mentioned.