What would you choose?!

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EquestrianFairy

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A) Buy your own horse for £1500 a RC alrounder and continue to work full time or

B) loan (with livery being paid for) an exceptionally well bred horse costing more than you could ever afford but needs to be brought back into work and remain on your two months holiday.
 
Hi. I don't really understand the last sentence of your question - are you on two months holiday? However, I would rather have my own horse than loan anyday. Your horse, you can do what you want, school how you want, go where you want without being beholden to anyone else.
 
EquestrianFairy said:
A) Buy your own horse for £1500 a RC alrounder and continue to work full time or

B) loan (with livery being paid for) an exceptionally well bred horse costing more than you could ever afford but needs to be brought back into work and remain on your two months holiday.
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A - without any doubt! Never ever would I loan/share or even share/Loan out my own horses.
The Horse is never really yours. Friend had a horse share - she went galloping in field, Horse put foot in rabbit hole, broke leg and sadly was PTS. She took all the blame - bad enough that the horse lost its life, but to be responsible for this on someone elses horse really messed her up. She hasnt rode since.
 
VickyB- yes, I saved up money and took a long holiday. IF I buy another horse then it uses my savings and I will have to cut my holiday short. IF I loan one then it means I can continue with my two months off.
 
Millireef- I basically left a job I hated and have enough money to give me some time to enjoy the break as the job crushed all my confidence in so many ways. I am able to return to work (just a different place) whenever I wish to but I certainly needed a little break anyway and have had two weeks so far.
 
MF- this is also a possibility I think I'm just picky! :D I've been looking at cheap TB's locally but they all get snapped up before I have chance. If I found the right one I would certainly consider it!
 
Have your break, get settled back into work when your ready then save and buy your own, meanwhile while saving the perfect loan horse may also come available even if its just short term so then you have a choice :)
 
I would go with A as although I dont know the circumstances you may find you put a lot of time and work into B and then dont get to enjoy all that work as B wont be yours forever?!
 
Unless the horse that you are thinking of buying is the absolute one for you, I'd stay on your holiday and look towards the end of it. In two months time there will be a lot more, a lot cheaper horses to choose from..
 
I'm going to go against the grain and say B..... firstly, it sounds like a break is well needed. And secondly (I am presuming horse B exists and horse A is hypothetical?) if it is a quality horse that you would never be able to afford, well gosh I'd snap it up!! But then it depends on your aspirations..... if you want to compete and this horse could help bring you further than you've been before, then well yes owning your horse yourself is nice, but personally I think this trumps that..... But then if you have no real desire to compete, and say for instance are looking for something for a bit of hacking and a few local comps, then I would say that for your budget in this climate going into winter you could get something sweet that you could have a long lasting relationship with.

Also - depends what the loaning situation is. Obviously you don't want to put in the hard work for it to be snapped back!! But I really don't see the massive benefit of buying over loaning in this situation, asides from the worrying about the horse being taken back and putting in the work for someone else so to speak. But if it'd better your riding? You would still have complete say over everything surely? And also (again sorry if I'm completely off the mark, haven't seen any previous posts :)) if jobs and money could potentially be problematic down the line, you can give the loaned horse back.....

Also - why is it out of work? Injury or lack of time?

ETS just re-read and saw the livery is getting paid for for horse B!!!!! - amazing!! If you don't have it I will lol..... but does that mean you get less descions and it is more of a "share" than a loan?
 
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FA: I think i wil pretty much be left to do what i want with it- i'll need help bringing it back into work but i cant imagine they will pay much attention. Im on a international SJ's yard- its one of his horses that they bought due to the breeding of it and ended up paying more attention to some of the others as they had babies that needed more attention than they realised and she sort of got forgotten about tbh.

Shes only 7 and has spent a year in the field, i think shes a pretty thing but i dont think anyone agrees with me :D maybe im just biased! REALLY gentle and loves a good fuss.

Even as she is now, she would be way beyond the average budget. I would like to compete her and im sure if i got her going well they would no doubt allow me to compete her myself.
 
i'd go for b too, enjoy, your time off, have a fab horse to ride and bring on and if it goes onto become a star and they take it back then you have the knowledge and pride that you started it off and did the work on it. It'll still be on the same yard i presume so you still wont be cut off from it forever. Also if it turns out to be a bit rubbish, they might give it to you!
You can always do A) another time.
 
B,B,B

An experience like that is worth more than money and you can put what you learn towards "your" next horse when you're ready to buy.

Just make sure you don't get too attached to the sweet mare...
 
Being stressed at work can be draining so I think you probably need a good break to get yourself back to normal.

I'd stay on holiday and enjoy the loan horse until you are back at work and able to save up the funds to buy your own. I think you could get one for a lot less than £1,500 though, specially if you get an ex racer.
 
I'd also go with B and second everything those who agree have said. I shared a horse years ago who was far better and more experienced than I could ever have afforded, she lived at her owners home, the cost was minimal and the experience, encouragement and competition experience the owner gave me was seriously worthwhile.
 
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